Losses
-€21,453 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
COBA-7679
Lifetime
9 annual accounts with figures on one time axispeak €35,389 (2019)
€14,339▼ 11.0%
lowest -€12,639 (2025)
-€12,639▼ €3,824
peak €76,148 (2023)
€54,695▼ 18.8%
€199,427▲ 2.1%
Board4 names since 2016
2 directorsCooman Danny and 1 other
Owners
100%DEMCO
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Loss of €12,639Equity from €67,334 to €54,695Cash from €646 to €3,136
Key points
from the 2025 annual accountsChecked score
64
Healthy
Financially stronger than 19% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.0%▼ -0.1 percentage points vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 0.9%▼ -0.1 percentage points vs 05-2025lowest value
07-2025: 1.1%▲ +0.2 percentage points vs 06-2025
08-2025: 1.3%▲ +0.2 percentage points vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.4%▲ +0.1 percentage points vs 03-2026highest value
05-2026: 1.3%▼ -0.1 percentage points vs 04-2026
06-2026: 1.2%▼ -0.1 percentage points vs 05-2026
07-2026: 1.0%▼ -0.2 percentage points vs 06-2026
08-2026: 1.0%● unchanged vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026
11-2026: 1.0%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
Liquidity: current ratio 0.03, cash €3,136
Loss of €12,639, the second in a row (financial year 2025)
lowers risk
Size: total assets €254,122
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 32% of them on solvency, 7% on liquidity, 18% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,548 companies had the same profile as COBA-7679 has now. Each dot stands for 4 companies, two years later.
91.2%
were still trading
3.9%
stopped another way
4.3%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COBA-7679 itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,548 companies, not a prediction for COBA-7679. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.03 (0.02 in 2024), below 1. Short-term debt is 78.5% and cash 1.2% of total assets. 78.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,639
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
32 days early
2024
8 days early
2023
37 days early
2022
20 days early
2021
46 days early
2020
54 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0666927953
Registered office moved from Sint-Gillis-Waas to Tielrode
New registered office: Moortelstraat 25A, 9140 Tielrode · Previous registered office: Ettingestraat 20, 9170 Sint-Gillis-Waas · Resignations: Cooman Danny (manager) and ASK (manager) · Gazette deed
Capital increase of €40,000 to €82,532.90
Capital from €42,532.90 to €82,532.90, 1,440 new shares · Appointment: FINVISION BEDRIJFSREVISOREN WAASLAND (company auditor) · General meeting of 21-06-2018 · Gazette deed
Incorporation
published on 15-12-2016 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COBA-7679 Ravels | €254,122 | €14,339 | 21.5% | - |
| BLING-KING Torhout | €219,348 | €13,077 | 36.3% | 0 |
| WEKA WASH Geel | €235,643 | €16,893 | -9.7% | - |
| Suro Cars Roeselare | €265,582 | €9,790 | 19.4% | - |
| AKWASH Lummen | €310,177 | €12,375 | -143.5% | - |
| SIKH BROTHERS Bornem | €230,911 | €31,747 | 37.9% | - |
| E-Wash Zoersel | €393,600 | €17,618 | 18.9% | - |
These companies have the same main activity as COBA-7679: washing and cleaning of motor vehicles (NACE 95316). They are comparable in size and age: total assets between €219,000 and €394,000, founded between 2014 and 2021.
Official details
Source: KBO- Status
- Active since 05-12-2016Normal situation
- Activity
- Washing and cleaning of motor vehiclesNACE 95316
- Establishment units
- 2.259.941.6329140 Temse, since 05-12-2016
- 2.259.941.9299200 Dendermonde, since 05-12-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €74,000estimated
- €254,122▼ 3.2%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on COBA-7679
COBA-7679 files the abbreviated format. That format states no turnover. The gross margin fell from €33,547 in 2017 to €14,339 in 2025.
DEMCO holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COBA-7679
- What is the company number of COBA-7679?
- The company number of COBA-7679 is 0666.927.953. The VAT number is the same number with BE in front: BE 0666.927.953.
- Where is COBA-7679 based?
- The registered office is at Heesdijk 1, 2382 Ravels.Company details
- What does COBA-7679 do?
- According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
- What is the legal form of COBA-7679?
- COBA-7679 is a private limited company (BV).
- When was COBA-7679 founded?
- COBA-7679 was founded on 05-12-2016.
- Is COBA-7679 still active?
- Yes, COBA-7679 is an active enterprise in the KBO register.
- What is the turnover of COBA-7679?
- The turnover in financial year 2025 is ≈ €74,000. This figure is estimated from the gross margin of €14,339 and 65 comparable companies (NACE 95316). It probably lies between €41,000 and €120,000. It is a rough estimate.Financials
- Is COBA-7679 profitable?
- In financial year 2025, COBA-7679 made a loss of €12,639.
- Where can I find the annual accounts of COBA-7679?
- COBA-7679 filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COBA-7679 due?
- COBA-7679 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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