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Co-Deco

Active
Private limited companyfounded 20196 yrs activeSint-Adriaanstraat 199, 3150 Haacht, BelgiumKBO/BCE: BE 0739.906.892
Summary

Co-Deco has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155,371 and a net result of €12,581. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 4952 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

What they do
Landscape service activities
NACE 81300
1 site
How big
€344,765total assets 2025
Equity
€155,371
Profit
€12,581
Turnover not published (abridged schema)
Financially healthy?
70 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Who decides
Accounts filed 25 d late0 of 4 deeds read
Why 70- Sector Services to buildings and landscape activities (NACE 81)- Founded in 2019+ Figures for FY 2025 (filed 25-08-2026)+ Size: total assets €344,765Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 53% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 70+12
equity 45.1% of total assets
Liquidity 61-9
short-term debt 11.8% · cash 9.4%
Profitability 73-2
return on assets 3.6%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.0% (7,566 companies)
Last 3 months 08-2026: 0.7%highest value 09-2026: 0.6%▼ -16.6% vs 08-2026lowest value 10-2026: 0.6%● 0.0% vs 09-2026lowest value
  • Sector Services to buildings and landscape activities (NACE 81) raises the probability
  • Founded in 2019 raises the probability for this profile
  • Figures for FY 2025 (filed 25-08-2026) lowers the probability
  • Size: total assets €344,765 lowers the probability for this profile
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 3.62 against 1.73 in 2024; short-term debt: 11.8% and cash: 9.4% of total assets), but 54.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 54%, liquidity 63%, profitability 44%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Services to buildings and landscape activities (NACE 81)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2019
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 25-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €344,765
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filings
Deviation from the deadline
2025
25 d late
2024
51 d early
2023
12 d early
2022
39 d early
2021
29 d late
2020
12 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (5 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity doublescurrent ratio 3.62
  3. Equity above €150,000Eq €155,371 ▲8.8%

Key points

  • Positive: Among the best 19% on equitysector median €46,153 · 4,957 companies €155,371 View
  • Positive: 6 profitable years in a rowprofit 2025: €12,581 6 years View
  • Total assets 20256 fiscal years filed €344,765 View

By topic

Financials

Fiscal year
2025
Total assets
€344,765
Profit
€12,581
Solvency
45.1%
Total assets▼ 19.7%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 25-08-2026Annual accounts filed
  2. 31-12-2025Liquidity doubles
  3. 31-12-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Landscape service activitiesNACE 81300
Founded
20-12-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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