CMIDENT
ActiveSummary
CMIDENT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €45k. Its solvency ranks better than 79% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth52
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity ample (current ratio 7.16 against 3.25 in 2024; short-term debt: 12.6% and cash: 59.4% of total assets), and 12.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.4%
Return on assets
29.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
7 d late
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▲ 50.2%
2024 · €89k
2024: €89k
2024 → 2025
Total assets
€153k▲ 27.3%
2024 · €120k
2024: €120k
2024 → 2025
Net result
€45k▼ 48.2%
2024 · €88k
2024: €88k
2024 → 2025
Working capital
€119k▲ 70.2%
2024 · €70k
2024: €70k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€89k-€134k▲ 50.2%
Operating result€111k-€57k▼ 48.3%
Net result€88k-€45k▼ 48.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€15k ▼ 23.1%
Current assets
€138k ▲ 36.9%
Equity and liabilities €153k
Equity
€134k ▲ 50.2%
Debt
€19k ▼ 38.0%
Debt's share of the balance-sheet total falls from 25.9% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▼
2024 · €114k
Cash flow
€50k▼
2024 · €91k
Current ratio
7.16▲
2024 · 3.25
Debt to equity
0.14▼
2024 · 0.35
ROE
34.0%▼
2024 · 98.7%
ROA
29.7%▼
2024 · 73.1%
Interest coverage
323.03▼
2024 · 5060.72
Debt ≤ 1 year
€19k▼
2024 · €31k
Income taxes
€13k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€120k€153k▲
Fixed assets21/28€19k€15k▼
Tangible fixed assets22/27€19k€15k▼
Furniture and vehicles24€19k€15k▼
Current assets29/58€101k€138k▲
Amounts receivable within one year40/41€54k€45k▼
Trade receivables40€34k€4k▼
Other amounts receivable41€19k€41k▲
Cash at bank and in hand54/58€45k€91k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€120k€153k▲
Equity10/15€89k€134k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€87k€132k▲
Amounts payable17/49€31k€19k▼
Amounts payable within one year42/48€31k€19k▼
Trade debts44€2k€666▼
Suppliers440/4€2k€666▼
Taxes, remuneration and social security45€29k€18k▼
Taxes450/3€29k€18k▼
Other amounts payable47/48€859€833▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€751▼
Gross operating margin9900€115k€63k▼
Operating profit (loss)9901€111k€57k▼
Financial income75/76B€896€1k▲
Recurring financial income75€896€1k▲
Financial charges65/66B€23€191▲
Recurring financial charges65€23€191▲
Profit (loss) for the period before taxes9903€112k€58k▼
Income taxes67/77€24k€13k▼
Profit (loss) for the period9904€88k€45k▼
Profit (loss) for the period to be appropriated9905€88k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€132k▲
Profit (loss) brought forward from the previous period14P-€87k
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 7.16
Current ratio from 3.25 to 7.16; short-term debt falls from €31k to €19k.
31-12
Financial
Equity above €100kEq €134k ▲50.2%
2 profitable years in a row build equity to €134k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Bierlinfosse(WP) 35100 NamurGround area
4,116 m²
Building footprint
174 m²
Parcel 92135G0069/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CMIDENT
since 20242.358.575.091
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92135G0069/00K000 | Wallonia | 4,116 m² | 1 · 174 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tandartsenpraktijk Ilse COEN
BE 0890.405.659
Leuven · Eq €133,596
TANDZORG DEINZE
BE 1001.130.862
Deinze · Eq €133,669
Amel Dental
BE 1003.000.982
Schaarbeek · Eq €133,479
Tandartsen Dionys-Peeters
BE 1004.186.461
Geel · Eq €133,466
TANDARTS AELBERS
BE 0831.519.830
Dilsen-Stokkem · Eq €133,821
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,752 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.