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CO-CONSTRUCT

Active Private limited companyfounded 1997active for 29 yearsAugust Ruyssenlaan 34, 9940 EvergemKBO/BCE: BE 0460.073.374

Overview

Lifetime

20 annual accounts with figures on one time axis, 29 filings since 1997
peak €91,722 (2008)
-€1,659▼ €886
lowest -€48,638 (2022)
€8,796▲ €25,088
peak €34,327 (2007)
-€70,728▲ €8,796
€72,278▼ 14.0%
peak 1.8 FTE (2008)
-not published
Board1 name since 2021
1 director
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Gross margin from -€773 to -€1,659Back to profit: €8,796Cash from €32 to €5

Key points

from the 2025 annual accounts

Equity

-€70,728
202020212022202320242025

Debts exceed assets in financial year 2025.

Filings

29 annual accounts since 1997
AprilJune31 JulyOctober200020102020

Five of the last ten came late. The 2022 accounts came latest: 506 days after the end of the period.

Turnover not published (micro format)

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,794 companies had the same profile as CO-CONSTRUCT has now. Each dot stands for 10 companies, two years later.

91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more

Another 0.6% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,794 companies, not a prediction for CO-CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Change of role: , from manager to director Director discharge: · General meeting of 29-11-2023 · Gazette deed
First establishment CO-CONSTRUCT BVBA, August Ruyssenlaan 34, Evergem
Incorporation published on 04-03-1997 · Gazette deed
All 39 events

Official details

Source: KBO
Status
Active since 19-02-1997Normal situation
Activity
“Aannemen van metsel- en betonwerken” (deed in Dutch)From the articles, 5 activitiesNo NACE code in the KBO yet
Establishment unit
2.084.309.8689940 Evergem, since 20-11-1997
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

-€1,659▼ 115%
€8,796
-€70,728▲ 11.1%
€1,550▼ 65.6%
Filing
Filed on 20-07-2026, 11 days before the end of the filing period
Financials

Insights on CO-CONSTRUCT

CO-CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €54,367 in 2006 to -€1,659 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 20-07-2026, 11 days before the deadline
-€1,659
▼ €886
-€2,313
▲ €1,169
-
-
-
-

Turnover and EBIT margin are not published. The micro format does not require them.

