CLYP
ActiveSummary
The computed 12-month bankruptcy probability of CLYP is 1.7% (moderate). The 2024 annual accounts show equity of €466,180 and a net result of €7,434. Equity is growing by ~2.9% per year across the filed fiscal years. The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability34▼-1
Solvency87▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 4.06 against 4.02 in 2023; short-term debt: 14.7% and cash: 2.5% of total assets), and 37.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
41 d early
2022
41 d early
2021
62 d early
2020
9 d early
2019
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 39 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€466,180▲ 12.9%
2023 · €413,061
Total assets
€748,099▲ 0.9%
2023 · €741,250
Net result
€7,434▼ 88.8%
2023 · €66,503
Working capital
€337,350▲ 7.5%
2023 · €313,716
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€1,771€4,796€9,610▲ 100%€9,126▼ 5.0%€22,112▲ 142%
Net result-€36,907▼ 9.0%-€28,382▲ 23.1%-€24,721▲ 12.9%€66,503€7,434▼ 88.8%
Equity€294,654▼ 11.1%€266,272▼ 9.6%€241,551▼ 9.3%€413,061▲ 71.0%€466,180▲ 12.9%
Total assets€737,014▼ 9.3%€670,830▼ 9.0%€606,953▼ 9.5%€741,250▲ 22.1%€748,099▲ 0.9%
Debt€211,103▼ 10.0%€188,064▼ 10.9%€163,556▼ 13.0%€140,876▼ 13.9%€281,919▲ 100%
Working capital€266,193▼ 17.9%€215,274▼ 19.1%€171,497▼ 20.3%€313,716▲ 82.9%€337,350▲ 7.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 142% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €748,099
Fixed assets
€300,417 ▼ 7.2%
Current assets
€447,682 ▲ 7.2%
Equity and liabilities €748,099
Equity
€466,180 ▲ 12.9%
Provisions
€0 ▼ 100%
Debt
€281,919 ▲ 100%
Debt's share of the balance-sheet total rises from 19.0% to 37.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35,435▲
2023 · €26,389
Cash flow
€20,756▼
2023 · €83,765
Current ratio
4.06▲
2023 · 4.02
Debt to equity
0.60▲
2023 · 0.34
ROE
1.6%▼
2023 · 16.1%
ROA
1.0%▼
2023 · 9.0%
Interest coverage
1.68▲
2023 · 0.63
Debt ≤ 1 year
€110,332▲
2023 · €103,943
Debt > 1 year
€171,587▲
2023 · €36,933
Income taxes
€442▲
2023 · €231
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,733 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,733 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,391 | €16,391 | €16,303 | €17,262 | €13,322 | ▼ 22.8% |
| Other operating charges640/8 | - | €6,529 | €4,176 | €8,031 | €7,569 | ▼ 5.8% |
| Gross operating margin9900 | €17,276 | €27,717 | €30,089 | €34,420 | €43,003 | ▲ 24.9% |
| Operating profit (loss)9901 | -€1,771 | €4,796 | €9,610 | €9,126 | €22,112 | ▲ 142% |
| Financial income75/76B | - | €3,204 | €3,382 | €99,218 | €6,879 | ▼ 93.1% |
| Recurring financial income75 | €4,086 | €3,204 | €3,382 | €99,218 | €6,879 | ▼ 93.1% |
| Financial charges65/66B | - | €36,094 | €37,473 | €41,611 | €21,115 | ▼ 49.3% |
| Recurring financial charges65 | €38,999 | €36,094 | €37,473 | €41,611 | €21,115 | ▼ 49.3% |
| Profit (loss) for the period before taxes9903 | -€36,685 | -€28,094 | -€24,482 | €66,734 | €7,876 | ▼ 88.2% |
| Income taxes67/77 | €222 | €287 | €240 | €231 | €442 | ▲ 91.5% |
| Profit (loss) for the period9904 | -€36,907 | -€28,382 | -€24,721 | €66,503 | €7,434 | ▼ 88.8% |
| Profit (loss) for the period to be appropriated9905 | -€36,907 | -€28,382 | -€24,721 | €66,503 | €7,434 | ▼ 88.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €737,014 | €670,830 | €606,953 | €741,250 | €748,099 | ▲ 0.9% |
| Fixed assets21/28 | €362,618 | €346,227 | €329,924 | €323,591 | €300,417 | ▼ 7.2% |
| Tangible fixed assets22/27 | €362,618 | €346,227 | €329,924 | €323,591 | €300,417 | ▼ 7.2% |
| Land and buildings22 | - | €346,108 | €329,924 | €313,739 | €300,417 | ▼ 4.2% |
| Furniture and vehicles24 | - | €119 | - | €9,852 | - | - |
