CN3D
ActiveSummary
CN3D has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €6k. Equity is growing by ~61.3% per year across the filed fiscal years. Its solvency ranks better than 13% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability53▲+30
Solvency34▲+2
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.5 in 2024; short-term debt: 25.6% of total assets), and 91.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 16618 sector peers (2025).
NBB · sector comparisonPosition among 16618 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
3 d late
2024
2 d early
2023
on the day
2022
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€139k
EBIT margin
-2.0%
Net result
€6k
2024 · €-23k
Working capital
€-73k▼ 32.1%
2024 · €-56k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Turnover€139k-
Operating result€-3k-€4k€-9k€20k
Net result€-4k-€-1k▲ 70.0%€-23k▼ 2,051%€6k
EBIT margin-2.0%-
Equity€6k-€5k▼ 16.6%€32k▲ 503%€39k▲ 20.0%
Total assets€131k-€123k▼ 6.6%€449k▲ 266%€447k▼ 0.3%
Debt€125k-€117k▼ 6.0%€416k▲ 255%€408k▼ 1.9%
Working capital€-92k-€-81k▲ 11.3%€-56k▲ 31.8%€-73k▼ 32.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €20k after a loss of €9k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €447k
Fixed assets
€406k ▲ 3.1%
Current assets
€41k ▼ 24.8%
Equity and liabilities €447k
Equity
€39k ▲ 20.0%
Debt
€408k ▼ 1.9%
Debt's share of the balance-sheet total falls from 92.8% to 91.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €16k
Cash flow
€37k▲
2024 · €3k
Current ratio
0.36▼
2024 · 0.50
Quick ratio
0.32▼
2024 · 0.48
Debt to equity
10.51▼
2024 · 12.85
ROE
16.7%▲
2024 · -71.0%
ROA
1.5%▲
2024 · -5.1%
Interest coverage
3.91▲
2024 · 1.23
Debt ≤ 1 year
€114k▲
2024 · €110k
Debt > 1 year
€294k▼
2024 · €306k
Income taxes
€314▲
2024 · €294
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | €139k | - | - | - | - |
| Non-recurring operating income76A | - | €2k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €142k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €10k | €26k | €31k | ▲ 19.7% |
| Other operating charges640/8 | €407 | €595 | €199 | €237 | ▲ 18.9% |
| Non-recurring operating charges66A | €20 | - | - | - | - |
| Gross operating margin9900 | €8k | €15k | €16k | €51k | ▲ 208% |
| Operating profit (loss)9901 | €-3k | €4k | €-9k | €20k | ▲ 310% |
| Financial income75/76B | €0 | - | - | - | - |
| Recurring financial income75 | €0 | - | - | - | - |
| Financial charges65/66B | €451 | €3k | €13k | €13k | ▼ 2.7% |
| Recurring financial charges65 | €451 | €3k | €13k | €13k | ▼ 2.7% |
| Profit (loss) for the period before taxes9903 | €-3k | €1k | €-23k | €7k | ▲ 130% |
| Income taxes67/77 | €284 | €2k | €294 | €314 | ▲ 6.8% |
| Profit (loss) for the period9904 | €-4k | €-1k | €-23k | €6k | ▲ 128% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €-1k | €-23k | €6k | ▲ 128% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €131k | €123k | €449k | €447k | ▼ 0.3% |
| Fixed assets21/28 | €103k | €87k | €394k | €406k | ▲ 3.1% |
| Tangible fixed assets22/27 | €103k | €87k | €394k | €406k | ▲ 3.1% |
| Land and buildings22 | - | - | €317k | €340k | ▲ 7.1% |
| Furniture and vehicles24 | €6k | - | - | - | - |
| Other tangible fixed assets26 | €97k | €87k | €77k | €66k | ▼ 13.4% |
| Current assets29/58 | €28k | €36k | €55k | €41k | ▼ 24.8% |
| Stocks and contracts in progress3 | €3k | €4k | €2k | €4k | ▲ 113% |
| Stocks30/36 | €3k | €4k | €2k | €4k | ▲ 113% |
| Amounts receivable within one year40/41 | €19k | €25k | €45k | €37k | ▼ 19.1% |
| Trade receivables40 | €13k | €22k | €44k | €34k | ▼ 21.5% |
| Other amounts receivable41 | €6k | €3k | €2k | €2k | ▲ 48.3% |
| Cash at bank and in hand54/58 | €5k | €7k | €7k | - | - |
| Deferred charges and accrued income490/1 | €1k | €471 | €38 | €69 | ▲ 78.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €131k | €123k | €449k | €447k | ▼ 0.3% |
| Equity10/15 | €6k | €5k | €32k | €39k | ▲ 20.0% |
| Contributions10/11 | €10k | €10k | €60k | €60k | = |
| Profit (loss) carried forward14 | €-4k | €-5k | €-28k | €-21k | ▲ 23.5% |
| Amounts payable17/49 | €125k | €117k | €416k | €408k | ▼ 1.9% |
| Amounts payable after more than one year17 | €4k | - | €306k | €294k | ▼ 4.0% |
| Financial debts170/4 | €4k | - | €306k | €294k | ▼ 4.0% |
| Amounts payable within one year42/48 | €120k | €117k | €110k | €114k | ▲ 3.9% |
| Current portion of amounts payable after more than one year42 | €2k | - | €12k | €12k | ▲ 3.8% |
| Trade debts44 | €3k | €6k | €17k | €34k | ▲ 99.3% |
| Suppliers440/4 | €3k | €6k | €17k | €34k | ▲ 99.3% |
| Taxes, remuneration and social security45 | €3k | €4k | €3k | €4k | ▲ 28.7% |
| Taxes450/3 | €757 | €2k | €1k | €1k | ▲ 9.7% |
| Remuneration and social security454/9 | €2k | €2k | €2k | €2k | ▲ 40.9% |
| Other amounts payable47/48 | €112k | €108k | €79k | €65k | ▼ 17.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €-1k | €-23k | €6k | ▲ 128% |
| + Depreciation and write-downs630 | €10k | €10k | €26k | €31k | ▲ 19.7% |
| Operating cash flow (approximation) | €6k | €9k | €3k | €37k | ▲ 1,278% |
| Investment in fixed assets (approximation) | - | €6k | €-333k | €-43k | ▲ 87.1% |
| Change in cash | - | €2k | €125 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
30-06
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2021
Ground area
6,956 m²
Building footprint
1,975 m²
Parcel 25782C0562/00K000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CN3D
since 20212.312.621.441
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0562/00K000 | Wallonia | 6,956 m² | 1 · 1,975 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,696 companies in sector 86951 we hold annual accounts for 2,142. 1,948 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-02-2021
Fiscal year end30-06
Activities, NACEBEL 2025
86951Physiotherapy
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
86995Nutrition and dietetics services
96220Beauty care and other beauty treatments
Contact
E-mail
covalscaia.natalia@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.