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CMCVP

Active
Private limited companyfounded 20232 yrs activeRue Marsinne 7, 4218 Héron, BelgiumKBO/BCE: BE 1002.744.725
Summary

The computed 12-month bankruptcy probability of CMCVP is 3.2% (moderate). The 2024 annual accounts show equity of €29,800 and a net result of €25,800. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 5.0; short-term debt: 20% and cash: 53.4% of total assets), and 20% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
7 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 7 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 November 2023, CMCVP was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€29,800
Total assets
€37,252
Net result
€25,800
Working capital
€29,800

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €37,252
Equity €29,800
Debt €7,452
Debt finances 20.0% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
5.00
Debt to equity
0.25
ROE
86.6%
ROA
69.3%
Debt ≤ 1 year
€7,452
Income taxes
€7,392

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 31 lines
Balance sheet Code2024
Assets
Total assets20/58€37,252
Current assets29/58€37,252
Amounts receivable within one year40/41€16,840
Other amounts receivable41€16,840
Cash at bank and in hand54/58€19,892
Deferred charges and accrued income490/1€519
Equity and liabilities
Total equity and liabilities10/49€37,252
Equity10/15€29,800
Contributions10/11€4,000
Reserves13€25,800
Distributable reserves133€25,800
Amounts payable17/49€7,452
Amounts payable within one year42/48€7,452
Trade debts44€61
Suppliers440/4€61
Taxes, remuneration and social security45€7,392
Taxes450/3€7,392
Income statement Code2024
Other operating charges640/8€500
Gross operating margin9900€33,510
Operating profit (loss)9901€33,010
Financial income75/76B€272
Recurring financial income75€272
Financial charges65/66B€91
Recurring financial charges65€91
Profit (loss) for the period before taxes9903€33,191
Income taxes67/77€7,392
Profit (loss) for the period9904€25,800
Profit (loss) for the period to be appropriated9905€25,800
Appropriation of the result
Profit (loss) to be appropriated9906€25,800
Transfer to equity691/2€25,800
To other reserves6921€25,800

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€500
Gross operating margin9900€33,510
Operating profit (loss)9901€33,010
Financial income75/76B€272
Recurring financial income75€272
Financial charges65/66B€91
Recurring financial charges65€91
Profit (loss) for the period before taxes9903€33,191
Income taxes67/77€7,392
Profit (loss) for the period9904€25,800
Profit (loss) for the period to be appropriated9905€25,800
Line2024
Assets
Total assets20/58€37,252
Current assets29/58€37,252
Amounts receivable within one year40/41€16,840
Other amounts receivable41€16,840
Cash at bank and in hand54/58€19,892
Deferred charges and accrued income490/1€519
Equity and liabilities
Total equity and liabilities10/49€37,252
Equity10/15€29,800
Contributions10/11€4,000
Reserves13€25,800
Distributable reserves133€25,800
Amounts payable17/49€7,452
Amounts payable within one year42/48€7,452
Trade debts44€61
Suppliers440/4€61
Taxes, remuneration and social security45€7,392
Taxes450/3€7,392
Line2024
Profit (loss) for the period9904€25,800
Operating cash flow (approximation)€25,800

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
07-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Héron · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,733 m²
Building footprint
111 m²
Volume, LiDAR
1,167 m³
Parcel 61015C0216/00F000, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CMCVP
Rue Marsinne 7, 4218 HéronSpecialist medical practice
since 20232.352.981.557
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61015C0216/00F000 Wallonia 2,733 m² 1 · 111 m² 11.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded28-11-2023
Fiscal year end31-12
Contact
E-mail c.vincent.psy@gmail.com
Phone 0472218353
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.