CMTC
ActiveSummary
CMTC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.05M and a net result of €127k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 51% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78=
Solvency90▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.14 in 2024; short-term debt: 34.8% and cash: 54.4% of total assets), and 35.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
7.8%
Age of the figures
10 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18202122232425
2018 to 2025 · latest year €1.05M
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 30-06-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
3 d early
2022
3 d early
2021
on the day
2020
20 d late
2018
92 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-11-2026 close30-06-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.05M▲ 13.7%
2024 · €925k
2018: €1.17M
2020: €1.12M
2021: €1.22M▲ +8.4% vs 2020highest value
2022: €1.10M▼ -9.4% vs 2021
2023: €952k▼ -13.8% vs 2022
2024: €925k▼ -2.8% vs 2023lowest value
2025: €1.05M▲ +13.7% vs 2024
2018 → 2025
Total assets
€1.63M▲ 7.4%
2024 · €1.52M
2018: €1.30Mlowest value
2020: €1.50M
2021: €1.35M▼ -9.8% vs 2020
2022: €1.38M▲ +2.1% vs 2021
2023: €1.44M▲ +4.8% vs 2022
2024: €1.52M▲ +5.0% vs 2023
2025: €1.63M▲ +7.4% vs 2024highest value
2018 → 2025
Net result
€127k▲ 14.7%
2024 · €110k
2018: €92klowest value
2020: €103k
2021: €94k▼ -8.5% vs 2020
2022: €96k▲ +1.7% vs 2021
2023: €117k▲ +21.6% vs 2022
2024: €110k▼ -5.3% vs 2023
2025: €127k▲ +14.7% vs 2024highest value
2018 → 2025
Working capital
€800k▲ 18.5%
2024 · €675k
2018: €986khighest value
2020: €793k
2021: €899k▲ +13.3% vs 2020
2022: €810k▼ -9.9% vs 2021
2023: €677k▼ -16.4% vs 2022
2024: €675k▼ -0.3% vs 2023lowest value
2025: €800k▲ +18.5% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.10M▼ 9.4%€952k▼ 13.8%€925k▼ 2.8%€1.05M▲ 13.7%
2021: €1.22Mhighest in 5 years
2022: €1.10M▼ -9.4% vs 2021
2023: €952k▼ -13.8% vs 2022
2024: €925k▼ -2.8% vs 2023lowest in 5 years
2025: €1.05M▲ +13.7% vs 2024
Operating result€138k-€142k▲ 3.2%€167k▲ 17.3%€155k▼ 7.1%€179k▲ 15.4%
2021: €138klowest in 5 years
2022: €142k▲ +3.2% vs 2021
2023: €167k▲ +17.3% vs 2022
2024: €155k▼ -7.1% vs 2023
2025: €179k▲ +15.4% vs 2024highest in 5 years
Net result€94k-€96k▲ 1.7%€117k▲ 21.6%€110k▼ 5.3%€127k▲ 14.7%
2021: €94klowest in 5 years
2022: €96k▲ +1.7% vs 2021
2023: €117k▲ +21.6% vs 2022
2024: €110k▼ -5.3% vs 2023
2025: €127k▲ +14.7% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.63M
Fixed assets
€263k ▲ 5.3%
Current assets
€1.37M ▲ 7.8%
Equity and liabilities €1.63M
Equity
€1.05M ▲ 13.7%
Debt
€577k ▼ 2.4%
Debt's share of the balance-sheet total falls from 39.0% to 35.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€213k▲
2024 · €193k
Cash flow
€161k▲
2024 · €148k
Current ratio
2.41▲
2024 · 2.14
Debt to equity
0.55▼
2024 · 0.64
ROE
12.0%▲
2024 · 11.9%
ROA
7.8%▲
2024 · 7.3%
Interest coverage
731.20▼
2024 · 2444.10
Debt ≤ 1 year
€566k▼
2024 · €591k
Income taxes
€55k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.52M€1.63M▲
Fixed assets21/28€250k€263k▲
Tangible fixed assets22/27€250k€263k▲
Plant, machinery and equipment23€16k€23k▲
Furniture and vehicles24€3k€7k▲
Leasing and similar rights25€227k€234k▲
Other tangible fixed assets26€3k-
Current assets29/58€1.27M€1.37M▲
Amounts receivable within one year40/41€13k€79k▲
Trade receivables40€13k€79k▲
Current investments50/53€348k€348k=
Cash at bank and in hand54/58€843k€886k▲
Deferred charges and accrued income490/1€62k€52k▼
Equity and liabilities
Total equity and liabilities10/49€1.52M€1.63M▲
Equity10/15€925k€1.05M▲
Contributions10/11€12k€12k=
Reserves13€522k€648k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€520k€646k▲
Profit (loss) carried forward14€391k€391k=
Amounts payable17/49€591k€577k▼
Amounts payable within one year42/48€591k€566k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€14k€22k▲
Taxes450/3€14k€22k▲
Other amounts payable47/48€575k€540k▼
Accrued charges and deferred income492/3-€11k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€34k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€198k€219k▲
Operating profit (loss)9901€155k€179k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€79€292▲
Recurring financial charges65€79€292▲
Profit (loss) for the period before taxes9903€156k€181k▲
Income taxes67/77€46k€55k▲
Profit (loss) for the period9904€110k€127k▲
Profit (loss) for the period to be appropriated9905€110k€127k▲
Appropriation of the result
Profit (loss) to be appropriated9906€501k€517k▲
Profit (loss) brought forward from the previous period14P€391k€391k=
Transfer from equity791/2€137k-
Transfer to equity691/2€110k€127k▲
To other reserves6921€110k€127k▲
Profit to be distributed694/7€137k-
Return on contributions (dividend)694€137k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €45k | €37k | €36k | €38k | €34k | ▼ 8.5% |
