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CNKW

Active
Private limited companyfounded 200025 yrs activeDijkbeemdenweg 30/9, 3520 Zonhoven, BelgiumKBO/BCE: BE 0473.083.747
Summary

CNKW has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €242,633 and a net result of €9,303. Equity is growing by ~4.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability74=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
cash: 3% of total assets, and 0% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
36 d early
2023
36 d early
2022
31 d early
2021
34 d early
2020
8 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 25 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CNKW was incorporated on 19 October 2000.1 Total assets went from EUR 247,556 in 2018 to EUR 242,633 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€242,633▲ 4.0%
2023 · €233,330
Total assets
€242,633▲ 3.6%
2023 · €234,170
Net result
€9,303▼ 5.7%
2023 · €9,865
Working capital
€118,547▲ 27.5%
2022 · €92,943
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€11,507▼ 18.4%€9,806▼ 14.8%€14,120▲ 44.0%€10,192▼ 27.8%€8,903▼ 12.7%
Net result€7,742▼ 28.4%€8,604▲ 11.1%€12,425▲ 44.4%€9,865▼ 20.6%€9,303▼ 5.7%
Equity€202,437▲ 4.0%€211,041▲ 4.3%€223,465▲ 5.9%€233,330▲ 4.4%€242,633▲ 4.0%
Total assets€233,197▲ 4.5%€239,914▲ 2.9%€224,305▼ 6.5%€234,170▲ 4.4%€242,633▲ 3.6%
Debt€30,760▲ 4,294%€28,874▼ 6.1%€840▼ 97.1%€840=
Working capital€40,436▼ 21.1%€64,779▲ 60.2%€92,943▲ 43.5%€118,547▲ 27.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000Operating result 2020: €11,507€11,507Net result 2020: €7,742€7,742Operating result 2021: €9,806€9,806Net result 2021: €8,604€8,604Operating result 2022: €14,120€14,120Net result 2022: €12,425€12,425Operating result 2023: €10,192€10,192Net result 2023: €9,865€9,865Operating result 2024: €8,903€8,903Net result 2024: €9,303€9,30320202021202220232024€0€5,000€10,000€15,000Operating result 2022: €14,120€14,100Net result 2022: €12,425€12,400Operating result 2023: €10,192€10,200Net result 2023: €9,865€9,860Operating result 2024: €8,903€8,900Net result 2024: €9,303€9,300202220232024
The operating result has fallen two years in a row; 2024 is 13% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €242,633
Fixed assets €109,944 ▼ 4.2%
Current assets €132,689 ▲ 11.1%
Key figures and ratios
2024 value · change against 2023
EBITDA
€24,647▼
2023 · €25,932
Cash flow
€25,047▼
2023 · €25,604
Solvency
100.0%▲
2023 · 99.6%
ROE
3.8%▼
2023 · 4.2%
ROA
3.8%▼
2023 · 4.2%
Interest coverage
54.67▼
2023 · 102.39
Income taxes
€4,353▼
2023 · €4,635
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€234,170€242,633▲
Fixed assets21/28€114,782€109,944▼
Tangible fixed assets22/27€114,782€109,944▼
Land and buildings22€112,904€109,254▼
Plant, machinery and equipment23€1,879€690▼
Current assets29/58€119,387€132,689▲
Amounts receivable within one year40/41€103,675€124,710▲
Trade receivables40€2,769-
Other amounts receivable41€100,906€124,710▲
Cash at bank and in hand54/58€15,143€7,371▼
Deferred charges and accrued income490/1€569€608▲
Equity and liabilities
Total equity and liabilities10/49€234,170€242,633▲
Equity10/15€233,330€242,633▲
Contributions10/11€76,675€76,675=
Reserves13€156,450€165,700▲
Distributable reserves133€156,450€165,700▲
Profit (loss) carried forward14€205€258▲
Amounts payable17/49€840-
Amounts payable within one year42/48€840-
Taxes, remuneration and social security45€840-
Taxes450/3€840-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,739€15,744=
Other operating charges640/8€5,843€5,275▼
Gross operating margin9900€31,774€29,922▼
Operating profit (loss)9901€10,192€8,903▼
Financial income75/76B€4,561€5,204▲
Recurring financial income75€4,561€5,204▲
Financial charges65/66B€253€451▲
Recurring financial charges65€253€451▲
Profit (loss) for the period before taxes9903€14,500€13,656▼
Income taxes67/77€4,635€4,353▼
