CNTR Saint-Vith
ActiveThe annual accounts of CNTR Saint-Vith for fiscal year 2025 show a net loss of 52% of the equity at the start of that year. The 2025 annual accounts show equity of €248k and a net result of €-268k. Equity is shrinking by ~49.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 25% of 4533 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-3
Solvency36▼-12
Growth35▲+1
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.17 against 0.15 in 2024; short-term debt: 69.1% and cash: 10% of total assets), and 88.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-268k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 4533 sector peers (2025).
NBB · sector comparisonPosition among 4533 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
13 d early
2023
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€291k▲ 3.6%
2024 · €281k
2023: €278k
2024: €281k
2023 → 2025
EBIT margin
-64.3%▼ 27.7pp
2024 · -36.6%
2023: 43.2%
2024: -36.6%
2023 → 2025
Net result
€-268k▼ 11.7%
2024 · €-240k
2023: €48k
2024: €-240k
2023 → 2025
Working capital
€-1.28M▼ 27.8%
2024 · €-1.00M
2023: €-1.95M
2024: €-1.00M
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€278k-€281k▲ 0.9%€291k▲ 3.6%
Equity€757k-€517k▼ 31.7%€248k▼ 51.9%
Operating result€120k-€-103k€-187k▼ 81.8%
Net result€48k-€-240k€-268k▼ 11.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €187k in 2025 against €103k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.22M
Fixed assets
€1.97M▼ 4.5%
Current assets
€255k▲ 41.5%
Equity and liabilities €2.22M
Equity
€248k▼ 51.9%
Debt
€1.97M▲ 14.6%
The debt ratio rises from 76.9% to 88.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-95k▼
2024 · €-11k
Cash flow
€-176k▼
2024 · €-148k
Solvency
11.2%▼
2024 · 23.1%
Current ratio
0.17▲
2024 · 0.15
Quick ratio
0.17▲
2024 · 0.15
Debt / equity
7.94▲
2024 · 3.33
ROE
-108.0%▼
2024 · -46.5%
ROA
-12.1%▼
2024 · -10.7%
Interest coverage
-1.18▼
2024 · -0.08
Debt
€1.97M▲
2024 · €1.72M
Debt ≤ 1 year
€1.53M▲
2024 · €1.18M
Debt > 1 year
€394k▼
2024 · €470k
Income taxes
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.24M€2.22M▼
Fixed assets21/28€2.06M€1.97M▼
Tangible fixed assets22/27€2.06M€1.97M▼
Land and buildings22€2.06M€1.97M▼
Current assets29/58€180k€255k▲
Stocks and contracts in progress3-€0
Amounts receivable within one year40/41€28k€33k▲
Trade receivables40€25k€25k▲
Other amounts receivable41€3k€8k▲
Cash at bank and in hand54/58€7k€222k▲
Deferred charges and accrued income490/1€145k€0▼
Equity and liabilities
Total equity and liabilities10/49€2.24M€2.22M▼
Equity10/15€517k€248k▼
Contributions10/11€709k€709k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-194k€-463k▼
Amounts payable17/49€1.72M€1.97M▲
Amounts payable after more than one year17€470k€394k▼
Financial debts170/4€470k€394k▼
Subordinated loans170€318k€318k=
Other loans174€152k€76k▼
Amounts payable within one year42/48€1.18M€1.53M▲
Current portion of amounts payable after more than one year42€76k€76k=
Financial debts43€950k€950k=
Credit institutions430/8€950k€950k=
Trade debts44€29k€106k▲
Suppliers440/4€29k€106k▲
Taxes, remuneration and social security45€17k€45k▲
Taxes450/3€17k€45k▲
Other amounts payable47/48€109k€357k▲
Accrued charges and deferred income492/3€70k€44k▼
Income statement
Code20242025
Operating income70/76A€305k€316k▲
Turnover70€281k€291k▲
Other operating income74€25k€25k▲
Operating charges60/66A€408k€503k▲
Goods for resale, raw materials and consumables60-€219k
Purchases600/8-€219k
Services and other goods61€33k€121k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€92k=
Other operating charges640/8€34k€71k▲
Non-recurring operating charges66A€249k€0▼
Operating profit (loss)9901€-103k€-187k▼
Financial income75/76B€780€7▼
Recurring financial income75€780€7▼
Other financial income752/9€780€7▼
Financial charges65/66B€137k€81k▼
Recurring financial charges65€137k€81k▼
Debt charges650€136k€80k▼
Other financial charges652/9€662€717▲
Profit (loss) for the period before taxes9903€-239k€-268k▼
Income taxes67/77€1k€0▼
Taxes670/3€1k€0▼
Profit (loss) for the period9904€-240k€-268k▼
Profit (loss) for the period to be appropriated9905€-240k€-268k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-194k€-463k▼
Profit (loss) brought forward from the previous period14P€46k€-194k▼
The notes to these accounts (35 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-07-16
- Registered-office move, Kortrijksesteenweg 157, 9830 Sint-Martens-Latem, België
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-268k
Net result drops to €-268k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksesteenweg 1579830 Sint-Martens-LatemGround area
3.3 ha
Building footprint
178 m²
Volume, LiDAR
404 m³
2 parcels, Flanders · tallest building 2.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Brusselsesteenweg 197, 9090 Merelbeke-Melle
since 20232.342.419.445
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402B0040/00G000indicative | Flanders | 2.5 ha | 1 · 178 m² | 2.8 m · 1 fl. |
| 44064B0716/00S000 | Flanders | 7,565 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WHOON
BE 0723.931.289
Kortrijk · Eq €248k
RHODOS GROUP
BE 0864.790.632
Gent · Eq €249k
Jeni Industria
BE 0784.886.683
Turnhout · Eq €246k
RICARDO
BE 0440.571.426
Torhout · Eq €252k
PROMOLYS
BE 0431.718.195
Oostrozebeke · Eq €254k
Of 1,292 companies in sector 68122 we hold annual accounts for 901. 596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2022
Fiscal year end31-12
Activities, NACEBEL
68122Development of non-residential building projects
68121Development of residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.