Money flows

no detail for 2025

Balance sheet

balance sheet total €1,550 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 1,5504,50511,97314,376296,902287,967188,84926,67924,51639,55141,20253,93718,58239,04881,397123,997133,775112,31996,81468,002
21/28 1,5454,4734,4734,4734,4734,4734,4734,4738,90811,94916,53522,4386,2668,82213,03313,12016,8628,85014,46315,252
22/27 1,5451,5451,5451,5451,5451,5451,5451,5455,9819,02113,60819,5103,3435,89910,11010,19713,9395,9278,74115,128
23 1,5451,5451,5451,5451,5451,5451,5451,5451,545691376221,108-713086007209892,092
24 --------4,4358,95313,47018,8882,2365,89910,0389,88913,3395,2077,75213,036
28 -2,9282,9282,9282,9282,9282,9282,9282,9282,9282,9282,9282,9232,9232,9232,9232,9232,9235,722124
29/58 5327,5009,902292,429283,494184,37622,20615,60727,60224,66731,49912,31630,22668,364110,878116,913103,46982,35152,750
3 ----290,415271,925164,2463,5103,1204,2101,1902,2064,081--14,0003,2004,1503,7305,350
30/36 ----290,415271,925164,2463,5103,1201,5021,1902,2061,412--14,0003,2004,1503,7305,350
37 ---------2,708--2,669-------
40/41 ---2,3971,7549,66716,33711,2016,53910,28215,33912,22690925,11012,79166,503102,84486,20765,10143,874
40 ---2,397-9,00013,2224,7355,2857,81710,2717,760-25,11012,79159,336101,82685,17161,13141,731
41 ----1,7546673,1156,4661,2542,4655,0684,466909--7,1671,0181,0363,9702,143
54/58 532-52603931,9755,7014,11511,3036,35014,6684,5603,863-28,2606,9189,71210,191-
490/1 --7,5007,500-1,5091,8181,7941,8341,8081,7882,3992,7661,25355,5742,1153,9523,4013,3303,526
Balance sheet: equity and liabilities
10/49 1,5504,50511,97314,376296,902287,967188,84926,67924,51639,55141,20253,93718,58239,04881,397123,997133,775112,31996,81468,002
10/15 -70,728-79,524-63,232-61,947-13,308-4,70211,88015,79515,60927,34728,92825,7833,39516,176-28,4552,32219,62927,62334,32732,616
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,6006,2056,2056,1976,1976,1976,1976,1976,1976,1976,197
100 ------18,60018,60018,60018,60018,60018,60018,59218,59218,59218,59218,59218,59218,59218,592
101 ----------12,39512,39512,39512,39512,39512,39512,39512,39512,39512,395
13 28,12128,12128,12128,12128,12128,12128,12128,12128,12128,12128,12128,12128,12928,12928,12928,12928,12928,12928,12926,419
130/1 ---1,8591,8591,859--------------
130 ------1,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,8591,859
1311 ---1,8591,8591,859--------------
132 1,2511,2511,2511,2511,2511,2511,2511,2511,2511,2511,2511,2511,2511,2511,2511,2511,2511,2511,2511,251
133 26,87026,87026,87025,01125,01125,01125,01125,01125,01125,01125,01125,01125,01925,01925,01925,01925,01925,01925,01923,308
14 -117,449-126,245-109,954-108,668-60,030-51,424-34,842-30,927-31,113-19,374-5,399-8,543-30,932-18,150-62,782-32,005-14,698-6,703--
17/49 72,27884,02975,20676,322310,210292,670176,96910,8858,90712,20412,27428,15415,18722,872109,852121,676114,14684,69562,48735,386
17 ---------1,6565,5679,392-3,1236,32710,26114,0863,9957,68311,370
170/4 ---------1,6565,5679,392-3,1236,32710,26114,0863,9957,68311,370
42/48 72,27884,02975,20676,322310,210292,670176,96910,8858,90710,5486,70718,76214,82419,74848,841111,415100,06080,70054,80422,418
42 --------1,6563,9113,8253,7403,1233,2033,0043,8257,2063,6883,6883,688
43 ---1,050225,000225,482125,004-------389----25
430/8 ----220,000220,482120,004-------389----25
439 ---1,0505,0005,0005,000-------------
44 2,76412,68810,2128,8053,5216,39710,0014,7961,0914,8811,38011,6357,80311,13020,66874,27067,81753,97539,71913,087
440/4 2,76412,68810,2128,8053,5216,39710,0014,7961,0914,8811,38011,6357,80311,13020,66874,27067,81753,97539,71913,087
46 -----------------13,000--
45 -0-1,185--591,0891,1251,5711,5023562,2894,42412,26729,01025,03710,03711,3985,206
450/3 -0-1,185--591,0891582431,502356882,2234,5714,81313,75510,0373,629950
454/9 --------9671,328--2,2012,2017,69624,19811,282-7,7684,255
47/48 69,51471,34164,99365,28381,68960,79141,9055,0005,036184-3,0311,60899112,5144,309---411
492/3 ------------363-54,684----1,598
Income statement
70 -------------125,86563,551-----
76A ---------------5,9934,783---
9900 -1,659-773-513-38,532-7,332-13,023-1,3526,320-4,364-7,95111,82230,1215,58952,801-62940,00463,04591,72275,16454,367
60/61 -------------75,00655,214-----
62 --------------21,95149,11864,88289,26148,51837,081
630 -------4,4354,5864,5865,9036,0084,5614,5274,5873,7424,6576,0486,38710,136
