CM CONSULT
ActiveCM CONSULT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €83k and a net result of €48k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency90▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 2.96 in 2023; short-term debt: 34.9% of total assets), and 34.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
90 d late
2023
75 d late
2022
70 d late
2021
92 d late
2020
85 d late
2019
100 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€48k▼ 6.0%
2023 · €51k
2018: €20k
2019: €7k
2020: €6k
2021: €19k
2022: €-25k
2023: €51k
2018 → 2024
Working capital
€80k▲ 32.3%
2023 · €61k
2018: €53k
2019: €52k
2020: €58k
2021: €63k
2022: €37k
2023: €61k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€60k-€64k▲ 7.6%€40k▼ 38.4%€60k▲ 52.2%€83k▲ 37.6%
Operating result€5k-€21k▲ 301%€-12k€63k€52k▼ 17.5%
Net result€6k-€19k▲ 189%€-25k€51k€48k▼ 6.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 17% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €127k
Fixed assets
€3k▲ 43.4%
Current assets
€125k▲ 36.0%
Equity and liabilities €127k
Equity
€83k▲ 37.6%
Debt
€44k▲ 33.7%
The debt ratio falls from 35.5% to 34.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53k▼
2023 · €64k
Cash flow
€48k▼
2023 · €52k
Solvency
65.1%▲
2023 · 64.5%
Current ratio
2.80▼
2023 · 2.96
Quick ratio
2.80▼
2023 · 2.96
Debt / equity
0.54▼
2023 · 0.55
ROE
57.4%▼
2023 · 84.0%
ROA
37.4%▼
2023 · 54.1%
Interest coverage
11.29▼
2023 · 14.41
Debt
€44k▲
2023 · €33k
Debt ≤ 1 year
€44k▲
2023 · €31k
Income taxes
€16▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€94k€127k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€92k€125k▲
Amounts receivable within one year40/41€88k€118k▲
Trade receivables40€9k€11k▲
Other amounts receivable41€78k€106k▲
Current investments50/53€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€94k€127k▲
Equity10/15€60k€83k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€52k€75k▲
Amounts payable17/49€33k€44k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€31k€44k▲
Current portion of amounts payable after more than one year42€2k€17k▲
Financial debts43€4k€329▼
Credit institutions430/8€4k€329▼
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€20k€22k▲
Taxes450/3€20k€22k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€610▼
Other operating charges640/8€6k€1k▼
Non-recurring operating charges66A-€315
Gross operating margin9900€70k€54k▼
Operating profit (loss)9901€63k€52k▼
Financial income75/76B€6€54▲
Recurring financial income75€6€54▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€59k€48k▼
Income taxes67/77€8k€16▼
Profit (loss) for the period9904€51k€48k▼
Profit (loss) for the period to be appropriated9905€51k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€100k▲
Profit (loss) brought forward from the previous period14P€32k€52k▲
Profit to be distributed694/7€30k€25k▼
Directors or managers695€30k€25k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 75 days late
2023
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet €-25k ▼233%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
24-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 85 days late
2020
08-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 100 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 92 days late
2018
20-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 112 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Beversquare 441180 UkkelGround area
191 m²
Building footprint
68 m²
Volume, LiDAR
401 m³
Parcel 21614H0054/00P009, Brussels · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Beversquare 44, 1180 Ukkel
since 20032.301.080.916
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0054/00P009 | Brussels | 191 m² | 1 · 68 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EVEDBA
BE 1012.597.549
Geraardsbergen · Eq €83k
AG-S
BE 0772.986.466
Ukkel · Eq €83k
M.K.F.
BE 0458.527.017
Lebbeke · Eq €83k
ALPHA - FISC
BE 0464.462.130
Maaseik · Eq €83k
ALL 4 U IC MANAGEMENT
BE 0846.480.891
Meise · Eq €83k
Of 11,221 companies in sector 82100 we hold annual accounts for 3,511. 2,597 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-01-2003
Fiscal year end31-12
Activities, NACEBEL
74121
82100Office administrative and support services
82110Office administrative, office support and other business support activities
69201Certified accountants and tax accountants
69202Legal and accounting activities
74124
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.