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CMF LAS

Active
Private limited companyfounded 20224 yrs activeMaxime Van Praaglaan 4, 1180 Ukkel, BelgiumKBO/BCE: BE 0790.562.470
Summary

CMF LAS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €29,095 and a net result of €36,042. Equity is growing by ~236.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 19921 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+47
Solvency69▲+69
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.55 against 0.39 in 2023; short-term debt: 55.8% and cash: 76.9% of total assets), but 56% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
44%
Return on assets
54.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
27 d late
2022
22 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 September 2022, CMF LAS was incorporated as a Private limited company.1 In 2026 the registered office moved to Uccle.2 Total assets went from EUR 33,461 in 2022 to EUR 66,065 in 2024.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 20-03-2026
  3. 3National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€29,095
2023 · -€6,948
Total assets
€66,065▲ 165%
2023 · €24,908
Net result
€36,042
2023 · -€3,171
Working capital
€20,343
2023 · -€19,282
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€8,766--€2,804▲ 68.0%€46,191
Net result-€8,776below the sector's middle half--€3,171below the sector's middle half▲ 63.9%€36,042within the sector's middle half
Equity-€3,776below the sector's middle half--€6,948below the sector's middle half▼ 84.0%€29,095below the sector's middle half
Total assets€33,461below the sector's middle half-€24,908below the sector's middle half▼ 25.6%€66,065below the sector's middle half▲ 165%
Debt€37,237-€31,856▼ 14.5%€36,970▲ 16.1%
Working capital-€26,396below the sector's middle half--€19,282below the sector's middle half▲ 27.0%€20,343within the sector's middle half
Solvency-11.3%below the sector's middle half--27.9%below the sector's middle half▼ 16.6pp44.0%within the sector's middle half▲ 71.9pp
Current ratio0.29below the sector's middle half-0.39below the sector's middle half▲ 0.101.55within the sector's middle half▲ 1.16
Return on assets (ROA)-26.2%below the sector's middle half--12.7%below the sector's middle half▲ 13.5pp54.6%above the sector's middle half▲ 67.3pp
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2022: -€8,766-€8,766Net result 2022: -€8,776-€8,776Operating result 2023: -€2,804-€2,804Net result 2023: -€3,171-€3,171Operating result 2024: €46,191€46,191Net result 2024: €36,042€36,042202220232024-€20,000€0€20,000€40,000Operating result 2022: -€8,766-€8,770Net result 2022: -€8,776-€8,780Operating result 2023: -€2,804-€2,800Net result 2023: -€3,171-€3,170Operating result 2024: €46,191€46,200Net result 2024: €36,042€36,000202220232024
The operating result returns to profit in 2024: €46,191 after a loss of €2,804 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €66,065
Fixed assets €8,877 ▼ 28.8%
Current assets €57,188 ▲ 359%
Equity and liabilities €66,065
Equity €29,095
Debt €36,970
Debt finances 56.0% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
EBITDA
€53,402▲
2023 · €3,802
Cash flow
€43,253▲
2023 · €3,435
Debt to equity
1.27
ROE
123.9%
Interest coverage
225.03▲
2023 · 23.58
Debt ≤ 1 year
€36,846▲
2023 · €31,731
Income taxes
€10,255▲
2023 · €210
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet Code20232024
Assets
Total assets20/58€24,908€66,065▲
Fixed assets21/28€12,459€8,877▼
Tangible fixed assets22/27€12,459€8,877▼
Plant, machinery and equipment23€1,801€721▼
Furniture and vehicles24€10,658€8,156▼
Current assets29/58€12,449€57,188▲
Amounts receivable within one year40/41-€2,818
Trade receivables40-€2,818
Cash at bank and in hand54/58€10,144€50,818▲
Deferred charges and accrued income490/1€2,305€3,553▲
Equity and liabilities
Total equity and liabilities10/49€24,908€66,065▲
Equity10/15-€6,948€29,095▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€11,948€24,095▲
Amounts payable17/49€31,856€36,970▲
Amounts payable within one year42/48€31,731€36,846▲
Trade debts44€47-
Suppliers440/4€47-
Taxes, remuneration and social security45€210€10,255▲
Taxes450/3€210€10,255▲
Other amounts payable47/48€31,474€26,591▼
