Financials
- Fiscal year
- 2025
- Total assets
- €513,299
- Profit
- €14,520
- Solvency
- 23.5%
Total assets▼ 3.5%
Net result
20182025
CO3
ActiveSummary
CO3 has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,617 and a net result of €14,520. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 20890 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Other information technology and computer services
NACE 62900NACE 62090
#2 oldest company in Pajottegem, Telecoms and IT sector1 site
Size
€513,299total assets 2025
- Equity
- €120,617
- Profit
- €14,520
Turnover not published (abridged schema)
Structure
Accounts 31 d early0 of 3 deeds read
Why 91- 2 of the last 3 late+ Size: total assets €513,299+ Founded in 1991+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 30% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
48+2
equity 23.5% of total assets
Liquidity
29-7
short-term debt 76.5% · cash 16.6%
Profitability
72+2
return on assets 2.8%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.3%▲ +39.3% vs 11-2024
01-2025: 0.7%▲ +101% vs 12-2024highest value
02-2025: 0.1%▼ -79.2% vs 01-2025
03-2025: 0.1%▼ -5.0% vs 02-2025
04-2025: 0.1%▼ -3.8% vs 03-2025
05-2025: 0.1%▼ -7.1% vs 04-2025
06-2025: 0.1%▼ -10.2% vs 05-2025
07-2025: 0.1%▲ +34.0% vs 06-2025
08-2025: 0.2%▲ +45.8% vs 07-2025
09-2025: 0.2%▲ +14.5% vs 08-2025
10-2025: 0.1%▼ -51.5% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%▼ -21.7% vs 11-2025
01-2026: 0.1%▼ -1.1% vs 12-2025
02-2026: 0.1%▲ +1.1% vs 01-2026
03-2026: 0.1%▼ -2.2% vs 02-2026
04-2026: 0.1%▼ -3.4% vs 03-2026lowest value
05-2026: 0.1%▲ +2.4% vs 04-2026
06-2026: 0.1%▲ +11.5% vs 05-2026
07-2026: 0.1%▲ +20.6% vs 06-2026
08-2026: 0.2%▲ +47.9% vs 07-2026
09-2026: 0.2%▲ +11.6% vs 08-2026
10-2026: 0.1%▼ -47.7% vs 09-2026
- 2 of the last 3 late raises the probability
- Size: total assets €513,299 lowers the probability for this profile
- Founded in 1991 lowers the probability for this profile
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.88 in 2024; short-term debt: 76.5% and cash: 16.6% of total assets), and 76.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 24%, liquidity 11%, profitability 31%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 20890 sector peers (2025).
NBB · sector comparisonPosition among 20890 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €120,617
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d late
2023
153 d late
2022
30 d late
2021
8 d late
2020
18 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 61 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €14,520 ▲137%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-06-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 31-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other information technology and computer servicesNACE 62900
- Founded
- 04-11-1991
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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