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ClusterTech

Active
Private limited companyfounded 2023active for 3 yearsVijverstraat 69, 9860 Oosterzele, BelgiumKBO/BCE: BE 0805.881.740
Summary

ClusterTech has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €480,737 and a net result of €152,487. Its solvency ranks better than 48% of 318 sector peers (NACE 58, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Other software publishing
NACE 58290
1 site
Size
€1.1mtotal assets 2025
Equity
€480,737
Profit
€152,487
Turnover not published (abbreviated format)
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 197 days early1 of 3 deeds read
Why 93raises riskFounded in 2023lowers riskSize: total assets €1.1mSector: Publishing activities (NACE 58)Figures for financial year 2025 (filed 18-07-2025)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 58, micro)
Financial strength
Strong
Solvency 69
equity 44.1% of total assets
Liquidity 38
short-term debt 38.0% · cash 4.1%
Profitability 86
return on assets 14.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,273 companies, NACE 58, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.6%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.5 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.55, below 1; short-term debt: 38% and cash: 4.1% of total assets), and 55.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 58, micro): better than 47% on solvency, 24% on liquidity and 74% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Publishing activities (NACE 58)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 18-07-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-07-2025, 197 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
197 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Capital & shares · Amendment of…Share issue · Capital ·…
  2. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Positive: Among the best 18% on net resultsector median €14,475 · 318 companies €152,487 View
  • Total assets 2025first financial year filed €1.1m View
  • Active since 2023founded 15-09-2023 3 years View

By topic

Financials

Financial year
2025
Total assets
€1.1m
Profit
€152,487
Solvency
44.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other software publishingNACE 58290
Founded
15-09-2023
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Last Friday of December
Purpose
“Het ruimte bieden voor websites, gegevensverwerking en aanverwante activiteiten; De…” (deed in Dutch)
Go to Articles of association

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