CM4U
ActiveSummary
CM4U has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,490 and a net result of €17,452. Equity is shrinking by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 17% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
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Signals
This company filed its last 3 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 2,155 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,155 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | €33,618 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,478 | €5,430 | €6,490 | ▲ 19.5% |
| Other operating charges640/8 | €550 | €357 | €582 | ▲ 63.2% |
| Non-recurring operating charges66A | €126 | - | - | - |
| Gross operating margin9900 | €13,342 | €24,279 | €29,593 | ▲ 21.9% |
| Operating profit (loss)9901 | €10,187 | €18,492 | €22,521 | ▲ 21.8% |
| Financial income75/76B | €43 | €104 | €207 | ▲ 99.6% |
| Recurring financial income75 | €43 | €104 | €207 | ▲ 99.6% |
| Financial charges65/66B | €30 | €90 | €90 | ▲ 0.1% |
| Recurring financial charges65 | €30 | €90 | €90 | ▲ 0.1% |
| Profit (loss) for the period before taxes9903 | €10,200 | €18,506 | €22,638 | ▲ 22.3% |
| Income taxes67/77 | €2,701 | €4,466 | €5,186 | ▲ 16.1% |
| Profit (loss) for the period9904 | €7,499 | €14,039 | €17,452 | ▲ 24.3% |
| Profit (loss) for the period to be appropriated9905 | €7,499 | €14,039 | €17,452 | ▲ 24.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €30,138 | €45,765 | €66,321 | ▲ 44.9% |
| Fixed assets21/28 | €11,719 | €13,414 | €6,924 | ▼ 48.4% |
| Tangible fixed assets22/27 | €11,719 | €13,414 | €6,924 | ▼ 48.4% |
| Furniture and vehicles24 | €11,719 | €13,414 | €6,924 | ▼ 48.4% |
| Current assets29/58 | €18,420 | €32,351 | €59,397 | ▲ 83.6% |
| Amounts receivable within one year40/41 | €9,462 | €2,783 | €18,468 | ▲ 564% |
| Trade receivables40 | €9,462 | €2,783 | €18,468 | ▲ 564% |
| Cash at bank and in hand54/58 | €8,405 | €29,034 | €40,290 | ▲ 38.8% |
| Deferred charges and accrued income490/1 | €553 | €534 | €639 | ▲ 19.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €30,138 | €45,765 | €66,321 | ▲ 44.9% |
| Equity10/15 | €9,999 | €24,038 | €6,490 | ▼ 73.0% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €7,499 | €21,538 | €3,990 | ▼ 81.5% |
| Amounts payable17/49 | €20,140 | €21,727 | €59,831 | ▲ 175% |
| Amounts payable within one year42/48 | €20,140 | €21,727 | €59,831 | ▲ 175% |
| Trade debts44 | €1,006 | €1,025 | €1,083 | ▲ 5.7% |
| Suppliers440/4 | €1,006 | €1,025 | €1,083 | ▲ 5.7% |
| Taxes, remuneration and social security45 | €17,324 | €20,553 | €23,598 | ▲ 14.8% |
| Taxes450/3 | €4,724 | €8,553 | €11,598 | ▲ 35.6% |
| Remuneration and social security454/9 | €12,600 | €12,000 | €12,000 | = |
| Other amounts payable47/48 | €1,810 | €150 | €35,150 | ▲ 23,383% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,499 | €14,039 | €17,452 | ▲ 24.3% |
| + Depreciation and write-downs630 | €2,478 | €5,430 | €6,490 | ▲ 19.5% |
| Operating cash flow (approximation) | €9,977 | €19,470 | €23,942 | ▲ 23.0% |
| Investment in fixed assets (approximation) | - | -€7,126 | €0 | ▲ 100% |
| Change in cash | - | €20,629 | €11,256 | ▼ 45.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050C0053/00N008 | Wallonia | 684 m² | 1 · 83 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.