| Current assets29/58 | €374,395 | €324,603 | €277,029 | €417,658 | €447,682 | ▲ 7.2% |
| Amounts receivable within one year40/41 | €2,300 | €1,279 | €2,649 | €3,602 | €1,579 | ▼ 56.2% |
| Trade receivables40 | - | €605 | €954 | €3,548 | €1,441 | ▼ 59.4% |
| Other amounts receivable41 | - | €674 | €1,694 | €54 | €138 | ▲ 154% |
| Current investments50/53 | €369,126 | €315,916 | €267,460 | €406,339 | €426,547 | ▲ 5.0% |
| Cash at bank and in hand54/58 | €2,880 | €6,862 | €6,920 | €7,409 | €19,017 | ▲ 157% |
| Deferred charges and accrued income490/1 | - | €547 | - | €307 | €538 | ▲ 75.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €737,014 | €670,830 | €606,953 | €741,250 | €748,099 | ▲ 0.9% |
| Equity10/15 | €294,654 | €266,272 | €241,551 | €413,061 | €466,180 | ▲ 12.9% |
| Contributions10/11 | - | €461,346 | €461,346 | €461,346 | €461,346 | = |
| Revaluation surpluses12 | - | - | - | €105,007 | €150,692 | ▲ 43.5% |
| Reserves13 | €0 | €0 | €0 | €0 | €0 | = |
| Non-distributable reserves130/1 | - | €0 | €0 | €0 | €0 | = |
| Reserves not available under the articles1311 | - | €0 | €0 | €0 | €0 | = |
| Profit (loss) carried forward14 | -€166,692 | -€195,074 | -€219,795 | -€153,292 | -€145,859 | ▲ 4.8% |
| Provisions and deferred taxes16 | €231,256 | €216,494 | €201,846 | €187,313 | - | - |
| Provisions for liabilities and charges160/5 | - | €216,494 | €201,846 | €187,313 | - | - |
| Environmental obligations163 | - | €216,494 | €201,846 | €187,313 | - | - |
| Amounts payable17/49 | €211,103 | €188,064 | €163,556 | €140,876 | €281,919 | ▲ 100% |
| Amounts payable after more than one year17 | €102,901 | €78,735 | €58,024 | €36,933 | €171,587 | ▲ 365% |
| Financial debts170/4 | - | €78,735 | €55,523 | €34,432 | €12,974 | ▼ 62.3% |
| Other amounts payable178/9 | - | - | €2,501 | €2,501 | €158,613 | ▲ 6,242% |
| Amounts payable within one year42/48 | €108,202 | €109,329 | €105,531 | €103,943 | €110,332 | ▲ 6.1% |
| Current portion of amounts payable after more than one year42 | - | €23,166 | €23,212 | €21,091 | €50,840 | ▲ 141% |
| Trade debts44 | - | €547 | - | €3,697 | €1,528 | ▼ 58.7% |
| Suppliers440/4 | - | €547 | - | €3,697 | €1,528 | ▼ 58.7% |
| Taxes, remuneration and social security45 | - | - | - | - | €1,107 | - |
| Taxes450/3 | - | - | - | - | €1,107 | - |
| Other amounts payable47/48 | - | €85,617 | €82,319 | €79,155 | €56,856 | ▼ 28.2% |
| Accrued charges and deferred income492/3 | - | - | - | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€36,907 | -€28,382 | -€24,721 | €66,503 | €7,434 | ▼ 88.8% |
| + Depreciation and write-downs630 | €16,391 | €16,391 | €16,303 | €17,262 | €13,322 | ▼ 22.8% |
| Operating cash flow (approximation) | -€20,515 | -€11,990 | -€8,418 | €83,765 | €20,756 | ▼ 75.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€10,930 | €9,852 | ▲ 190% |
| Change in cash | - | €3,982 | €58 | €489 | €11,608 | ▲ 2,272% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €66,503
Net result €66,503 after 5 loss-making years.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2006
Ground area
3,043 m²
Building footprint
242 m²
Volume, LiDAR
5,394 m³
Parcel 21674C0291/00S002, Brussels · tallest building 25.5 m, ±7 floors. Linked by address, not a title deed.
17
companies at this address
See who is registered here
1 establishment unit
de Broquevillelaan 274, 1200 Sint-Lambrechts-Woluwe
since 20062.154.519.953
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0291/00S002 | Brussels | 3,043 m² | 1 · 242 m² | 25.5 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded08-06-2006
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0881745935
Also
9925:BE0881745935
Registered
02-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.