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Coach Consult & Expertise

Active
Private limited companyfounded 2023active for 2 yearsRue Louis Caty(B) 202, 7331 Saint-Ghislain, BelgiumKBO/BCE: BE 1003.892.491
Summary

Coach Consult & Expertise has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218,308 and a net result of €126,186. Equity has been growing by about 112% per year since 2023. Its solvency ranks better than 55% of 4,342 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-12-2023 Normal situation
Activity
Other professional, scientific and technical activities NACE 74999and 1 other
Establishment unit
2.393.041.369 7331 Saint-Ghislain, since 01-01-2024
Financial year end
31 December
Peppol
Reachable since 17-03-2026

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€180,382
▲ 59.0%
Turnover
≈ €450,000
estimated
Profit
€126,186
▲ 59.1%
Equity
€218,308
▲ 137%
Total assets
€396,878
▲ 138%
  • 2025 accounts filed 28 days after the deadline
Score breakdownraises riskLast filed accounts filed 28 days late; 1 of the last 3 accounts lateRestart patternlowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 2.27, cash €190,614Equity €218,308 (55.0% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 78% of micro companies in other professional activities (NACE 74)
Financial strength · tick: 2024
Strong
Solvency 80=
equity 55.0% of total assets
Liquidity 84-1
short-term debt 36.2% · cash 48.0%
Profitability 100=
return on assets 31.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,430 companies, NACE 74, micro)
Last 24 months 01-2025: 0.1% 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -0.3 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €21,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.27 (2.27 in 2024), above the usual 1.5. Short-term debt is 36.2% and cash 48% of total assets. 45% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 57% of them on solvency, 76% on liquidity, 88% on profitability and 92% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Liquidity: current ratio 2.27, cash €190,614
NBB · annual accounts
raises risk · Last filed accounts filed 28 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €218,308 (55.0% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
28 days late
2024
41 days late
2023
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 33 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications
Restart pattern 1 indication

A company was founded shortly before or after the bankruptcy of another, with a director in both or at the same registered office.

  • BankruptSTUDYCOACHjudgment 20-08-2024
    FoundedThis companystart date 26-12-2023

    This company was founded 7 months before the bankruptcy of STUDYCOACH. The annual accounts of both list Jean Saussez as director, and both had the same registered office.

    • Jean Saussez listed as director in the annual accounts of both
    • Same registered office (7331 Saint-Ghislain)

This is a pattern, not a judgment. A new start after a bankruptcy is often entirely legitimate. The facts come from the KBO register, the Belgian Official Gazette, the director data and the annual accounts at the NBB. The same name in two sets of accounts is not necessarily the same person. What the facts mean is for you to look into.

Key points

  • Positive: Equity rose in 2025from €92,121 to €218,308 ▲ 137% View
  • Positive: Higher net result than 95% of companies in other professional activitiessector median €9,339 · 4,337 companies €126,186 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointments: SAUSSEZ Jean (director) and DELTON Adeline Magali (director) · Permanent representative: SAUSSEZ Jean
All 6 events

Comparable companies

These companies have the same main activity as Coach Consult & Expertise: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €299,000 and €400,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
Coach Consult & Expertise Saint-Ghislain€396,878€180,382
SOLARYS ENERGY Hoegaarden€372,828€174,666
Agirad Geel€343,381€166,513
Greengazelle Oostkamp€399,506€216,980
HEDERA Asse€307,253€200,023
SoCurious Hasselt€387,709€167,429
ONGELEID PROJECTIEL Gent€298,590€221,863
Full comparison

Key facts about Coach Consult & Expertise

What is the company number of Coach Consult & Expertise?
The company number of Coach Consult & Expertise is 1003.892.491. The VAT number is the same number with BE in front: BE 1003.892.491.
Where is Coach Consult & Expertise based?
The registered office is at Rue Louis Caty(B) 202, 7331 Saint-Ghislain.Company details
What does Coach Consult & Expertise do?
According to the KBO register, the main activity is other professional, scientific and technical activities (NACE 74999).
What is the legal form of Coach Consult & Expertise?
The legal form of Coach Consult & Expertise is Private limited company (BV).
When was Coach Consult & Expertise founded?
Coach Consult & Expertise was founded on 26-12-2023.
Is Coach Consult & Expertise still active?
Yes, Coach Consult & Expertise is an active enterprise in the KBO register.
What is the turnover of Coach Consult & Expertise?
The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €180,382 and 2,215 comparable companies of the same size. It probably lies between €300,000 and €700,000. It is a rough estimate.Financials
Is Coach Consult & Expertise profitable?
In financial year 2025, Coach Consult & Expertise made a profit of €126,186.
Where can I find the annual accounts of Coach Consult & Expertise?
Coach Consult & Expertise filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Coach Consult & Expertise due?
Coach Consult & Expertise must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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