CMC ENGINEERING & ARCHITECTURE
ActiveSummary
CMC ENGINEERING & ARCHITECTURE has been active since 2012 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €70,391 and a net result of €1,861. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 66% of 9559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+66
Solvency94▲+6
Growth32=
Track record92
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.89 against 2.39 in 2024; short-term debt: 30.8% and cash: 25.6% of total assets), and 30.8% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
1.8%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-02-2026, 16 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
on the day
2023
on the day
2022
8 d early
2020
1 d early
2019
1 d early
2018
57 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, micro schema
Equity
€70,391▲ 2.7%
2024 · €68,530
Total assets
€101,730▼ 5.8%
2024 · €107,976
Net result
€1,861
2024 · -€11,602
Working capital
€59,371▲ 8.4%
2024 · €54,780
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202022202320242025
Operating result€16,744▼ 47.0%€2,656-€10,564▲ 298%-€8,129€1,906
Net result€16,698within the sector's middle half▼ 47.1%€2,611within the sector's middle half-€10,518within the sector's middle half▲ 303%-€11,602below the sector's middle half€1,861within the sector's middle half
Equity€88,542within the sector's middle half▲ 23.2%€69,613within the sector's middle half-€80,131within the sector's middle half▲ 15.1%€68,530within the sector's middle half▼ 14.5%€70,391within the sector's middle half▲ 2.7%
Total assets€155,691within the sector's middle half▲ 11.5%€175,571within the sector's middle half-€115,144within the sector's middle half▼ 34.4%€107,976within the sector's middle half▼ 6.2%€101,730within the sector's middle half▼ 5.8%
Debt€67,149▼ 1.0%€105,958-€35,013▼ 67.0%€39,446▲ 12.7%€31,339▼ 20.6%
Working capital€66,703within the sector's middle half▲ 41.1%€65,304within the sector's middle half-€63,652within the sector's middle half▼ 2.5%€54,780within the sector's middle half▼ 13.9%€59,371within the sector's middle half▲ 8.4%
Solvency56.9%within the sector's middle half▲ 5.4pp39.6%within the sector's middle half-69.6%within the sector's middle half▲ 29.9pp63.5%within the sector's middle half▼ 6.1pp69.2%within the sector's middle half▲ 5.7pp
Current ratio1.99within the sector's middle half▲ 0.301.72within the sector's middle half-2.82within the sector's middle half▲ 1.102.39within the sector's middle half▼ 0.432.89within the sector's middle half▲ 0.51
Return on assets (ROA)10.7%within the sector's middle half▼ 11.9pp1.5%within the sector's middle half-9.1%within the sector's middle half▲ 7.6pp-10.7%below the sector's middle half▼ 19.9pp1.8%within the sector's middle half▲ 12.6pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1,906 after a loss of €8,129 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101,730
Fixed assets
€11,020 ▼ 19.9%
Current assets
€90,710 ▼ 3.7%
Equity and liabilities €101,730
Equity
€70,391 ▲ 2.7%
Debt
€31,339 ▼ 20.6%
Debt's share of the balance-sheet total falls from 36.5% to 30.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4,636▲
2024 · -€5,400
Cash flow
€4,591▲
2024 · -€8,873
Debt to equity
0.45▼
2024 · 0.58
ROE
2.6%▲
2024 · -16.9%
Interest coverage
103.02▲
2024 · -117.39
Debt ≤ 1 year
€31,339▼
2024 · €39,446
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.7%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,730 | €2,630 | €2,730 | €2,729 | €2,730 | = |
| Other operating charges640/8 | - | €793 | €1,333 | €916 | €915 | ▼ 0.1% |
| Gross operating margin9900 | €20,259 | €6,079 | €14,627 | -€4,484 | €5,551 | ▲ 224% |
| Operating profit (loss)9901 | €16,744 | €2,656 | €10,564 | -€8,129 | €1,906 | ▲ 123% |
| Financial charges65/66B | - | €45 | €46 | €46 | €45 | ▼ 2.2% |