| Other operating charges640/8 | €3k | €4k | €5k | €5k | €5k | ▼ 1.1% |
| Gross operating margin9900 | €186k | €183k | €208k | €198k | €219k | ▲ 10.4% |
| Operating profit (loss)9901 | €138k | €142k | €167k | €155k | €179k | ▲ 15.4% |
| Financial income75/76B | €102 | €1 | - | €1k | €3k | ▲ 81.1% |
| Recurring financial income75 | €102 | €1 | - | €1k | €3k | ▲ 81.1% |
| Financial charges65/66B | €1k | €4k | €111 | €79 | €292 | ▲ 270% |
| Recurring financial charges65 | €1k | €4k | €111 | €79 | €292 | ▲ 270% |
| Profit (loss) for the period before taxes9903 | €136k | €138k | €167k | €156k | €181k | ▲ 15.8% |
| Income taxes67/77 | €42k | €42k | €50k | €46k | €55k | ▲ 18.5% |
| Profit (loss) for the period9904 | €94k | €96k | €117k | €110k | €127k | ▲ 14.7% |
| Profit (loss) for the period to be appropriated9905 | €94k | €96k | €117k | €110k | €127k | ▲ 14.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.35M | €1.38M | €1.44M | €1.52M | €1.63M | ▲ 7.4% |
| Fixed assets21/28 | €323k | €294k | €275k | €250k | €263k | ▲ 5.3% |
| Tangible fixed assets22/27 | €323k | €294k | €275k | €250k | €263k | ▲ 5.3% |
| Plant, machinery and equipment23 | €2k | €8k | €6k | €16k | €23k | ▲ 37.0% |
| Furniture and vehicles24 | €19k | €14k | €10k | €3k | €7k | ▲ 107% |
| Leasing and similar rights25 | €275k | €255k | €249k | €227k | €234k | ▲ 3.0% |
| Other tangible fixed assets26 | €27k | €17k | €10k | €3k | - | - |
| Current assets29/58 | €1.03M | €1.08M | €1.17M | €1.27M | €1.37M | ▲ 7.8% |
| Amounts receivable within one year40/41 | €36k | €35k | €26k | €13k | €79k | ▲ 516% |
| Trade receivables40 | €36k | €35k | €26k | €13k | €79k | ▲ 516% |
| Current investments50/53 | €348k | €348k | €348k | €348k | €348k | = |
| Cash at bank and in hand54/58 | €634k | €679k | €759k | €843k | €886k | ▲ 5.1% |
| Deferred charges and accrued income490/1 | €9k | €23k | €36k | €62k | €52k | ▼ 15.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.35M | €1.38M | €1.44M | €1.52M | €1.63M | ▲ 7.4% |
| Equity10/15 | €1.22M | €1.10M | €952k | €925k | €1.05M | ▲ 13.7% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Outside capital11 | €12k | - | - | - | - | - |
| Other1109/19 | €12k | - | - | - | - | - |
| Reserves13 | €815k | €701k | €548k | €522k | €648k | ▲ 24.3% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €813k | €699k | €546k | €520k | €646k | ▲ 24.4% |
| Profit (loss) carried forward14 | €391k | €391k | €391k | €391k | €391k | = |
| Amounts payable17/49 | €131k | €274k | €493k | €591k | €577k | ▼ 2.4% |
| Amounts payable within one year42/48 | €128k | €274k | €493k | €591k | €566k | ▼ 4.3% |
| Current portion of amounts payable after more than one year42 | €30k | €2k | - | - | - | - |
| Trade debts44 | €232 | €284 | €52 | €3k | €4k | ▲ 49.9% |
| Suppliers440/4 | €232 | €284 | €52 | €3k | €4k | ▲ 49.9% |
| Taxes, remuneration and social security45 | €44k | €55k | €21k | €14k | €22k | ▲ 58.8% |
| Taxes450/3 | €44k | €55k | €21k | €14k | €22k | ▲ 58.8% |
| Other amounts payable47/48 | €55k | €217k | €471k | €575k | €540k | ▼ 6.1% |
| Accrued charges and deferred income492/3 | €3k | - | - | - | €11k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €94k | €96k | €117k | €110k | €127k | ▲ 14.7% |
| + Depreciation and write-downs630 | €45k | €37k | €36k | €38k | €34k | ▼ 8.5% |
| Operating cash flow (approximation) | €139k | €133k | €153k | €148k | €161k | ▲ 8.8% |
| Investment in fixed assets (approximation) | - | €-9k | €-17k | €-13k | €-48k | ▼ 271% |
| Change in cash | - | €44k | €80k | €84k | €43k | ▼ 49.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-11
Financial
Highest result since 2018net €127k ▲14.7%
Operating result €179k, net result €127k, both a record.
30-11
Financial
Equity above €1MEq €1.05M ▲13.7%
7 profitable years in a row build equity to €1.05M.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-11
Financial
Liquidity doublescurrent ratio 8.00
Current ratio from 3.32 to 8.00; short-term debt falls from €343k to €128k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 62 days late
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2009
Ground area
578 m²
Building footprint
174 m²
Volume, LiDAR
745 m³
Parcel 55025C0804/00E000, Wallonia · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kwadestraat 22, 7850 Enghien
since 20092.212.602.860
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55025C0804/00E000 | Wallonia | 578 m² | 1 · 173 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,630 companies in sector 86220 we hold annual accounts for 7,979. 5,694 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-10-2009
Fiscal year end30-11
Activities, NACEBEL 2025
86220Specialist medical practice
86995Nutrition and dietetics services
Scores and ratios are computed by Checked and are not a credit decision.