Profit (loss) for the period9904€9,865€9,303▼
Profit (loss) for the period to be appropriated9905€9,865€9,303▼
Appropriation of the result
Profit (loss) to be appropriated9906€10,055€9,508▼
Profit (loss) brought forward from the previous period14P€190€205▲
Transfer to equity691/2€9,850€9,250▼
To other reserves6921€9,850€9,250▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,049€15,739€15,739€15,739€15,744=
Other operating charges640/8-€5,156€4,558€5,843€5,275▼ 9.7%
Gross operating margin9900€31,690€30,701€34,417€31,774€29,922▼ 5.8%
Operating profit (loss)9901€11,507€9,806€14,120€10,192€8,903▼ 12.7%
Financial income75/76B-€3,031€4,347€4,561€5,204▲ 14.1%
Recurring financial income75€2,452€3,031€4,347€4,561€5,204▲ 14.1%
Financial charges65/66B-€241€253€253€451▲ 78.0%
Recurring financial charges65€239€241€253€253€451▲ 78.0%
Profit (loss) for the period before taxes9903€13,721€12,596€18,214€14,500€13,656▼ 5.8%
Income taxes67/77€33,655€3,992€5,789€4,635€4,353▼ 6.1%
Profit (loss) for the period9904€7,742€8,604€12,425€9,865€9,303▼ 5.7%
Profit (loss) for the period to be appropriated9905€73,631€8,604€12,425€9,865€9,303▼ 5.7%
Line20202021202220232024Change
Assets
Total assets20/58€233,197€239,914€224,305€234,170€242,633▲ 3.6%
Fixed assets21/28€162,001€146,261€130,522€114,782€109,944▼ 4.2%
Tangible fixed assets22/27€162,001€146,261€130,522€114,782€109,944▼ 4.2%
Land and buildings22-€142,006€127,455€112,904€109,254▼ 3.2%
Plant, machinery and equipment23-€4,255€3,067€1,879€690▼ 63.3%
Current assets29/58€71,196€93,653€93,783€119,387€132,689▲ 11.1%
Amounts receivable within one year40/41€35,781€53,823€78,634€103,675€124,710▲ 20.3%
Trade receivables40--€3,404€2,769--
Other amounts receivable41-€53,823€75,230€100,906€124,710▲ 23.6%
Cash at bank and in hand54/58€34,950€39,351€14,644€15,143€7,371▼ 51.3%
Deferred charges and accrued income490/1-€478€505€569€608▲ 6.8%
Equity and liabilities
Total equity and liabilities10/49€233,197€239,914€224,305€234,170€242,633▲ 3.6%
Equity10/15€202,437€211,041€223,465€233,330€242,633▲ 4.0%
Contributions10/11-€76,675€76,675€76,675€76,675=
Reserves13€125,600€134,200€146,600€156,450€165,700▲ 5.9%
Distributable reserves133-€134,200€146,600€156,450€165,700▲ 5.9%
Profit (loss) carried forward14€162€166€190€205€258▲ 25.9%
Amounts payable17/49€30,760€28,874€840€840--
Amounts payable within one year42/48€30,760€28,874€840€840--
Trade debts44-€28,874----
Suppliers440/4-€28,874----
Taxes, remuneration and social security45--€840€840--
Taxes450/3--€840€840--
Line20202021202220232024Change
Profit (loss) for the period9904€7,742€8,604€12,425€9,865€9,303▼ 5.7%
+ Depreciation and write-downs630€15,049€15,739€15,739€15,739€15,744=
Operating cash flow (approximation)€22,791€24,343€28,164€25,604€25,047▼ 2.2%
Investment in fixed assets (approximation)-€0€0€0-€10,906-
Change in cash-€4,401-€24,707€499-€7,773▼ 1,657%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Liquidity times 34current ratio 111.65
Current ratio from 3.24 to 111.65; short-term debt falls from €28,874 to €840.
27-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €7,742 ▼28.4%
Net result drops to €7,742, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €200,000Eq €202,437 ▲4%
3 profitable years in a row build equity to €202,437.
30-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Liquidity times 43current ratio 74.23
Current ratio from 1.72 to 74.23; short-term debt falls from €36,000 to €700.
24-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
3,999 m²
Building footprint
529 m²
Volume, LiDAR
4,642 m³
Parcel 71443F0025/00M000, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dijkbeemdenweg 30, 3520 Zonhoven
NACE 74131
since 20012.097.812.268
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71443F0025/00M000 Flanders 3,999 m² 1 · 529 m² 13.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded19-10-2000
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.