Cnapelinckx
ActiveCnapelinckx has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €42k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-1
Solvency39▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.63 in 2024; short-term debt: 51.4% and cash: 17.6% of total assets), and 85.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
10.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
28 d late
2022
29 d late
2021
34 d early
2020
21 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€137k
EBIT margin
8.5%
Net result
€42k▼ 8.7%
2024 · €47k
2018: €33k
2019: €8k
2020: €-3k
2021: €5k
2022: €10k
2023: €1k
2024: €47k
2018 → 2025
Working capital
€-99k▼ 83.3%
2024 · €-54k
2018: €44k
2019: €9k
2020: €-53k
2021: €-44k
2022: €-31k
2023: €-78k
2024: €-54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€137k-
Equity€58k-€67k▲ 15.0%€68k▲ 2.2%€115k▲ 68.0%€57k▼ 50.3%
Operating result€12k-€18k▲ 52.8%€11k▼ 40.2%€74k▲ 596%€68k▼ 8.3%
Net result€5k-€10k▲ 111%€1k▼ 84.8%€47k▲ 3,121%€42k▼ 8.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €404k
Fixed assets
€295k▼ 9.0%
Current assets
€109k▲ 17.8%
Equity and liabilities €404k
Equity
€57k▼ 50.3%
Debt
€347k▲ 14.9%
The debt ratio rises from 72.4% to 85.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€99k▼
2024 · €105k
Cash flow
€73k▼
2024 · €77k
Solvency
14.1%▼
2024 · 27.6%
Current ratio
0.52▼
2024 · 0.63
Quick ratio
0.52▼
2024 · 0.63
Debt / equity
6.07▲
2024 · 2.63
ROE
74.3%▲
2024 · 40.5%
ROA
10.5%▼
2024 · 11.2%
Interest coverage
11.16▼
2024 · 12.35
Debt
€347k▲
2024 · €302k
Debt ≤ 1 year
€208k▲
2024 · €146k
Debt > 1 year
€139k▼
2024 · €156k
Income taxes
€17k▼
2024 · €19k
Staff costs
€292▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€417k€404k▼
Fixed assets21/28€324k€295k▼
Tangible fixed assets22/27€324k€295k▼
Land and buildings22€64k€64k▼
Furniture and vehicles24€50k€36k▼
Other tangible fixed assets26€210k€196k▼
Current assets29/58€92k€109k▲
Amounts receivable within one year40/41€19k€35k▲
Trade receivables40€11k€35k▲
Other amounts receivable41€8k€0▼
Cash at bank and in hand54/58€70k€71k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€417k€404k▼
Equity10/15€115k€57k▼
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€86k€28k▼
Amounts payable17/49€302k€347k▲
Amounts payable after more than one year17€156k€139k▼
Financial debts170/4€156k€139k▼
Amounts payable within one year42/48€146k€208k▲
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€4k€785▼
Suppliers440/4€4k€785▼
Taxes, remuneration and social security45€25k€32k▲
Taxes450/3€25k€32k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€101k€159k▲
Income statement
Code20242025
Non-recurring operating income76A€34k€0▼
Remuneration, social security and pensions62€38k€292▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€31k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€627€0▼
Gross operating margin9900€146k€102k▼
Operating profit (loss)9901€74k€68k▼
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€66k€59k▼
Income taxes67/77€19k€17k▼
Profit (loss) for the period9904€47k€42k▼
Profit (loss) for the period to be appropriated9905€47k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€128k▲
Profit (loss) brought forward from the previous period14P€39k€86k▲
Transfer from equity791/2€0-
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €47k ▲3121%
Operating result €74k, net result €47k, both a record.
31-12
Financial
Equity above €100kEq €115k ▲68%
4 profitable years in a row build equity to €115k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼138%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Acacialaan 271840 LonderzeelGround area
882 m²
Building footprint
161 m²
Volume, LiDAR
760 m³
Parcel 23045D0404/00M000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cnapelinckx
since 20172.270.802.464
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045D0404/00M000 | Flanders | 882 m² | 1 · 161 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,226 companies in sector 47400 we hold annual accounts for 1,807. 1,449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2017
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
58290Other software publishing
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.