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Club Andre Baillon

Active
Non-profit associationfounded 1970active for 56 yearsAvenue de l'Observatoire 20, 4000 Liège, BelgiumKBO/BCE: BE 0409.289.718
Summary

Club Andre Baillon has been active since 1970 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €762,718 and a net result of €117,529. Equity is growing by about 7% per year across the filed financial years. Its solvency ranks better than 56% of 782 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Club Andre BaillonActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Psychology services
NACE 86931Human health activities NACE 86933
8th oldest company in the province of Liège, Human health sector5 sites
Size
≈ €1.6mturnover 2025, estimated
Staff
21 FTE
Equity
€762,718
Surplus
€117,529
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
6 members
Auditor: F. Planchon2025 accounts filed 21 days late2 of 12 deeds summarised
Why 95lowers riskLegal form: non-profit associationLiquidity: current ratio 3.26, cash €566,170Sector: Human health activities (NACE 86)Equity €762,718 (63.6% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 86, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 89+2
equity 63.6% of total assets
Liquidity 90+9
short-term debt 25.5% · cash 47.2%
Profitability 81+2
return on assets 9.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,075 companies, NACE 86, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.26, compared with 2.85 in 2024, above the usual 1.5; short-term debt: 25.5% and cash: 47.2% of total assets), and 36.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, small): better than 41% on solvency, 84% on liquidity, 50% on profitability and 77% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 3.26, cash €566,170
NBB · annual accounts
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Equity €762,718 (63.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
on the day
2023
30 days late
2022
30 days late
2021
5 days late
2020
19 days early
2019
17 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Highest result from 2018 to 2025net €117,529 ▲35.4%
  3. Appointments: F. Planchon, N. Demeter and…Reappointments: Aurélie Ehx (director) and…

Key points

  • Positive: 8th oldest company in the province of Liège, Human health sectorin the Checked rankings No. 8 View
  • Positive: 8 profitable years in a rowprofit 2025: €117,529 8 years View
  • Active since 1970founded 29-01-1970 56 years View

By topic

Financials

Financial year
2025
Total assets
€1.2m
Profit
€117,529
Solvency
63.6%
Total assets▲ 14.9%
Net result
20182025
Go to Financials

Board & ownership

Board
6 members
Auditor
F. Planchon
  • Gilles HENRARDDirector
  • Aurélie EhxDirector
  • Pauline AnsayDirector
  • Stéphanie GrisardDirector
  • O. CrouferDirector

and 1 other director

Go to Board & ownership

Timeline

Events
24
Since
2007
Next accounts
by 31-07-2027
  1. 31-07-2025Annual accounts filed
  2. 30-08-2024Annual accounts filed
  3. 14-12-2023Appointments: F. Planchon, N Demeter and 2…
Go to Timeline

Company details

Sites
5
Legal form
Non-profit association
Activity
Psychology servicesNACE 86931
Founded
29-01-1970
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Purpose
“L'organisation des prises en charges individuelles,de groupe,communautaires,intégrées à la…” (deed in French)
Go to Articles of association

Key facts about Club Andre Baillon

What is the company number of Club Andre Baillon?
0409.289.718. In Belgium the VAT number is the company number with BE in front: BE 0409.289.718.
Where is Club Andre Baillon based?
The registered office is at Avenue de l'Observatoire 20, 4000 Liège.Company details
What does Club Andre Baillon do?
According to the KBO register, the main activity is psychology services (NACE 86931).
What is the legal form of Club Andre Baillon?
Non-profit association (VZW).
When was Club Andre Baillon founded?
On 29-01-1970.
Is Club Andre Baillon still active?
Yes, Club Andre Baillon is an active enterprise in the KBO register.
How many employees does Club Andre Baillon have?
On average 21 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Club Andre Baillon?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Club Andre Baillon profitable?
In financial year 2025, Club Andre Baillon made a profit of €117,529.
Where can I find the annual accounts of Club Andre Baillon?
Club Andre Baillon filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Club Andre Baillon due?
By 31-07-2027, for financial year 2026.Timeline

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