CO - IMMO
ActiveSummary
CO - IMMO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €885k and a net result of €-77k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 90% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability9▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 7.88 against 14.01 in 2024; short-term debt: 12.6% and cash: 0.5% of total assets), and 12.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192022232425
2018 to 2025 · latest year €-77k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
on the day
2023
2 d early
2022
56 d early
2020
3 d early
2019
67 d late
2018
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€885k▼ 8.1%
2024 · €963k
2018: €219k
2019: €126k▼ -42.2% vs 2018lowest value
2020: €130k▲ +2.8% vs 2019
2022: €1.13Mhighest value
2023: €1.02M▼ -10.1% vs 2022
2024: €963k▼ -5.6% vs 2023
2025: €885k▼ -8.1% vs 2024
2018 → 2025
Total assets
€1.01M▼ 2.3%
2024 · €1.04M
2018: €1.85Mhighest value
2019: €1.70M▼ -8.1% vs 2018
2020: €1.67M▼ -2.0% vs 2019
2022: €1.56M
2023: €1.26M▼ -19.1% vs 2022
2024: €1.04M▼ -17.6% vs 2023
2025: €1.01M▼ -2.3% vs 2024lowest value
2018 → 2025
Net result
€-77k▼ 35.4%
2024 · €-57k
2018: €84k
2019: €-92k▼ -210% vs 2018
2020: €4k▲ +104% vs 2019
2022: €1.08Mhighest value
2023: €-114k▼ -111% vs 2022lowest value
2024: €-57k▲ +50.1% vs 2023
2025: €-77k▼ -35.4% vs 2024
2018 → 2025
Working capital
€879k▼ 8.0%
2024 · €956k
2018: €-231k
2019: €-390k▼ -68.8% vs 2018
2020: €-433k▼ -11.0% vs 2019lowest value
2022: €1.14Mhighest value
2023: €985k▼ -13.7% vs 2022
2024: €956k▼ -2.9% vs 2023
2025: €879k▼ -8.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€130k-€1.13M▲ 773%€1.02M▼ 10.1%€963k▼ 5.6%€885k▼ 8.1%
2020: €130klowest value
2022: €1.13Mhighest value
2023: €1.02M▼ -10.1% vs 2022
2024: €963k▼ -5.6% vs 2023
2025: €885k▼ -8.1% vs 2024
Operating result€39k-€1.53M▲ 3,807%€-122k€-60k▲ 51.0%€-76k▼ 27.7%
2020: €39k
2022: €1.53Mhighest value
2023: €-122k▼ -108% vs 2022lowest value
2024: €-60k▲ +51.0% vs 2023
2025: €-76k▼ -27.7% vs 2024
Net result€4k-€1.08M▲ 30,718%€-114k€-57k▲ 50.1%€-77k▼ 35.4%
2020: €4k
2022: €1.08Mhighest value
2023: €-114k▼ -111% vs 2022lowest value
2024: €-57k▲ +50.1% vs 2023
2025: €-77k▼ -35.4% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €76k in 2025 against €60k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€6k ▼ 22.3%
Current assets
€1.01M ▼ 2.1%
Equity and liabilities €1.01M
Equity
€885k ▼ 8.1%
Debt
€128k ▲ 74.1%
Debt's share of the balance-sheet total rises from 7.1% to 12.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-75k▼
2024 · €-58k
Cash flow
€-76k▼
2024 · €-56k
Current ratio
7.88▼
2024 · 14.01
Quick ratio
0.06▼
2024 · 0.55
Debt to equity
0.14▲
2024 · 0.08
ROE
-8.7%▼
2024 · -5.9%
ROA
-7.6%▼
2024 · -5.5%
Interest coverage
-60.05▲
2024 · -69.71
Debt ≤ 1 year
€128k▲
2024 · €73k
Income taxes
€0▼
2024 · €502
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.04M€1.01M▼
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€7k€6k▼
Financial fixed assets28€0-
Current assets29/58€1.03M€1.01M▼
Stocks and contracts in progress3€989k€1,000k▲
Stocks30/36€989k€1,000k▲
Amounts receivable within one year40/41€34k€383▼
Trade receivables40€0-
Other amounts receivable41€34k€383▼
Cash at bank and in hand54/58€5k€5k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.04M€1.01M▼
Equity10/15€963k€885k▼
Contributions10/11€200k€200k=
Reserves13€809k€808k▼
Distributable reserves133€809k€808k▼
