CO.pro
ActiveSummary
The computed 12-month bankruptcy probability of CO.pro is 4.1% (elevated). The 2025 annual accounts show negative equity (-€59,359) and a net result of -€21,571. Equity is shrinking by ~53.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 4579 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.09 in 2024; short-term debt: 351.5% and cash: 5.8% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-251.5%
Return on assets
-91.4%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€59,359
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
51 d early
2023
49 d early
2022
30 d early
2021
31 d early
2020
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€59,359▼ 57.1%
2024 · -€37,788
Total assets
€23,602▼ 38.4%
2024 · €38,338
Net result
-€21,571▼ 147%
2024 · -€8,749
Working capital
-€80,439▼ 16.3%
2024 · -€69,166
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€12,633▼ 4.8%-€7,528▲ 40.4%-€13,795▼ 83.2%-€8,422▲ 38.9%-€21,267▼ 153%
Net result-€13,103below the sector's middle half▼ 5.8%-€7,986below the sector's middle half▲ 39.1%-€14,168below the sector's middle half▼ 77.4%-€8,749below the sector's middle half▲ 38.2%-€21,571below the sector's middle half▼ 147%
Equity-€6,886below the sector's middle half-€14,871below the sector's middle half▼ 116%-€29,039below the sector's middle half▼ 95.3%-€37,788below the sector's middle half▼ 30.1%-€59,359below the sector's middle half▼ 57.1%
Total assets€59,546below the sector's middle half▼ 24.5%€45,268below the sector's middle half▼ 24.0%€27,984below the sector's middle half▼ 38.2%€38,338below the sector's middle half▲ 37.0%€23,602below the sector's middle half▼ 38.4%
Debt€66,431▼ 8.6%€60,139▼ 9.5%€57,023▼ 5.2%€76,125▲ 33.5%€82,961▲ 9.0%
Working capital-€14,274below the sector's middle half▼ 801%-€33,246below the sector's middle half▼ 133%-€50,215below the sector's middle half▼ 51.0%-€69,166below the sector's middle half▼ 37.7%-€80,439below the sector's middle half▼ 16.3%
Solvency-11.6%below the sector's middle half▼ 19.4pp-32.9%below the sector's middle half▼ 21.3pp-103.8%below the sector's middle half▼ 70.9pp-98.6%below the sector's middle half▲ 5.2pp-251.5%below the sector's middle half▼ 152.9pp
Current ratio0.73below the sector's middle half▼ 0.240.37below the sector's middle half▼ 0.360.11below the sector's middle half▼ 0.260.09below the sector's middle half▼ 0.020.03below the sector's middle half▼ 0.06
Return on assets (ROA)-22.0%below the sector's middle half▼ 6.3pp-17.6%below the sector's middle half▲ 4.4pp-50.6%below the sector's middle half▼ 33.0pp-22.8%below the sector's middle half▲ 27.8pp-91.4%below the sector's middle half▼ 68.6pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21,267 in 2025 against €8,422 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23,602
Fixed assets
€21,080 ▼ 32.8%
Current assets
€2,522 ▼ 63.8%
Key figures and ratios
EBITDA
-€10,969▼
2024 · -€768
Cash flow
-€11,273▼
2024 · -€1,095
Debt to equity
-1.40▲
2024 · -2.01
Interest coverage
-36.15▼
2024 · -2.35
Debt ≤ 1 year
€82,961▲
2024 · €76,125
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,038 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.3%
went bankrupt
8.2%
stopped otherwise
82%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,707 | €3,699 | €6,543 | €7,654 | €10,298 | ▲ 34.6% |
| Other operating charges640/8 | - | €325 | €604 | €1,402 | €732 | ▼ 47.8% |
| Gross operating margin9900 | -€3,986 | -€3,504 | -€6,648 | €634 | -€10,238 | ▼ 1,715% |
| Operating profit (loss)9901 | -€12,633 | -€7,528 | -€13,795 | -€8,422 | -€21,267 | ▼ 153% |
| Financial charges65/66B | - | €458 | €373 | €327 | €303 | ▼ 7.3% |
| Recurring financial charges65 | €470 | €458 | €373 | €327 | €303 | ▼ 7.3% |
| Profit (loss) for the period before taxes9903 | -€13,103 | -€7,986 | -€14,168 | -€8,749 | -€21,571 | ▼ 147% |
| Profit (loss) for the period9904 | -€13,103 | -€7,986 | -€14,168 | -€8,749 | -€21,571 | ▼ 147% |