631/4 ------------3,015-----12,8742,008
640/8 6542,7096712,2687619171,2481,3791,2921,2281,3041,3409529451,3472,2213,7231,6991,1171,222
66A ------------1,012-------
9901 -2,313-3,482-1,184-40,800-8,094-13,940-2,600506-10,242-13,7654,61522,773-2,93947,329-28,514-15,077-10,216-5,2866,2683,920
75/76B ----757410101661163353365152974340304703
75 ----757410101661163353365152974340304703
65/66B 1,1924591027,8385203,2161,2652031,5052553013648,8362,8492,3598,2262,9001,7214,1161,233
65 1,1924591027,8385203,2161,2652031,5052553013648,8362,8492,3598,2262,9001,7214,1161,233
9903 -3,504-3,941-1,286-48,638-8,606-16,582-3,856313-11,581-13,9044,65022,745-12,78244,632-30,776-17,307-7,994-6,7032,2222,690
67/77 -12,30012,350----59128158711,505356-01010511656
9904 8,796-16,292-1,286-48,638-8,606-16,582-3,915186-11,739-13,9753,14522,389-12,78244,631-30,777-17,307-7,995-6,7031,7112,034
9905 8,796-16,292-1,286-48,638-8,606-16,582-3,915186-11,739-13,9753,14522,389-12,78244,631-30,777-17,307-7,995-6,7031,7112,034
Appropriation of the result
9906 -117,449-126,245-109,954-108,668-60,030-51,424-34,842-30,927-31,113-19,374-5,399-8,543-30,932-18,150-62,782-32,005-14,698-6,7031,7112,034
14P -126,245-109,954-108,668-60,030-51,424---------------
691/2 ------------------1,7112,034
6921 ------------------1,7112,034
Social balance sheet
9087 --------------0.411.31.81.31
Hours worked1013 --------------6321,6322,0562,9681,9761,664
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 9 older financial years (1997-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 20-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 20-07-2026 2026-00309973 PDF
31-12-2024 micro format 25-07-2025 2025-00306941 PDF
31-12-2023 micro format 18-12-2024 2024-00618725 PDF
31-12-2022 micro format 18-12-2024 2024-00618724 PDF
31-12-2021 micro format 02-08-2022 2022-20261342 PDF
31-12-2020 micro format 14-07-2021 2021-37200321 PDF
31-12-2019 micro format 12-08-2020 2020-40700166 PDF
31-12-2018 micro format 07-08-2019 2019-44600190 PDF
31-12-2017 micro format 02-07-2018 2018-29300584 PDF
31-12-2016 micro format 28-06-2017 2017-23600104 PDF
31-12-2015 abbreviated format 21-06-2016 2016-20200522 PDF
31-12-2014 abbreviated format 29-06-2015 2015-23500501 PDF
31-12-2013 abbreviated format 17-07-2014 2014-31900103 PDF
31-12-2012 abbreviated format 25-07-2013 2013-35100421 PDF
31-12-2011 abbreviated format 29-11-2012 2012-64900188 PDF
31-12-2010 abbreviated format 23-11-2011 2011-61300483 PDF
31-12-2009 abbreviated format 29-03-2011 2011-06700196 PDF
31-12-2008 abbreviated format 28-08-2009 2009-65200157 PDF
31-12-2007 abbreviated format 17-06-2008 2008-23000378 PDF
31-12-2006 abbreviated format 14-06-2007 2007-21500302 PDF
31-12-2005 abbreviated format 26-06-2006 2006-32205107 PDF
31-12-2004 abbreviated format 25-07-2005 2005-55201086 PDF
31-12-2003 abbreviated format 15-06-2004 2004-25101127 PDF
31-12-2002 abbreviated format 30-06-2003 2003-35002252 PDF
31-12-2001 abbreviated format 11-06-2002 2002-19501953 PDF
31-12-2000 abbreviated format 15-06-2001 2001-22202954 PDF
31-12-1999 abbreviated format 30-06-2000 2000-34500700 PDF
31-12-1998 abbreviated format 25-06-1999 1999-24004895 PDF
31-12-1997 abbreviated format 18-06-1998 1998-18902132 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
-------4,941-5,656-9,17910,51828,7821,62251,856-23,927-11,335-5,56076212,65514,055
-------4,621-7,152-9,3899,04828,397-8,22149,159-26,189-13,565-3,338-6558,09812,170
-------01,5450022,1812,0053174,500015,3863,2345,59822,024
-27---255-133-1,582-3,7261,586-7,1874,953-8,31810,108697--21,342-2,794-479--
-72,273-83,997-67,706-66,420-17,782-9,1767,40611,3216,70017,05417,96012,737-2,50810,47819,523-53716,85322,76927,54730,332
-------------37.6%-44.9%-----
---528.1%-430.9%-4.5%-1.6%6.3%59.2%63.7%69.1%70.2%47.8%18.3%41.4%-35.0%1.9%14.7%24.6%35.5%48.0%
--0.100.130.940.971.042.041.752.623.681.680.831.531.401.001.171.281.502.35
--0.100.130.010.040.111.721.402.223.501.560.561.531.400.871.141.231.432.11
------14.900.690.570.450.421.094.471.41-52.415.823.071.821.08
-------33.0%1.2%-75.2%-51.1%10.9%86.8%-376.5%275.9%--745.4%-40.7%-24.3%5.0%6.2%
---10.7%-338.3%-2.9%-5.8%-2.1%0.7%-47.9%-35.3%7.6%41.5%-68.8%114.3%-37.8%-14.0%-6.0%-6.0%1.8%3.0%
-------------73 days73 days-----
-------------54 days137 days-----

