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CNOQ

Active
Private limited companyfounded 1998active for 28 yearsKustlaan 379 F, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0462.845.693
Summary

CNOQ has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,941 and a net result of €2,038. Equity fluctuates too strongly from year to year to read a trend from it. The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-03-1998 Normal situation
Activity
“Om het even welke industriële, handels, financiële, roerende of onroerende handelingen te stellen die…” (deed in Dutch)From the articles, 4 activitiesNo NACE code in the KBO yet
Establishment unit
2.086.145.544 8300 Knokke-Heist, since 31-03-1998
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
Shareholders
  • BENEFICE· score 9330-06-2023 annual accounts of BENEFICE

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€4,729
▲ 107%
Turnover
≈ €36,000
estimated
Profit
€2,038
▲ 13.3%
Equity
€21,941
▲ 10.2%
Total assets
€32,533
▼ 10.8%
  • 2025 accounts filed 21 days after the deadline
Score breakdownraises riskLast filed accounts filed 21 days late; 1 of the last 3 accounts latelowers riskFounded in 1998Size: total assets €32,533Figures for financial year 2025 (filed on 21-08-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 92+12
equity 67.4% of total assets
Liquidity 39-5
short-term debt 31.6% · cash 2.1%
Profitability 53+3
return on assets 6.3%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 1.0%▲ +0.1 percentage points vs 05-2025 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.7%▲ +0.5 percentage points vs 07-2025 09-2025: 1.8%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.6%▼ -1.2 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.5%▼ -0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.07 (0.28 in 2024), below 1. Short-term debt is 31.6% and cash 2.1% of total assets. 32.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 56% of them on solvency, 22% on liquidity, 37% on profitability and 68% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €32,533
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 21 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 21-08-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €21,941
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
28 days late
2023
37 days late
2022
31 days late
2021
116 days early
2020
47 days early
2019
215 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 24 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Resignations: De Wachter Jeannine (director) and Van Tricht Michel (director)Appointment: Benefice BV (director) · Permanent representative: Bénédicte Panis
  2. · Gazette deed Capital decrease of €115,411.49 to €144,876.71Resignations: Van Tricht Michel Philemon Virginia (director) and De Wachter Jeannine Renée Maria (director) · Reappointments: Van Tricht Michel Philemon Virginia (director) and De Wachter Jeannine Renée Maria (director)
  3. · Gazette deed Incorporation
All 16 events

Key facts about CNOQ

What is the company number of CNOQ?
The company number of CNOQ is 0462.845.693. The VAT number is the same number with BE in front: BE 0462.845.693.
Where is CNOQ based?
The registered office is at Kustlaan 379 F, 8300 Knokke-Heist.Company details
What is the legal form of CNOQ?
The legal form of CNOQ is Private limited company (BV).
When was CNOQ founded?
CNOQ was founded on 10-03-1998.
Is CNOQ still active?
Yes, CNOQ is an active enterprise in the KBO register.
What is the turnover of CNOQ?
The turnover in financial year 2025 is ≈ €36,000. This figure is estimated from the gross margin of €4,729 and 6,321 comparable companies of the same size. It probably lies between €17,000 and €87,000. It is a rough estimate.Financials
Is CNOQ profitable?
In financial year 2025, CNOQ made a profit of €2,038.
Where can I find the annual accounts of CNOQ?
CNOQ filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CNOQ due?
CNOQ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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