Profit (loss) carried forward14€-46k€-123k▼
Amounts payable17/49€73k€128k▲
Amounts payable within one year42/48€73k€128k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Other amounts payable47/48€61k€117k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€25k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€12k€14k▲
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€-43k€-61k▼
Operating profit (loss)9901€-60k€-76k▼
Financial income75/76B€4k€258▼
Recurring financial income75€4k€258▼
Financial charges65/66B€838€1k▲
Recurring financial charges65€838€1k▲
Profit (loss) for the period before taxes9903€-56k€-77k▼
Income taxes67/77€502€0▼
Profit (loss) for the period9904€-57k€-77k▼
Profit (loss) for the period to be appropriated9905€-57k€-77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-123k▼
Profit (loss) brought forward from the previous period14P€11k€-46k▼
Transfer from equity791/2-€940
Profit to be distributed694/7-€940
Return on contributions (dividend)694-€940
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1.56M | €0 | €25k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34k | €3k | €2k | €1k | €2k | ▲ 30.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | - | - | - | - |
| Other operating charges640/8 | - | €15k | €10k | €12k | €14k | ▲ 11.5% |
| Non-recurring operating charges66A | - | - | - | €3k | €0 | ▼ 100% |
| Gross operating margin9900 | €122k | €1.55M | €-110k | €-43k | €-61k | ▼ 40.7% |
| Operating profit (loss)9901 | €39k | €1.53M | €-122k | €-60k | €-76k | ▼ 27.7% |
| Financial income75/76B | - | €10k | €14k | €4k | €258 | ▼ 93.5% |
| Recurring financial income75 | €1k | €10k | €14k | €4k | €258 | ▼ 93.5% |
| Financial charges65/66B | - | €45k | €6k | €838 | €1k | ▲ 48.1% |
| Recurring financial charges65 | €37k | €45k | €6k | €838 | €1k | ▲ 48.1% |
| Profit (loss) for the period before taxes9903 | €4k | €1.50M | €-114k | €-56k | €-77k | ▼ 36.6% |
| Income taxes67/77 | - | €413k | €511 | €502 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €4k | €1.08M | €-114k | €-57k | €-77k | ▼ 35.4% |
| Profit (loss) for the period to be appropriated9905 | €4k | €1.08M | €-114k | €-57k | €-77k | ▼ 35.4% |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.67M | €1.56M | €1.26M | €1.04M | €1.01M | ▼ 2.3% |
| Fixed assets21/28 | €957k | €39k | €37k | €7k | €6k | ▼ 22.3% |
| Tangible fixed assets22/27 | €957k | €2k | €411 | €7k | €6k | ▼ 22.3% |
| Land and buildings22 | - | €0 | - | - | - | - |
| Furniture and vehicles24 | - | €2k | €411 | €7k | €6k | ▼ 22.3% |
| Financial fixed assets28 | - | €37k | €37k | €0 | - | - |
| Current assets29/58 | €713k | €1.52M | €1.22M | €1.03M | €1.01M | ▼ 2.1% |
| Stocks and contracts in progress3 | €640k | €975k | €989k | €989k | €1,000k | ▲ 1.1% |
| Stocks30/36 | - | €975k | €989k | €989k | €1,000k | ▲ 1.1% |
| Amounts receivable within one year40/41 | €62k | €447k | €204k | €34k | €383 | ▼ 98.9% |
| Trade receivables40 | - | €3k | €3k | €0 | - | - |
| Other amounts receivable41 | - | €445k | €201k | €34k | €383 | ▼ 98.9% |
| Cash at bank and in hand54/58 | €11k | €85k | €19k | €5k | €5k | ▲ 3.6% |
| Deferred charges and accrued income490/1 | - | €8k | €9k | €1k | €1k | ▼ 1.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.67M | €1.56M | €1.26M | €1.04M | €1.01M | ▼ 2.3% |
| Equity10/15 | €130k | €1.13M | €1.02M | €963k | €885k | ▼ 8.1% |
| Contributions10/11 | - | €200k | €200k | €200k | €200k | = |
