CO - LIBRO
ActiveSummary
CO - LIBRO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-23k) and a net result of €-2k. Equity is growing by ~8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
5 d early
2021
11 d late
2020
11 d late
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-23k▼ 8.0%
2024 · €-21k
2019: €-34klowest in 7 years
2020: €-30k▲ +9.9% vs 2019
2021: €-30k▲ +1.0% vs 2020
2022: €-17k▲ +42.3% vs 2021highest in 7 years
2023: €-20k▼ -13.7% vs 2022
2024: €-21k▼ -7.0% vs 2023
2025: €-23k▼ -8.0% vs 2024
2019 → 2025
Total assets
€73▼ 85.3%
2024 · €494
2019: €4k
2020: €4k▲ +23.8% vs 2019highest in 7 years
2021: €4k▼ -2.3% vs 2020
2022: €2k▼ -59.4% vs 2021
2023: €149▼ -91.6% vs 2022
2024: €494▲ +231% vs 2023
2025: €73▼ -85.3% vs 2024lowest in 7 years
2019 → 2025
Net result
€-2k▼ 21.7%
2024 · €-1k
2019: €903
2020: €3k▲ +269% vs 2019
2021: €294▼ -91.2% vs 2020
2022: €13k▲ +4225% vs 2021highest in 7 years
2023: €-2k▼ -119% vs 2022lowest in 7 years
2024: €-1k▲ +41.8% vs 2023
2025: €-2k▼ -21.7% vs 2024
2019 → 2025
Working capital
€7
2024 · €-1k
2019: €-2k
2020: €2k▲ +223% vs 2019highest in 7 years
2021: €2k▼ -23.4% vs 2020
2022: €-2k▼ -251% vs 2021lowest in 7 years
2023: €-2k▲ +14.1% vs 2022
2024: €-1k▲ +40.9% vs 2023
2025: €7▲ +101% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-30k-€-17k▲ 42.3%€-20k▼ 13.7%€-21k▼ 7.0%€-23k▼ 8.0%
2021: €-30klowest in 5 years
2022: €-17k▲ +42.3% vs 2021highest in 5 years
2023: €-20k▼ -13.7% vs 2022
2024: €-21k▼ -7.0% vs 2023
2025: €-23k▼ -8.0% vs 2024
Operating result€690-€13k▲ 1,813%€-2k€-976▲ 51.4%€-1k▼ 26.9%
2021: €690
2022: €13k▲ +1813% vs 2021highest in 5 years
2023: €-2k▼ -115% vs 2022lowest in 5 years
2024: €-976▲ +51.4% vs 2023
2025: €-1k▼ -26.9% vs 2024
Net result€294-€13k▲ 4,225%€-2k€-1k▲ 41.8%€-2k▼ 21.7%
2021: €294
2022: €13k▲ +4225% vs 2021highest in 5 years
2023: €-2k▼ -119% vs 2022lowest in 5 years
2024: €-1k▲ +41.8% vs 2023
2025: €-2k▼ -21.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €976 in 2024; the loss grows.
Key figures and ratios
Debt
€23k▲
2024 · €22k
Debt ≤ 1 year
€66▼
2024 · €2k
Debt > 1 year
€23k▲
2024 · €20k
Ratios withheld: a balance sheet total of €73 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet
Code20242025
Assets
Total assets20/58€494€73▼
Current assets29/58€494€73▼
Cash at bank and in hand54/58€439€73▼
Deferred charges and accrued income490/1€56-
Equity and liabilities
Total equity and liabilities10/49€494€73▼
Equity10/15€-21k€-23k▼
Contributions10/11€22k€22k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-45k€-47k▼
Amounts payable17/49€22k€23k▲
Amounts payable after more than one year17€20k€23k▲
Other amounts payable178/9€20k€23k▲
Amounts payable within one year42/48€2k€66▼
Trade debts44€2k€66▼
Suppliers440/4€2k€66▼
Accrued charges and deferred income492/3€75€76▲
Income statement
Code20242025
Gross operating margin9900€-976€-1k▼
Operating profit (loss)9901€-976€-1k▼
Financial charges65/66B€410€448▲
Recurring financial charges65€410€448▲
Profit (loss) for the period before taxes9903€-1k€-2k▼
Profit (loss) for the period9904€-1k€-2k▼
Profit (loss) for the period to be appropriated9905€-1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-47k▼
Profit (loss) brought forward from the previous period14P€-44k€-45k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €500 | €500 | €500 | - | - | - |
| Gross operating margin9900 | €1k | €14k | €-2k | €-976 | €-1k | ▼ 26.9% |
| Operating profit (loss)9901 | €690 | €13k | €-2k | €-976 | €-1k | ▼ 26.9% |
| Financial charges65/66B | - | €470 | €371 | €410 | €448 | ▲ 9.3% |
| Recurring financial charges65 | €395 | €470 | €371 | €410 | €448 | ▲ 9.3% |
| Profit (loss) for the period before taxes9903 | €294 | €13k | €-2k | €-1k | €-2k | ▼ 21.7% |
| Profit (loss) for the period9904 | €294 | €13k | €-2k | €-1k | €-2k | ▼ 21.7% |
| Profit (loss) for the period to be appropriated9905 | €294 | €13k | €-2k | €-1k | €-2k | ▼ 21.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4k | €2k | €149 | €494 | €73 | ▼ 85.3% |
| Fixed assets21/28 | €1k | €500 | - | - | - | - |
| Intangible fixed assets21 | €1k | €500 | - | - | - | - |
| Current assets29/58 | €3k | €1k | €149 | €494 | €73 | ▼ 85.3% |
| Amounts receivable within one year40/41 | €2k | - | - | - | - | - |
| Cash at bank and in hand54/58 | €21 | €1k | €96 | €439 | €73 | ▼ 83.5% |
| Deferred charges and accrued income490/1 | - | €48 | €53 | €56 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4k | €2k | €149 | €494 | €73 | ▼ 85.3% |
| Equity10/15 | €-30k | €-17k | €-20k | €-21k | €-23k | ▼ 8.0% |
| Contributions10/11 | - | €22k | €22k | €22k | €22k | = |
| Reserves13 | €14k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-66k | €-42k | €-44k | €-45k | €-47k | ▼ 3.7% |
| Amounts payable17/49 | €34k | €19k | €20k | €22k | €23k | ▲ 5.8% |
| Amounts payable after more than one year17 | €32k | €15k | €17k | €20k | €23k | ▲ 14.9% |
| Other amounts payable178/9 | - | €15k | €17k | €20k | €23k | ▲ 14.9% |
| Amounts payable within one year42/48 | €2k | €4k | €2k | €2k | €66 | ▼ 96.3% |
| Trade debts44 | €2k | €1k | €2k | €2k | €66 | ▼ 96.3% |
| Suppliers440/4 | - | €1k | €2k | €2k | €66 | ▼ 96.3% |
| Taxes, remuneration and social security45 | - | €2k | - | - | - | - |
| Taxes450/3 | - | €2k | - | - | - | - |
| Other amounts payable47/48 | - | €655 | €373 | - | - | - |
| Accrued charges and deferred income492/3 | - | €578 | €562 | €75 | €76 | ▲ 1.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €294 | €13k | €-2k | €-1k | €-2k | ▼ 21.7% |
| + Depreciation and write-downs630 | €500 | €500 | €500 | - | - | - |
| Operating cash flow (approximation) | €794 | €13k | €-2k | €-1k | €-2k | ▼ 21.7% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €1k | €-1k | €343 | €-366 | ▼ 207% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity quadruplescurrent ratio 1.11
Current ratio from 0.28 to 1.11; short-term debt falls from €2k to €66.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €13k ▲4,225%
Operating result €13k, net result €13k, both a record.
11-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
30-06
Financial
Liquidity times 8current ratio 3.61
Current ratio from 0.48 to 3.61; short-term debt falls from €3k to €823.
2019
05-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
14-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1998
Ground area
1,404 m²
Building footprint
646 m²
Volume, LiDAR
9,122 m³
2 parcels, Flanders · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Karel van Lotharingenstraat 4, 3000 Leuven
since 19982.088.425.539
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A1082/00T000 | Flanders | 1,248 m² | 1 · 491 m² | 16.4 m · 5 fl. |
| 24505F0506/00E000 | Flanders | 156 m² | 1 · 156 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded21-09-1998
Fiscal year end30-06
Scores and ratios are computed by Checked and are not a credit decision.