CMA COMMUNICATION

Active

Private limited companyfounded 20223 yrs activeRue du Perron(GY) 3, 6181 Courcelles, BelgiumKBO/BCE: BE 0792.765.063

The computed 12-month bankruptcy probability of CMA COMMUNICATION is 4.0% (moderate). The 2024 annual accounts show equity of €89k and a net result of €40k. Equity is growing by ~88.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 396 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

67 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency93▲+19

Growth78=

Track record94

Bankruptcy probability, 12 months

4.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 3.14 against 1.95 in 2023; short-term debt: 31.9% and cash: 13.2% of total assets), and 31.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 61

Relative position

BE, all sectors

reference

Sector 61

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-05-2025, 87 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

87 d early

2023

64 d early

2022

52 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€89k▲ 79.4%

2023 · €50k

2022: €887 2023: €50k

2022 → 2024

Total assets

€131k▲ 28.0%

2023 · €102k

2022: €10k 2023: €102k

2022 → 2024

Net result

€40k▼ 19.1%

2023 · €49k

2022: €-4k 2023: €49k

2022 → 2024

Working capital

€89k▲ 79.4%

2023 · €50k

2022: €887 2023: €50k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€887-€50k▲ 5,510%€89k▲ 79.4%

Operating result€-4k-€58k€47k▼ 18.6%

Net result€-4k-€49k€40k▼ 19.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 19% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €131k

68.1%

31.9%

Equity €89k▲ 79.4%

Debt €42k▼ 20.6%

The debt ratio falls from 51.4% to 31.9%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

Solvency

68.1%▲

2023 · 48.6%

Current ratio

3.14▲

2023 · 1.95

Quick ratio

3.14▲

2023 · 1.95

Debt / equity

0.47▼

2023 · 1.06

ROE

44.3%▼

2023 · 98.2%

ROA

30.2%▼

2023 · 47.7%

Debt

€42k▼

2023 · €53k

Debt ≤ 1 year

€42k▼

2023 · €53k

Income taxes

€8k▼

2023 · €8k

Staff costs

€54k▼

2023 · €57k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€102k€131k▲

Current assets29/58€102k€131k▲

Amounts receivable within one year40/41€51k€114k▲

Trade receivables40€49k€106k▲

Other amounts receivable41€2k€8k▲

Cash at bank and in hand54/58€51k€17k▼

Deferred charges and accrued income490/1€162€247▲

Equity and liabilities

Total equity and liabilities10/49€102k€131k▲

Equity10/15€50k€89k▲

Contributions10/11€5k€5k=

Reserves13-€85k

Distributable reserves133-€85k

Profit (loss) carried forward14€45k-

Amounts payable17/49€53k€42k▼

Amounts payable within one year42/48€53k€42k▼

Trade debts44€26k€32k▲

Suppliers440/4€26k€32k▲

Taxes, remuneration and social security45€15k€6k▼

Taxes450/3€9k€196▼

Remuneration and social security454/9€6k€6k▼

Other amounts payable47/48€12k€4k▼

Income statement Code20232024

Remuneration, social security and pensions62€57k€54k▼

Other operating charges640/8€811€2k▲

Non-recurring operating charges66A-€1k

Gross operating margin9900€116k€104k▼

Operating profit (loss)9901€58k€47k▼

Financial income75/76B-€9

Recurring financial income75-€9

Financial charges65/66B€717€59▼

Recurring financial charges65€717€59▼

Profit (loss) for the period before taxes9903€57k€47k▼

Income taxes67/77€8k€8k▼

Profit (loss) for the period9904€49k€40k▼

Profit (loss) for the period to be appropriated9905€49k€40k▼

Appropriation of the result

Profit (loss) to be appropriated9906€45k€85k▲

Profit (loss) brought forward from the previous period14P€-4k€45k▲

Transfer to equity691/2-€85k

To other reserves6921-€85k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

2025

05-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

28-05

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €49k

Net result €49k after one loss-making year.

09-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Courcelles · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Perron(GY) 36181 Courcelles

Ground area

441 m²

Building footprint

53 m²

Volume, LiDAR

393 m³

Parcel 52031B1008/00N000, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

CMA COMMUNICATION

Rue du Perron(GY) 3, 6181 CourcellesGeneral electrical installation work

since 20222.337.934.283

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52031B1008/00N000	Wallonia	441 m²	1 · 53 m²	9.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,169 companies in sector 61200 we hold annual accounts for 697. 473 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded22-10-2022

Fiscal year end31-12

Activities, NACEBEL

43211General electrical installation work

61200Telecommunications resale and intermediation services

61900Telecommunications

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:info.cma.com@gmail.com

Enterprise