Financials
- Fiscal year
- 2024
- Total assets
- €31,665
- Loss
- -€868
- Solvency
- 20.1%
Total assets▲ 3.8%
Net result
20222024
Coaching-uni-vers-elles
ActiveSummary
The computed 12-month bankruptcy probability of Coaching-uni-vers-elles is 8.7% (elevated). The 2024 annual accounts show equity of €6,356 and a net result of -€868. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 6162 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other personal services
NACE 96999NACE 96099
1 site
Size
€31,665total assets 2024
- Equity
- €6,356
- Loss
- -€868
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 4 deeds read
Why 32- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 63 days late; 2 of the last 3 late- Figures for FY 2024 (filed 02-10-2025)- Founded in 2022Show the evidence
Checked score
Score 2024
32
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 28% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
45-4
equity 20.1% of total assets
Liquidity
21+3
short-term debt 79.9% · cash 11.5%
Profitability
21-69
return on assets -2.7%
Bankruptcy probability, 12 months
8.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 5.9%
09-2025: 5.9%▲ +1.3% vs 08-2025
10-2025: 8.6%▲ +45.4% vs 09-2025
11-2025: 4.0%▼ -53.5% vs 10-2025
12-2025: 4.0%● 0.0% vs 11-2025
01-2026: 4.0%▼ -1.0% vs 12-2025lowest value
02-2026: 4.0%● 0.0% vs 01-2026lowest value
03-2026: 4.1%▲ +3.8% vs 02-2026
04-2026: 5.1%▲ +24.1% vs 03-2026
05-2026: 5.6%▲ +10.4% vs 04-2026
06-2026: 5.8%▲ +2.2% vs 05-2026
07-2026: 5.8%● 0.0% vs 06-2026
08-2026: 6.0%▲ +3.2% vs 07-2026
09-2026: 6.0%▲ +0.9% vs 08-2026
10-2026: 8.7%▲ +45.1% vs 09-2026highest value
- 1 change of registered office in 24 months raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 63 days late; 2 of the last 3 late raises the probability
- Figures for FY 2024 (filed 02-10-2025) raises the probability
- Founded in 2022 raises the probability for this profile
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.16 against 1.18 in 2023; short-term debt: 79.9% and cash: 11.5% of total assets), and 79.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 44%, liquidity 16%, profitability 24%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-10-2025, 63 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
63 d late
2023
42 d late
2022
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 45 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Back to profitnet €5,267
Key points
By topic
Timeline
- Events
- 4
- Since
- 2023
- 02-10-2025Annual accounts filed
- 11-09-2024Annual accounts filed
- 31-12-2023Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other personal servicesNACE 96999
- Founded
- 01-12-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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