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CO² HABITAT

Active
Private limited companyfounded 2005active for 21 yearsRue de la Chartreuse 61, 4030 Liège, BelgiumKBO/BCE: BE 0871.578.256

From the official registers: KBO 21 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of CO² HABITAT is 2.7% (moderate). The 2025 annual accounts show negative equity (-€850) and a net result of -€13,081. Equity has been shrinking by about 26% per year since 2018. Its solvency ranks better than 12% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 01-02-2005 Normal situation
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.145.359.391 4030 Liège, since 20-01-2005
Financial year end
31 December
Peppol
Reachable since 12-12-2025

Board and ownership

Board

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2025
Gross margin
-€7,995
▼ 306%
Loss
€13,081
▲ 10.0%
Equity
-€850
Total assets
€73,203
▼ 3.6%
Turnover not published (micro format)
Filed on 28-08-2026, 28 days after the deadlineat the National Bank
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €13,081, the second in a row (financial year 2025)Negative equity -€850lowers riskSize: total assets €73,203Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 11% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 24-17
equity -1.2% of total assets
Liquidity 29+3
short-term debt 75.8% · cash 16.1%
Profitability 0=
return on assets -17.9%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 2.9% 12-2024: 2.9%● unchanged vs 11-2024 01-2025: 2.8%▼ -0.1 percentage points vs 12-2024 02-2025: 2.8%● unchanged vs 01-2025 03-2025: 2.8%● unchanged vs 02-2025 04-2025: 2.8%● unchanged vs 03-2025 05-2025: 2.7%▼ -0.1 percentage points vs 04-2025 06-2025: 2.7%● unchanged vs 05-2025lowest value 07-2025: 2.9%▲ +0.2 percentage points vs 06-2025 08-2025: 3.5%▲ +0.6 percentage points vs 07-2025 09-2025: 3.4%▼ -0.1 percentage points vs 08-2025 10-2025: 3.9%▲ +0.5 percentage points vs 09-2025 11-2025: 3.9%● unchanged vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.8%▼ -0.1 percentage points vs 12-2025 02-2026: 3.8%● unchanged vs 01-2026 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 3.8%● unchanged vs 03-2026 05-2026: 3.7%▼ -0.1 percentage points vs 04-2026 06-2026: 3.6%▼ -0.1 percentage points vs 05-2026 07-2026: 3.7%▲ +0.1 percentage points vs 06-2026 08-2026: 4.4%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 2.7%▼ -1.7 percentage points vs 08-2026 10-2026: 2.7%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.74 (0.87 in 2024), below 1. Short-term debt is 75.8% and cash 16.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 11% of them on solvency, 24% on liquidity, 5% on profitability and 4% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €73,203
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €13,081, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€850
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€850
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
47 days late
2023
89 days late
2022
31 days late
2021
60 days late
2020
19 days late
2019
77 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€850 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€13,081 View
  • Caution: Less equity than 88% of companies in construction of buildingssector median €45,645 · 9,383 companies -€850 View

Comparable companies

These companies have the same main activity as CO² HABITAT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €67,400 and €84,100, founded between 2001 and 2007.

CompanyTotal assetsGross margin
CO² HABITAT Liège€73,203-€7,995
THEBAUT Malmedy€84,074-€821
PARABAT Theux€72,404-€44,981
CONSTRUCTIONS DEMONCEAU OLIVIER Blégny€71,802-€1,596
A.AANNEMERS WEGENBOUW.BE Kapellen€71,628-€3,314
JMC CONSTRUCTIONS Oudergem€68,120-€4,861
A.G.R. La Hulpe€67,423-€27,115
Full comparison

Documents

Annual accounts at the NBB

All 21 annual accounts

Articles and registers

Key facts about CO² HABITAT

What is the company number of CO² HABITAT?
The company number of CO² HABITAT is 0871.578.256. The VAT number is the same number with BE in front: BE 0871.578.256.
Where is CO² HABITAT based?
The registered office is at Rue de la Chartreuse 61, 4030 Liège.Company details
What does CO² HABITAT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of CO² HABITAT?
The legal form of CO² HABITAT is Private limited company (BV).
When was CO² HABITAT founded?
CO² HABITAT was founded on 01-02-2005.
Is CO² HABITAT still active?
Yes, CO² HABITAT is an active enterprise in the KBO register.
How many employees does CO² HABITAT have?
CO² HABITAT had an average of 0.3 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of CO² HABITAT?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is CO² HABITAT profitable?
In financial year 2025, CO² HABITAT made a loss of €13,081.
Where can I find the annual accounts of CO² HABITAT?
CO² HABITAT filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CO² HABITAT due?
CO² HABITAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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