Financials
- Financial year
- 2025
- Total assets
- €47,555
- Loss
- -€3,339
- Solvency
- 74.1%
Total assets▼ 16.1%
Net result
20182025
CM ESSE
ActiveSummary
CM ESSE has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,237 and a net result of -€3,339. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 86% of 5,689 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Hairdressing and barber services
NACE 96210
1 site
Size
≈ €110,000turnover 2025, estimated
- Staff
- ≈ 0.3 FTE, estimated
- Equity
- €35,237
- Loss
- -€3,339
Turnover estimated from the gross margin
Structure
2025 accounts filed 28 days late2 deeds in the Belgian Official Gazette
Why 92raises riskLoss of €3,339, the second in a row (financial year 2025)lowers riskFounded in 2008Liquidity: current ratio 3.63, cash €14,500Equity €35,237 (74.1% of total assets)Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Strong
Solvency
99+6
equity 74.1% of total assets
Liquidity
83=
short-term debt 18.5% · cash 30.5%
Profitability
60-3
return on assets -7.0%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%● unchanged vs 11-2024
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.3%▼ -0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.2%▼ -0.1 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%▼ -0.2 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.63, compared with 3.22 in 2024, above the usual 1.5; short-term debt: 18.5% and cash: 30.5% of total assets), and 25.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 86% on solvency, 85% on liquidity, 41% on profitability and 30% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,339
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
23 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
30 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€3,339
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 20
- Since
- 2010
- Next accounts
- by 31-07-2027
- 30-08-2024Annual accounts filed
- 31-08-2023Annual accounts filed
- 31-08-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Hairdressing and barber servicesNACE 96210
- Founded
- 15-07-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about CM ESSE
- What is the company number of CM ESSE?
- 0899.271.954. In Belgium the VAT number is the company number with BE in front: BE 0899.271.954.
- Where is CM ESSE based?
- The registered office is at Place de la Gare 16/7, 7170 Manage.Company details
- What does CM ESSE do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of CM ESSE?
- Private limited company (pre-2019) (BVBA).
- When was CM ESSE founded?
- On 15-07-2008.
- Is CM ESSE still active?
- Yes, CM ESSE is an active enterprise in the KBO register.
- What is the turnover of CM ESSE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is CM ESSE profitable?
- In financial year 2025, CM ESSE made a loss of €3,339.
- Where can I find the annual accounts of CM ESSE?
- CM ESSE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CM ESSE due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to CM ESSE
Comparable companies
- De KapsterWesterlo
- Michel et Co.Waterloo
- DIFERENTBeersel
- Snelders InvestWillebroek
- ESTILOTienen
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.