Accrued charges and deferred income492/3€125€125=
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,606€7,211▲
Other operating charges640/8€5,508€874▼
Gross operating margin9900€9,310€54,276▲
Operating profit (loss)9901-€2,804€46,191▲
Financial income75/76B€4€344▲
Recurring financial income75€4€344▲
Financial charges65/66B€161€237▲
Recurring financial charges65€161€237▲
Profit (loss) for the period before taxes9903-€2,961€46,297▲
Income taxes67/77€210€10,255▲
Profit (loss) for the period9904-€3,171€36,042▲
Profit (loss) for the period to be appropriated9905-€3,171€36,042▲
Appropriation of the result
Profit (loss) to be appropriated9906-€11,948€24,095▲
Profit (loss) brought forward from the previous period14P-€8,776-€11,948▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€999€6,606€7,211▲ 9.2%
Other operating charges640/8€367€5,508€874▼ 84.1%
Gross operating margin9900-€7,400€9,310€54,276▲ 483%
Operating profit (loss)9901-€8,766-€2,804€46,191▲ 1,747%
Financial income75/76B-€4€344▲ 8,243%
Recurring financial income75-€4€344▲ 8,243%
Financial charges65/66B€11€161€237▲ 47.2%
Recurring financial charges65€11€161€237▲ 47.2%
Profit (loss) for the period before taxes9903-€8,776-€2,961€46,297▲ 1,663%
Income taxes67/77-€210€10,255▲ 4,783%
Profit (loss) for the period9904-€8,776-€3,171€36,042▲ 1,237%
Profit (loss) for the period to be appropriated9905-€8,776-€3,171€36,042▲ 1,237%
Line202220232024Change
Assets
Total assets20/58€33,461€24,908€66,065▲ 165%
Fixed assets21/28€22,620€12,459€8,877▼ 28.8%
Tangible fixed assets22/27€22,620€12,459€8,877▼ 28.8%
Plant, machinery and equipment23€2,882€1,801€721▼ 60.0%
Furniture and vehicles24€19,738€10,658€8,156▼ 23.5%
Current assets29/58€10,841€12,449€57,188▲ 359%
Amounts receivable within one year40/41€2,763-€2,818-
Trade receivables40--€2,818-
Other amounts receivable41€2,763---
Cash at bank and in hand54/58€4,271€10,144€50,818▲ 401%
Deferred charges and accrued income490/1€3,808€2,305€3,553▲ 54.1%
Equity and liabilities
Total equity and liabilities10/49€33,461€24,908€66,065▲ 165%
Equity10/15-€3,776-€6,948€29,095▲ 519%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14-€8,776-€11,948€24,095▲ 302%
Amounts payable17/49€37,237€31,856€36,970▲ 16.1%
Amounts payable within one year42/48€37,237€31,731€36,846▲ 16.1%
Trade debts44-€47--
Suppliers440/4-€47--
Taxes, remuneration and social security45-€210€10,255▲ 4,783%
Taxes450/3-€210€10,255▲ 4,783%
Other amounts payable47/48€37,237€31,474€26,591▼ 15.5%
Accrued charges and deferred income492/3-€125€125=
Line202220232024Change
Profit (loss) for the period9904-€8,776-€3,171€36,042▲ 1,237%
+ Depreciation and write-downs630€999€6,606€7,211▲ 9.2%
Operating cash flow (approximation)-€7,778€3,435€43,253▲ 1,159%
Investment in fixed assets (approximation)-€3,555-€3,628▼ 202%
Change in cash-€5,873€40,674▲ 593%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
20-03
State Gazette act Registered office
Registered-office move2 facts ▸
  • Board meeting, 25/11/2025
  • Registered-office move, Rue Zeecrabbe, 30 2c1 à 1180 Uccle
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Back to profitnet €36,042
Net result €36,042 after 2 loss-making years.
31-12
Financial Liquidity quadruplescurrent ratio 1.55
Current ratio from 0.39 to 1.55.
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
22-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 1 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1.9 ha
Building footprint
670 m²
Volume, LiDAR
11,484 m³
Parcel 21618B0430/00L000, Brussels · tallest building 21.7 m, ±6 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CMF LAS
Maxime Van Praaglaan 4, 1180 UkkelGeneral medical practice
since 20222.337.413.453
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21618B0430/00L000 Brussels 1.9 ha 1 · 670 m² 21.7 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,130 companies in this sector we hold annual accounts for 6,339. 3,841 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded07-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
86220Specialist medical practice
E-invoicing
Reachable via Peppol
Peppol ID 0208:0790562470
Registered 06-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.