| Profit (loss) for the period to be appropriated9905 | -€13,103 | -€7,986 | -€14,168 | -€8,749 | -€21,571 | ▼ 147% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €59,546 | €45,268 | €27,984 | €38,338 | €23,602 | ▼ 38.4% |
| Fixed assets21/28 | €21,471 | €25,578 | €21,733 | €31,379 | €21,080 | ▼ 32.8% |
| Tangible fixed assets22/27 | €21,471 | €25,523 | €21,678 | €31,324 | €21,025 | ▼ 32.9% |
| Plant, machinery and equipment23 | - | €0 | €760 | €16,312 | €11,879 | ▼ 27.2% |
| Furniture and vehicles24 | - | €25,523 | €20,918 | €15,011 | €9,146 | ▼ 39.1% |
| Financial fixed assets28 | - | €55 | €55 | €55 | €55 | = |
| Current assets29/58 | €38,074 | €19,690 | €6,251 | €6,959 | €2,522 | ▼ 63.8% |
| Amounts receivable within one year40/41 | €1,513 | €5,351 | €296 | €296 | €0 | ▼ 100% |
| Trade receivables40 | - | €296 | €296 | €296 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €5,054 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €35,110 | €13,573 | €3,163 | €1,776 | €1,359 | ▼ 23.5% |
| Deferred charges and accrued income490/1 | - | €766 | €2,792 | €4,886 | €1,163 | ▼ 76.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €59,546 | €45,268 | €27,984 | €38,338 | €23,602 | ▼ 38.4% |
| Equity10/15 | -€6,886 | -€14,871 | -€29,039 | -€37,788 | -€59,359 | ▼ 57.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€25,486 | -€33,471 | -€47,639 | -€56,388 | -€77,959 | ▼ 38.3% |
| Amounts payable17/49 | €66,431 | €60,139 | €57,023 | €76,125 | €82,961 | ▲ 9.0% |
| Amounts payable after more than one year17 | €13,772 | €7,203 | €557 | €0 | - | - |
| Financial debts170/4 | - | €7,203 | €557 | €0 | - | - |
| Amounts payable within one year42/48 | €52,348 | €52,936 | €56,466 | €76,125 | €82,961 | ▲ 9.0% |
| Current portion of amounts payable after more than one year42 | - | €6,569 | €6,646 | €557 | €0 | ▼ 100% |
| Trade debts44 | - | €245 | €289 | €3,270 | €3,025 | ▼ 7.5% |
| Suppliers440/4 | - | €245 | €289 | €3,270 | €3,025 | ▼ 7.5% |
| Taxes, remuneration and social security45 | - | €1,000 | €2,562 | €1,880 | €351 | ▼ 81.3% |
| Taxes450/3 | - | €0 | €1,562 | €471 | €351 | ▼ 25.5% |
| Remuneration and social security454/9 | - | €1,000 | €1,000 | €1,409 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €45,122 | €46,969 | €70,419 | €79,585 | ▲ 13.0% |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,103 | -€7,986 | -€14,168 | -€8,749 | -€21,571 | ▼ 147% |
| + Depreciation and write-downs630 | €7,707 | €3,699 | €6,543 | €7,654 | €10,298 | ▲ 34.6% |
| Operating cash flow (approximation) | -€5,396 | -€4,287 | -€7,625 | -€1,095 | -€11,273 | ▼ 929% |
| Investment in fixed assets (approximation) | - | -€7,806 | -€2,698 | -€17,299 | €0 | ▲ 100% |
| Change in cash | - | -€21,537 | -€10,411 | -€1,387 | -€417 | ▲ 69.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet -€21,571
Net result drops to -€21,571, the lowest in the series.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2019
Ground area
684 m²
Building footprint
192 m²
Volume, LiDAR
679 m³
Parcel 44019A1611/00T000, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CO.pro
since 20192.293.588.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44019A1611/00T000 | Flanders | 684 m² | 1 · 192 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OneTwoTree
BE 1017.371.236
Nijlen · Eq €6,215
LORQUET JARDINS
BE 0800.944.044
Plombières · Eq €6,230
Ar-boris
BE 1014.146.975
Zemst · Eq €6,233
E.T.A. MERBOELLE
BE 0554.803.178
Lobbes · Eq €6,282
De Witte Eik
BE 1010.813.640
Heist-op-den-Berg · Eq €6,295
Of 21,225 companies in sector 81300 we hold annual accounts for 4,369. 1,905 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-08-2019
Fiscal year end30-09
Activities, NACEBEL 2025
81300Landscape service activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0732837275
Also
9925:BE0732837275
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.