Skip to content

Co & Oil

Active
Private limited companyfounded 2020active for 6 yearsVijverstraat 11, 9881 Aalter, BelgiumKBO/BCE: BE 0745.418.868
Summary

The computed 12-month bankruptcy probability of Co & Oil is 2.3% (moderate). The 2025 annual accounts show equity of €1,309 and a net result of €22,544. Equity is shrinking by about 16% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 23% of 1,867 sector peers (NACE 10, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Manufacture of food products
NACE 10410
1 site
Size
€76,236total assets 2025
Equity
€1,309
Profit
€22,544
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
Accounts 74 days early3 of 5 deeds read
Why 54raises riskSector: Manufacture of food products (NACE 10)Founded in 20201 of the last 3 latelowers riskLiquidity: current ratio 0.93, cash €26,623Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 61% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Average
Solvency 27+27
equity 1.7% of total assets
Liquidity 44+36
short-term debt 98.3% · cash 34.9%
Profitability 100+100
return on assets 29.6%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,076 companies, NACE 10, micro)
Last 24 months 11-2024: 3.8% 12-2024: 3.7%▼ -0.1 percentage points vs 11-2024 01-2025: 3.6%▼ -0.1 percentage points vs 12-2024 02-2025: 3.5%▼ -0.1 percentage points vs 01-2025 03-2025: 3.3%▼ -0.2 percentage points vs 02-2025 04-2025: 3.5%▲ +0.2 percentage points vs 03-2025 05-2025: 3.6%▲ +0.1 percentage points vs 04-2025 06-2025: 3.5%▼ -0.1 percentage points vs 05-2025 07-2025: 3.5%● unchanged vs 06-2025 08-2025: 4.1%▲ +0.6 percentage points vs 07-2025 09-2025: 4.1%● unchanged vs 08-2025 10-2025: 4.6%▲ +0.5 percentage points vs 09-2025 11-2025: 4.6%● unchanged vs 10-2025 12-2025: 5.2%▲ +0.6 percentage points vs 11-2025 01-2026: 8.1%▲ +2.9 percentage points vs 12-2025highest value 02-2026: 8.1%● unchanged vs 01-2026highest value 03-2026: 7.9%▼ -0.2 percentage points vs 02-2026 04-2026: 7.9%● unchanged vs 03-2026 05-2026: 7.8%▼ -0.1 percentage points vs 04-2026 06-2026: 2.2%▼ -5.6 percentage points vs 05-2026lowest value 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 2.3%● unchanged vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 20% on solvency, 37% on liquidity, 95% on profitability and 92% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.93, cash €26,623
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1867 sector peers (2025).
NBB · sector comparison
Position among 1867 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
74 days early
2024
131 days late
2023
5 days early
2022
13 days late
2021
2 days early
2020
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 21 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 filed years within 72 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €22,544
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Back in profit in 2025after -€37,088 in 2024 €22,544 View
  • Total assets 20256 financial years filed €76,236 View
  • Active since 2020founded 16-03-2020 6 years View

By topic

Financials

Financial year
2025
Total assets
€76,236
Profit
€22,544
Solvency
1.7%
Total assets▼ 4.1%
Net result
20202025
Go to Financials

Timeline

Events
12
Since
2021
Next accounts
by 31-07-2027
  1. 26-02-2025Resignation: BVTasteAdvice (director)
  2. 31-12-2024Weakest financial year
  3. 27-12-2024Appointment: Tessa Kesteleyn (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of food productsNACE 10410
Founded
16-03-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.