| Recurring financial charges65 | €46 | €45 | €46 | €46 | €45 | ▼ 2.2% |
| Profit (loss) for the period before taxes9903 | €16,698 | €2,611 | €10,518 | -€8,175 | €1,861 | ▲ 123% |
| Income taxes67/77 | - | - | - | €3,427 | - | - |
| Profit (loss) for the period9904 | €16,698 | €2,611 | €10,518 | -€11,602 | €1,861 | ▲ 116% |
| Profit (loss) for the period to be appropriated9905 | €16,698 | €2,611 | €10,518 | -€11,602 | €1,861 | ▲ 116% |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €155,691 | €175,571 | €115,144 | €107,976 | €101,730 | ▼ 5.8% |
| Fixed assets21/28 | €21,839 | €19,209 | €16,479 | €13,750 | €11,020 | ▼ 19.9% |
| Tangible fixed assets22/27 | €21,839 | €19,209 | €16,479 | €13,750 | €11,020 | ▼ 19.9% |
| Land and buildings22 | - | €19,209 | €16,479 | €13,750 | €11,020 | ▼ 19.9% |
| Current assets29/58 | €133,852 | €156,362 | €98,665 | €94,226 | €90,710 | ▼ 3.7% |
| Amounts receivable within one year40/41 | €83,801 | €83,345 | €31,185 | €20,879 | €23,771 | ▲ 13.9% |
| Other amounts receivable41 | - | €83,345 | €31,185 | €20,879 | €23,771 | ▲ 13.9% |
| Cash at bank and in hand54/58 | €4,926 | €9,527 | €32,980 | €32,979 | €26,039 | ▼ 21.0% |
| Deferred charges and accrued income490/1 | - | €63,490 | €34,500 | €40,368 | €40,900 | ▲ 1.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €155,691 | €175,571 | €115,144 | €107,976 | €101,730 | ▼ 5.8% |
| Equity10/15 | €88,542 | €69,613 | €80,131 | €68,530 | €70,391 | ▲ 2.7% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | - | - | €12,400 | €12,400 | €12,400 | = |
| Issued capital100 | - | - | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | - | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €9,360 | €19,360 | €19,360 | €19,360 | = |
| Non-distributable reserves130/1 | - | €9,360 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Other1319 | - | €7,500 | - | - | - | - |
| Distributable reserves133 | - | - | €17,500 | €17,500 | €17,500 | = |
| Profit (loss) carried forward14 | €74,282 | €47,853 | €48,371 | €36,770 | €38,631 | ▲ 5.1% |
| Amounts payable17/49 | €67,149 | €105,958 | €35,013 | €39,446 | €31,339 | ▼ 20.6% |
| Amounts payable within one year42/48 | €67,149 | €91,058 | €35,013 | €39,446 | €31,339 | ▼ 20.6% |
| Trade debts44 | €67,149 | €52,249 | - | - | - | - |
| Suppliers440/4 | - | €52,249 | - | - | - | - |
| Advances received on contracts in progress46 | - | €38,809 | €35,013 | €39,446 | €31,339 | ▼ 20.6% |
| Accrued charges and deferred income492/3 | - | €14,900 | - | - | - | - |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,698 | €2,611 | €10,518 | -€11,602 | €1,861 | ▲ 116% |
| + Depreciation and write-downs630 | €2,730 | €2,630 | €2,730 | €2,729 | €2,730 | = |
| Operating cash flow (approximation) | €19,428 | €5,241 | €13,248 | -€8,873 | €4,591 | ▲ 152% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | - | €23,453 | -€1 | -€6,940 | ▼ 693,900% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
30-06
Financial
Back to profitnet €1,861
Net result €1,861 after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet -€11,602
Net result drops to -€11,602, the lowest in the series; recovery starts the following year.
26-04
KBO administration
UBO non-compliance
event 15-04-2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 38 days late
2016
29-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud
Ground area
191 m²
Building footprint
81 m²
Volume, LiDAR
855 m³
Parcel 25742A0718/00H004, Wallonia · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742A0718/00H004 | Wallonia | 191 m² | 1 · 81 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,323. 5,465 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-2012
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0508816468
Also
9925:BE0508816468
Registered
26-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.