Clutters
ActiveClutters has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €106k and a net result of €20k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability87▼-13
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 1.78 in 2023; short-term debt: 19.7% and cash: 47.1% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
29 d late
2022
52 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€106k▲ 22.7%
2023 · €86k
2022: €46k
2023: €86k
2022 → 2024
Total assets
€132k▲ 16.1%
2023 · €113k
2022: €86k
2023: €113k
2022 → 2024
Net result
€20k▼ 50.6%
2023 · €40k
2022: €41k
2023: €40k
2022 → 2024
Working capital
€54k▲ 169%
2023 · €20k
2022: €30k
2023: €20k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€46k-€86k▲ 85.1%€106k▲ 22.7%
Operating result€54k-€51k▼ 5.0%€26k▼ 48.6%
Net result€41k-€40k▼ 4.7%€20k▼ 50.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 49% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €132k
Fixed assets
€51k▼ 23.5%
Current assets
€80k▲ 74.1%
Equity and liabilities €132k
Equity
€106k▲ 22.7%
Debt
€26k▼ 4.8%
The debt ratio falls from 24.0% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2023 · €64k
Cash flow
€35k▼
2023 · €53k
Solvency
80.3%▲
2023 · 76.0%
Current ratio
3.09▲
2023 · 1.78
Quick ratio
3.09▲
2023 · 1.78
Debt / equity
0.25▼
2023 · 0.32
ROE
18.5%▼
2023 · 46.0%
ROA
14.9%▼
2023 · 34.9%
Interest coverage
193.07▼
2023 · 493.26
Debt
€26k▼
2023 · €27k
Debt ≤ 1 year
€26k▲
2023 · €26k
Income taxes
€7k▼
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€113k€132k▲
Formation expenses20€0€0=
Fixed assets21/28€67k€51k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€67k€51k▼
Land and buildings22-€0
Plant, machinery and equipment23€596€27▼
Furniture and vehicles24€61k€47k▼
Leasing and similar rights25-€0
Other tangible fixed assets26€6k€5k▼
Assets under construction and advance payments27-€0
Financial fixed assets28-€0
Current assets29/58€46k€80k▲
Amounts receivable after more than one year29-€0
Trade receivables290-€0
Other amounts receivable291-€0
Stocks and contracts in progress3-€0
Stocks30/36-€0
Contracts in progress37-€0
Amounts receivable within one year40/41€20k€16k▼
Trade receivables40€20k€15k▼
Other amounts receivable41€64€2k▲
Current investments50/53-€0
Cash at bank and in hand54/58€24k€62k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€113k€132k▲
Equity10/15€86k€106k▲
Contributions10/11€5k€5k=
Reserves13€81k€101k▲
Distributable reserves133€81k€101k▲
Amounts payable17/49€27k€26k▼
Amounts payable within one year42/48€26k€26k▲
Trade debts44€166€378▲
Suppliers440/4€166€378▲
Taxes, remuneration and social security45€25k€26k▲
Taxes450/3€25k€26k▲
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€16k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€66k€44k▼
Operating profit (loss)9901€51k€26k▼
Financial charges65/66B€131€219▲
Recurring financial charges65€131€219▲
Profit (loss) for the period before taxes9903€51k€26k▼
Income taxes67/77€12k€7k▼
Profit (loss) for the period9904€40k€20k▼
Profit (loss) for the period to be appropriated9905€40k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€20k▼
Transfer to equity691/2€40k€20k▼
To other reserves6921€40k€20k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €20k ▼50.6%
Net result drops to €20k, the lowest in the series.
31-12
Financial
Equity above €100kEq €106k ▲22.7%
3 profitable years in a row build equity to €106k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Martelaarslaan 2169000 GentGround area
370 m²
Building footprint
370 m²
Volume, LiDAR
6,604 m³
Parcel 44806F0622/00A021, Flanders · tallest building 22.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Clutters
since 20222.326.656.648
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44806F0622/00A021 | Flanders | 370 m² | 1 · 370 m² | 22.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0781.471.986
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DE LIER
BE 0776.975.839
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Hatec Management
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,680 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.