| Reserves13 | €940 | €809k | €809k | €809k | €808k | ▼ 0.1% |
| Non-distributable reserves130/1 | - | €0 | - | - | - | - |
| Reserves not available under the articles1311 | - | €0 | - | - | - | - |
| Distributable reserves133 | - | €809k | €809k | €809k | €808k | ▼ 0.1% |
| Profit (loss) carried forward14 | €-71k | €125k | €11k | €-46k | €-123k | ▼ 167% |
| Amounts payable17/49 | €1.54M | €421k | €239k | €73k | €128k | ▲ 74.1% |
| Amounts payable after more than one year17 | €365k | €46k | €0 | - | - | - |
| Financial debts170/4 | - | €46k | €0 | - | - | - |
| Amounts payable within one year42/48 | €1.15M | €375k | €236k | €73k | €128k | ▲ 74.1% |
| Current portion of amounts payable after more than one year42 | - | €78k | €46k | €0 | - | - |
| Financial debts43 | - | €162k | €0 | - | - | - |
| Credit institutions430/8 | - | €0 | - | - | - | - |
| Other loans439 | - | €162k | €0 | - | - | - |
| Trade debts44 | €15k | €7k | €27k | €11k | €10k | ▼ 6.9% |
| Suppliers440/4 | - | €7k | €27k | €11k | €10k | ▼ 6.9% |
| Taxes, remuneration and social security45 | - | €48k | €511 | €2k | €0 | ▼ 100% |
| Taxes450/3 | - | €48k | €511 | €2k | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €80k | €163k | €61k | €117k | ▲ 93.5% |
| Accrued charges and deferred income492/3 | - | €0 | €2k | €0 | - | - |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €1.08M | €-114k | €-57k | €-77k | ▼ 35.4% |
| + Depreciation and write-downs630 | €34k | €3k | €2k | €1k | €2k | ▲ 30.8% |
| Operating cash flow (approximation) | €37k | €1.09M | €-112k | €-56k | €-76k | ▼ 35.5% |
| Investment in fixed assets (approximation) | - | - | €0 | €29k | €0 | ▼ 100% |
| Change in cash | - | - | €-66k | €-14k | €188 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity triplescurrent ratio 14.01
Current ratio from 5.16 to 14.01; short-term debt falls from €236k to €73k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-114k
Net result drops to €-114k, the lowest in the series; recovery starts the following year.
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2018net €1.08M ▲30,718%
Operating result €1.53M, net result €1.08M, both a record.
30-06
Financial
Liquidity times 7current ratio 4.04
Current ratio from 0.62 to 4.04; short-term debt falls from €1.15M to €375k.
30-06
Financial
Equity above €1MEq €1.13M ▲773%
2 profitable years in a row build equity to €1.13M.
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 67 days late
Show earlier events
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 56 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
Ground area
4,909 m²
Building footprint
2,973 m²
Volume, LiDAR
70,359 m³
Parcel 11802B0059/00G002, Flanders · tallest building 31.0 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Co - Immo
since 20102.243.494.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0059/00G002 | Flanders | 4,909 m² | 1 · 2,973 m² | 31.0 m · 10 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEHEER EN VERHUUR TEAM
BE 0846.675.980
De Haan · Eq €886,317
STUDENT ESTATE
BE 0459.114.757
Antwerpen · Eq €890,703
HEMOSA
BE 0849.275.976
Antwerpen · Eq €892,619
B.V.D.S.
BE 0430.143.827
Dilbeek · Eq €896,310
TIBRES
BE 0762.844.325
Gent · Eq €896,428
Of 3,761 companies in sector 68321 we hold annual accounts for 1,391. 816 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2010
Fiscal year end30-06
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.