CM Construct
ActiveSummary
The computed 12-month bankruptcy probability of CM Construct is 2.6% (moderate). The 2025 annual accounts show negative equity (-€13,089) and a net result of -€66. Equity remains stable across the filed fiscal years (±1.6% per year). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 72 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €80 | €0 | - | - | - | - |
| Non-recurring operating charges66A | €1,208 | - | - | - | - | - |
| Gross operating margin9900 | €5,459 | -€759 | €147 | -€64 | -€66 | ▼ 3.1% |
| Operating profit (loss)9901 | €4,171 | -€759 | €147 | -€64 | -€66 | ▼ 3.1% |
| Financial charges65/66B | €763 | €449 | €583 | €745 | - | - |
| Recurring financial charges65 | €763 | €449 | €583 | €745 | - | - |
| Profit (loss) for the period before taxes9903 | €3,408 | -€1,208 | -€436 | -€809 | -€66 | ▲ 91.8% |
| Profit (loss) for the period9904 | €3,408 | -€1,208 | -€436 | -€809 | -€66 | ▲ 91.8% |
| Profit (loss) for the period to be appropriated9905 | €3,408 | -€1,208 | -€436 | -€809 | -€66 | ▲ 91.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €757 | €308 | €308 | €308 | €308 | = |
| Current assets29/58 | €757 | €308 | €308 | €308 | €308 | = |
| Amounts receivable within one year40/41 | €307 | €308 | €308 | €308 | €308 | = |
| Other amounts receivable41 | €307 | €308 | €308 | €308 | €308 | = |
| Deferred charges and accrued income490/1 | €450 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €757 | €308 | €308 | €308 | €308 | = |
| Equity10/15 | -€10,570 | -€11,778 | -€12,214 | -€13,023 | -€13,089 | ▼ 0.5% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€16,770 | -€17,978 | -€18,414 | -€19,223 | -€19,289 | ▼ 0.3% |
| Amounts payable17/49 | €11,327 | €12,086 | €12,522 | €13,331 | €13,397 | ▲ 0.5% |
| Amounts payable within one year42/48 | €11,327 | €12,086 | €12,522 | €13,331 | €13,397 | ▲ 0.5% |
| Financial debts43 | - | €1,256 | €2,055 | €3,322 | €3,322 | = |
| Credit institutions430/8 | - | €1,256 | €2,055 | €3,322 | €3,322 | = |
| Trade debts44 | €2,125 | €2,384 | €2,447 | €2,511 | €2,577 | ▲ 2.6% |
| Suppliers440/4 | €2,125 | €2,384 | €2,447 | €2,511 | €2,577 | ▲ 2.6% |
| Taxes, remuneration and social security45 | €808 | €808 | €808 | €808 | - | - |
| Taxes450/3 | €808 | €808 | €808 | €808 | - | - |
| Other amounts payable47/48 | €8,394 | €7,638 | €7,212 | €6,690 | €7,498 | ▲ 12.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,408 | -€1,208 | -€436 | -€809 | -€66 | ▲ 91.8% |
| Operating cash flow (approximation) | €3,408 | -€1,208 | -€436 | -€809 | -€66 | ▲ 91.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25073A0165/00C000 | Wallonia | 1,646 m² | 1 · 183 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.