The ratios are withheld because a balance sheet total of €1,550 is too small for a meaningful ratio.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on CO-CONSTRUCT

The operating result for 2025 is a loss of €2,313, smaller than the loss of €3,482 in 2024.

Equity is negative. Debt (€72,278) exceeds the balance-sheet total (€1,550).

Board & ownership

Board

1 director, last change in 2023
Director (not named in the articles)
appointed by deed of 08-12-2023 term without a fixed end
earlier manager (not named in the articles), until 08-12-2023
listed in the 2025 annual accounts, filed on 20-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Het mandaat van een niet-statutair bestuurder is herroepbaar ad nutum bij besluit van de algemene vergadering, zonder dat deze herroeping…”
deed of 08-12-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), since before 31-12-2021
    • Manager (not named in the articles), until 08-12-2023

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,600
Source
2025 annual accounts

Articles of association

deed of 08-12-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
“Mogelijkheid algemene vergadering tot toekenning vergoeding, ad nutum bij besluit algemene vergadering”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Saturday of June at 14:00

Network & group

No group

CO-CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. CO-CONSTRUCT shares no director with another company.

Timeline

Timeline

39 events since 1997

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 11 days before the deadline
2025
Back to profit net €8,796 The net result is €8,796, after 6 loss-making years.
Annual accounts 2024 filed PDFmicro format · 6 days before the deadline
2024
Annual accounts 2022 filed PDFmicro format · 506 days late
Annual accounts 2023 filed PDFmicro format · 140 days late
2023
Change of role: , from manager to directorDirector discharge: · General meeting of 29-11-20236 points ▸
  • General meeting, 29-11-2023
  • Director resignation, (manager (not named in the articles))
  • Director appointment, (director (not named in the articles))
  • Director discharge,
  • Registered office clause, August Ruyssenlaan 34, 9940 EVERGEM-SLEIDINGE
  • Power of attorney,
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

2022
Weakest financial year net -€48,638 The net result drops to -€48,638, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 2 days late
2021
Annual accounts 2020 filed PDFmicro format · 17 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 12 days late
2019
Annual accounts 2018 filed PDFmicro format · 7 days late
2018
Back to profit net €186 The net result is €186, after 2 loss-making years.
Annual accounts 2017 filed PDFmicro format · 29 days before the deadline
2017
Annual accounts 2016 filed PDFmicro format · 33 days before the deadline
2016
Annual accounts 2015 filed PDFabbreviated format · 40 days before the deadline
2015
Liquidity more than doubled current ratio 3.68 The current ratio rises from 1.68 to 3.68. Short-term debt falls from €18,762 to €6,707.
Annual accounts 2014 filed PDFabbreviated format · 32 days before the deadline
2014
Back to profit net €22,389 The net result is €22,389, after one loss-making year.
Liquidity doubles current ratio 1.68 The current ratio rises from 0.83 to 1.68.
Annual accounts 2013 filed PDFabbreviated format · 14 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 6 days before the deadline
2012
Back to profit net €44,631 The net result is €44,631, after 4 loss-making years.
Annual accounts 2011 filed PDFabbreviated format · 121 days late
2011
Annual accounts 2010 filed PDFabbreviated format · 115 days late
Annual accounts 2009 filed PDFabbreviated format · 241 days late
2009
Annual accounts 2008 filed PDFabbreviated format · 28 days late
2008
Annual accounts 2007 filed PDFabbreviated format · 44 days before the deadline
2007
Annual accounts 2006 filed PDFabbreviated format · 47 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed NBBabbreviated format
1997
First establishment CO-CONSTRUCT BVBA, August Ruyssenlaan 34, Evergem
Incorporation published on 04-03-1997

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 19 February 1997, CO-CONSTRUCT was incorporated.1 Total assets went from €26,679 in 2018 to €1,550 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0460.073.374
VAT number
BE 0460.073.374
Legal form
Private limited company
Status
Active, normal situation
Founded
19-02-1997
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Saturday of June at 14:00
deed of 08-12-2023 (in Dutch)
Peppol
Not found in the Peppol Directory
Name
CO-CONSTRUCT in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 08-12-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 08-12-2023 (in Dutch)

Activities

PurposeThe purpose describes the activities the company may carry out under its articles.
“Aannemen van metsel- en betonwerken; Aannemen van tegelzetten; Aannemen van werken van schrijnwerker,timmerman; Aannemen van plafonneerder-…”
5 activities
  1. Aannemen van metsel- en betonwerken
  2. Aannemen van tegelzetten
  3. Aannemen van werken van schrijnwerker,timmerman
  4. Aannemen van plafonneerder- en cementwerken
  5. Uitvoeren van dakwerken
deed of 08-12-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
CO-CONSTRUCT BVBA registered office August Ruyssenlaan 34, 9940 Evergem 4100106 General construction of residential buildings 20-11-1997 2.084.309.868

Buildings and parcels at the address

Ground area
1,153 m²
Buildings
234 m²
Volume, LiDAR
1,143 m³
Tallest building
8.8 m
Buildings to scale, each on its own parcel
234 m², 8.8 m 234 m², 8.8 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
44066D1144/00B0001,153 m² 1 · 234 m² 8.8 m · 2

Invoicing and payment

E-invoicing via Peppol

Being listed in the Peppol Directory is voluntary, so the company can still receive invoices via Peppol.

Invoicing without a Peppol listing

Try sending from your invoicing software. If that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

Follow this company and you will hear the next morning if it appears in the Peppol register.

Register as of 12 November 2026 · Peppol Directory