CM Naturally
BankruptcyThe KBO register records for CM Naturally the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show equity of €42k and a net result of €835.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 05-10-2024, 66 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
66 d late
2022
51 d late
2021
44 d late
2020
18 d early
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€835▼ 74.1%
2022 · €3k
2018: €-2k
2019: €13k
2020: €7k
2021: €6k
2022: €3k
2018 → 2023
Working capital
€34k▼ 13.9%
2022 · €40k
2018: €11k
2019: €20k
2020: €28k
2021: €36k
2022: €40k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€24k-€31k▲ 30.3%€38k▲ 20.6%€41k▲ 8.6%€42k▲ 2.0%
Operating result€9k-€8k▼ 9.2%€9k▲ 15.3%€5k▼ 49.8%€2k▼ 59.5%
Net result€13k-€7k▼ 43.9%€6k▼ 11.3%€3k▼ 49.8%€835▼ 74.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2023 is 60% below 2022 and is the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €68k
Fixed assets
€7k▲ 618%
Current assets
€60k▼ 14.2%
Equity and liabilities €68k
Equity
€42k▲ 2.0%
Debt
€26k▼ 14.7%
The debt ratio falls from 42.7% to 38.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▼
2022 · €6k
Cash flow
€3k▼
2022 · €4k
Solvency
61.6%▲
2022 · 57.3%
Current ratio
2.32▲
2022 · 2.31
Quick ratio
1.37▲
2022 · 1.04
Debt / equity
0.62▼
2022 · 0.75
ROE
2.0%▼
2022 · 7.9%
ROA
1.2%▼
2022 · 4.5%
Interest coverage
9.14▼
2022 · 26.83
Debt
€26k▼
2022 · €30k
Debt ≤ 1 year
€26k▼
2022 · €30k
Income taxes
€620▼
2022 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€71k€68k▼
Fixed assets21/28€1k€7k▲
Tangible fixed assets22/27€1k€7k▲
Furniture and vehicles24€1k€7k▲
Current assets29/58€70k€60k▼
Stocks and contracts in progress3€39k€25k▼
Stocks30/36€39k€25k▼
Amounts receivable within one year40/41€19k€36k▲
Trade receivables40€15k€36k▲
Other amounts receivable41€4k-
Cash at bank and in hand54/58€13k-
Equity and liabilities
Total equity and liabilities10/49€71k€68k▼
Equity10/15€41k€42k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€20k€21k▲
Amounts payable17/49€30k€26k▼
Amounts payable within one year42/48€30k€26k▼
Financial debts43-€877
Credit institutions430/8-€877
Trade debts44€20k€13k▼
Suppliers440/4€20k€13k▼
Advances received on contracts in progress46€1k€1k=
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€6k€9k▲
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€276€676▲
Gross operating margin9900€6k€4k▼
Operating profit (loss)9901€5k€2k▼
Financial charges65/66B€210€412▲
Recurring financial charges65€210€412▲
Profit (loss) for the period before taxes9903€4k€1k▼
Income taxes67/77€1k€620▼
Profit (loss) for the period9904€3k€835▼
Profit (loss) for the period to be appropriated9905€3k€835▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€21k▲
Profit (loss) brought forward from the previous period14P€17k€20k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 44 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
08-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 251 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 65 days late
2015
06-11
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 98 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
136 m²
Building footprint
130 m²
Volume, LiDAR
1,662 m³
2 parcels, Brussels · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
MEGABEL-ELECTRO
since 20112.201.424.007
CM Naturally
since 20252.369.841.246
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0203/00S004 | Brussels | 74 m² | 1 · 74 m² | 14.8 m · 4 fl. |
| 21012A0203/00N010 | Brussels | 62 m² | 1 · 56 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,395 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2011
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47430Retail trade
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.