COACHESSENCE
ActiveCOACHESSENCE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-2k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 2272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-36
Solvency86▼-13
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 3.0 in 2024; short-term debt: 38.8% and cash: 34.9% of total assets), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
-4.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
30 d early
2023
78 d early
2022
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€25k▼ 6.6%
2024 · €27k
2022: €15k
2023: €18k
2024: €27k
2022 → 2025
Total assets
€41k▲ 13.5%
2024 · €36k
2022: €24k
2023: €24k
2024: €36k
2022 → 2025
Net result
€-2k
2024 · €9k
2022: €-15k
2023: €4k
2024: €9k
2022 → 2025
Working capital
€7k▼ 63.1%
2024 · €18k
2022: €7k
2023: €13k
2024: €18k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€18k▲ 24.0%€27k▲ 47.4%€25k▼ 6.6%
Operating result€-15k-€4k€10k▲ 157%€-379
Net result€-15k-€4k€9k▲ 145%€-2k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €379 after €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€18k▲ 126%
Current assets
€23k▼ 18.1%
Equity and liabilities €41k
Equity
€25k▼ 6.6%
Debt
€16k▲ 71.8%
The debt ratio rises from 25.6% to 38.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €12k
Cash flow
€4k▼
2024 · €11k
Solvency
61.2%▼
2024 · 74.4%
Current ratio
1.43▼
2024 · 3.00
Quick ratio
1.43▼
2024 · 3.00
Debt / equity
0.63▲
2024 · 0.34
ROE
-7.1%▼
2024 · 32.2%
ROA
-4.3%▼
2024 · 23.9%
Interest coverage
17.61▼
2024 · 97.07
Debt
€16k▲
2024 · €9k
Debt ≤ 1 year
€16k▲
2024 · €9k
Income taxes
€1k▲
2024 · €816
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€41k▲
Formation expenses20€348€135▼
Fixed assets21/28€8k€18k▲
Tangible fixed assets22/27€8k€18k▲
Plant, machinery and equipment23-€6k
Furniture and vehicles24€8k€12k▲
Current assets29/58€28k€23k▼
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€4k€8k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€21k€14k▼
Deferred charges and accrued income490/1€2k€711▼
Equity and liabilities
Total equity and liabilities10/49€36k€41k▲
Equity10/15€27k€25k▼
Contributions10/11€30k€30k=
Profit (loss) carried forward14€-3k€-5k▼
Amounts payable17/49€9k€16k▲
Amounts payable within one year42/48€9k€16k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€453€654▲
Gross operating margin9900€12k€6k▼
Operating profit (loss)9901€10k€-379▼
Financial income75/76B€10-
Recurring financial income75€10-
Financial charges65/66B€122€292▲
Recurring financial charges65€122€292▲
Profit (loss) for the period before taxes9903€9k€-671▼
Income taxes67/77€816€1k▲
Profit (loss) for the period9904€9k€-2k▼
Profit (loss) for the period to be appropriated9905€9k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-5k▼
Profit (loss) brought forward from the previous period14P€-12k€-3k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2022net €9k ▲145%
Operating result €10k, net result €9k, both a record.
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hof ter Hemelrijke 88300 Knokke-HeistGround area
266 m²
Building footprint
68 m²
Parcel 31039E0887/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
COACHESSENCE
since 20212.320.632.354
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039E0887/00H000 | Flanders | 266 m² | 1 · 68 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 435 EUR awarded · 435 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 435 EUR | 435 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,138 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.