CM³ DEVELOPMENT

Active

Public limited companyfounded 201214 yrs activeSylvain Dupuislaan 233, 1070 Anderlecht, BelgiumKBO/BCE: BE 0846.985.390

Summary

CM³ DEVELOPMENT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158,265 and a net result of €57,530. Equity is growing by ~7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

CM³ DEVELOPMENTActiveChecked score 89/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€2.2mtotal assets 2025

Equity: €158,265
Profit: €57,530

Turnover not published (abridged schema)

Financial health

89 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Largest shareholder: NEXTINVEST & DEVELOPPEMENT · 25%
Holdings: 2

Accounts 31 d early0 of 4 deeds read

Why 89- Liquidity: current ratio 14.98, cash €2,458, halved- Equity €158,265 (7.3% of total assets)+ Size: total assets €2.2m+ Figures for FY 2025 (filed 30-06-2026)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Better than 52% of its sector peers (no NACE code, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 32+2

equity 7.3% of total assets

Liquidity 50-1

short-term debt 1.5% · cash 0.1%

Profitability 44+6

return on assets 2.7%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.7%▲ +9.7% vs 12-2024highest value 02-2025: 0.2%▼ -66.4% vs 01-2025 03-2025: 0.2%▲ +2.1% vs 02-2025 04-2025: 0.2%▼ -8.4% vs 03-2025 05-2025: 0.2%▲ +2.8% vs 04-2025 06-2025: 0.3%▲ +18.3% vs 05-2025 07-2025: 0.1%▼ -64.5% vs 06-2025lowest value 08-2025: 0.1%● 0.0% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%▲ +13.8% vs 12-2025 02-2026: 0.1%▲ +4.7% vs 01-2026 03-2026: 0.1%▲ +1.8% vs 02-2026 04-2026: 0.1%▼ -6.1% vs 03-2026 05-2026: 0.1%▲ +11.2% vs 04-2026 06-2026: 0.1%▲ +16.8% vs 05-2026 07-2026: 0.2%▲ +14.4% vs 06-2026 08-2026: 0.3%▲ +104% vs 07-2026 09-2026: 0.4%▲ +36.3% vs 08-2026 10-2026: 0.2%▼ -55.3% vs 09-2026

Size: total assets €2.2m lowers the probability for this profile
Liquidity: current ratio 14.98, cash €2,458, halved raises the probability
Equity €158,265 (7.3% of total assets) raises the probability
Figures for FY 2025 (filed 30-06-2026) lowers the probability

Credit up to €14,000 at 30 days acceptable

Liquidity ample (current ratio 14.98 against 13.43 in 2024; short-term debt: 1.5% and cash: 0.1% of total assets), but 92.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 19%, liquidity 48%, profitability 49%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €2.2m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 14.98, cash €2,458, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Equity €158,265 (7.3% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Figures for FY 2025 (filed 30-06-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

31 d early

2024

34 d early

2023

29 d early

2022

29 d late

2021

25 d late

2020

29 d late

2019

80 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 10 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 53 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage