CMDPS
ActiveCMDPS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.99M and a net result of €47k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 13549 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+1
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 22.45 against 59.51 in 2024), and 0.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
2.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 d early
2024
49 d late
2023
22 d late
2022
24 d late
2021
25 d late
2020
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.99M▲ 2.4%
2024 · €1.95M
2021: €818k
2022: €838k
2023: €1.90M
2024: €1.95M
2021 → 2025
Total assets
€2.01M▲ 2.9%
2024 · €1.95M
2021: €835k
2022: €860k
2023: €1.93M
2024: €1.95M
2021 → 2025
Net result
€47k▲ 5.1%
2024 · €45k
2021: €13k
2022: €20k
2023: €14k
2024: €45k
2021 → 2025
Working capital
€300k▲ 46.6%
2024 · €204k
2021: €38k
2022: €80k
2023: €111k
2024: €204k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€818k-€838k▲ 2.5%€1.90M▲ 127%€1.95M▲ 2.4%€1.99M▲ 2.4%
Operating result€17k-€25k▲ 50.5%€18k▼ 30.0%€60k▲ 241%€63k▲ 4.5%
Net result€13k-€20k▲ 50.5%€14k▼ 30.2%€45k▲ 220%€47k▲ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.00M
Fixed assets
€1.69M▼ 2.7%
Current assets
€314k▲ 50.9%
Equity and liabilities €2.01M
Equity
€1.99M▲ 2.4%
Debt
€14k▲ 300%
The debt ratio rises from 0.2% to 0.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€111k▲
2024 · €109k
Cash flow
€95k▲
2024 · €93k
Solvency
99.3%▼
2024 · 99.8%
Current ratio
22.45▼
2024 · 59.51
Quick ratio
22.45▼
2024 · 59.51
Debt / equity
0.01▲
2024 · 0.00
ROE
2.4%▲
2024 · 2.3%
ROA
2.3%▲
2024 · 2.3%
Interest coverage
585.63▼
2024 · 674.44
Debt
€14k▲
2024 · €3k
Debt ≤ 1 year
€14k▲
2024 · €3k
Income taxes
€16k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€1.95M€2.01M▲
Fixed assets
21/28€1.74M€1.69M▼
Formation expenses
20€4k€3k▼
Tangible fixed assets
22/27€1.74M€1.69M▼
Current assets
29/58€208k€314k▲
Amounts receivable within one year
40/41€2k€76k▲
Investments
50/53-€100k
Cash & bank
54/58€196k€132k▼
Total equity & liabilities
10/49€1.95M€2.01M▲
Equity
10/15€1.95M€1.99M▲
Contributions / capital
10/11€1.85M€1.85M=
Accumulated profits (losses)
14€96k€143k▲
Amounts payable
17/49€3k€14k▲
Amounts payable within one year
42/48€3k€14k▲
Trade debts payable within one year
44-€593
Income statement
Code20242025
Gross operating margin
9900€111k€115k▲
Operating result
9901€60k€63k▲
Financial income
75-€16
Financial charges
65€161€190▲
Result before taxes
9903€60k€63k▲
Income taxes
67/77€16k€16k▲
Net result for the period
9904€45k€47k▲
Result to be appropriated
9905€45k€47k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €47k ▲5.1%
Operating result €63k, net result €47k, both a record.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
31-07
State Gazette act
Registered-office change
2024
31-12
Financial
Liquidity times 10current ratio 59.51
Current ratio from 5.68 to 59.51; short-term debt falls from €24k to €3k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
04-03
State Gazette act
Capital & shares
Eric JACOBS de HAGEN
2023
31-12
Financial
Equity above €1MEq €1.90M ▲127%
3 profitable years in a row build equity to €1.90M.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 9,090 companies in sector 68201 we hold annual accounts for 6,518. 4,245 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2019
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 2 actsNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-07-2026. Scores and ratios are computed by Checked and are not a credit decision.