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CNO CONSULT

Active
Private limited companyfounded 20206 yrs activeColline du Glain 1, 1330 Rixensart, BelgiumKBO/BCE: BE 0743.569.534
Summary

CNO CONSULT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,110 and a net result of -€1,048. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 67% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
CNO CONSULTActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
2 sites
Size
€52,125total assets 2025
Equity
€39,110
Loss
-€1,048
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 102 d early0 of 2 deeds read
Why 93+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 2.58, cash €8,913+ Size: total assets €52,125+ Equity €39,110 (75.0% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 45% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 75.0% of total assets
Liquidity 62-13
short-term debt 25.0% · cash 17.1%
Profitability 56+56
return on assets -2.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)
Last 17 months 06-2025: < 0.1%lowest value 07-2025: < 0.1%● 0.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: 0.1%▲ +10.2% vs 08-2025 10-2025: 0.1%▲ +18.5% vs 09-2025 11-2025: 0.1%▲ +6.3% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▼ -2.9% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▲ +4.5% vs 05-2026 07-2026: 0.1%▼ -1.4% vs 06-2026 08-2026: 0.1%▼ -1.5% vs 07-2026 09-2026: 0.1%▲ +7.5% vs 08-2026 10-2026: 0.1%▲ +8.3% vs 09-2026highest value
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 2.58, cash €8,913 lowers the probability
  • Size: total assets €52,125 lowers the probability for this profile
  • Equity €39,110 (75.0% of total assets) lowers the probability
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.58 against 4.59 in 2024; short-term debt: 25% and cash: 17.1% of total assets), and 25% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 84%, liquidity 45%, profitability 23%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 2.58, cash €8,913
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €52,125
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €39,110 (75.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€1,048
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-10-2025, 102 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
102 d early
2024
46 d early
2023
65 d early
2022
47 d early
2021
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 61 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 15 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€16,072

Key points

  • Caution: Among the weakest 17% on net resultsector median €28,485 · 18,873 companies -€1,048 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€1,048 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€52,125
Loss
-€1,048
Solvency
75.0%
Total assets▲ 3.4%
Net result
20212025
Go to Financials

Timeline

Events
6
Since
2021
Next accounts
by 31-01-2027
  1. 21-10-2025Annual accounts filed
  2. 16-12-2024Annual accounts filed
  3. 30-06-2024Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
12-02-2020
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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