CMM&C

Active

Private limited companyfounded 20179 yrs activeAllée des Marguerites(VIS) 1, 4600 Visé, BelgiumKBO/BCE: BE 0670.914.455

Summary

CMM&C has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,318 and a net result of €9,383. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

CMM&CActiveChecked score 92/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€166,655total assets 2025

Staff: 1 FTE
Equity: €93,318
Profit: €9,383

Turnover not published (abridged schema)

Financial health

92 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts 35 d early0 of 2 deeds read

Why 92- Profit of €9,383 (FY 2025)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €166,655+ Figures for FY 2025 (filed 26-06-2026)Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Better than 36% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 81-7

equity 56.0% of total assets

Liquidity 50-4

short-term debt 30.2% · cash 10.4%

Profitability 76-24

return on assets 5.6%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -2.2% vs 12-2024 02-2025: 0.1%▼ -2.2% vs 01-2025 03-2025: 0.1%▼ -3.4% vs 02-2025lowest value 04-2025: 0.1%▲ +6.0% vs 03-2025 05-2025: 0.1%▼ -3.4% vs 04-2025 06-2025: 0.1%▼ -1.2% vs 05-2025 07-2025: 0.1%▲ +27.1% vs 06-2025 08-2025: 0.2%▲ +85.2% vs 07-2025highest value 09-2025: 0.1%▼ -53.5% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +12.9% vs 03-2026 05-2026: 0.1%▼ -4.8% vs 04-2026 06-2026: 0.1%▲ +1.0% vs 05-2026 07-2026: 0.1%▼ -4.0% vs 06-2026 08-2026: 0.1%▼ -1.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Size: total assets €166,655 lowers the probability for this profile
Figures for FY 2025 (filed 26-06-2026) lowers the probability
Profit of €9,383 (FY 2025) raises the probability

Credit up to €8,000 at 30 days acceptable

Liquidity short (current ratio 0.75 against 1.39 in 2024; short-term debt: 30.2% and cash: 10.4% of total assets), and 44% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 51%, liquidity 36%, profitability 41%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €166,655

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Figures for FY 2025 (filed 26-06-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Profit of €9,383 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

35 d early

2024

25 d late

2023

33 d early

2022

4 d early

2021

34 d early

2020

1 d early

2019

30 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage