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Club Andre Baillon

Active
Non-profit associationfounded 1970active for 56 yearsAvenue de l'Observatoire 20, 4000 Liège, BelgiumKBO/BCE: BE 0409.289.718

From the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Club Andre Baillon has been active since 1970 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €762,718 and a net result of €117,529. Equity has been growing by about 7% per year since 2018. Its solvency ranks better than 56% of 783 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 29-01-1970 Normal situation
Legal form
Non-profit association
Registered office
Avenue de l'Observatoire 20, 4000 Liège
Activity
Psychology services NACE 86931and 1 other
Establishment units
5 establishment units
Financial year end
31 December
Peppol
Reachable since 05-02-2026

Board and ownership

Board
and 3 other directors
Auditor
F. Planchon

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€1.8m
▲ 3.3%
Turnover
≈ €1.6m
estimated
Surplus
€117,529
▲ 35.4%
Equity
€762,718
▲ 18.0%
Total assets
€1.2m
▲ 14.9%
Staff
21 FTE
▲ 2.9%
2025 accounts filed 21 days after the deadline
Filed on 21-08-2026at the National Bank
Score breakdownlowers riskLegal form: non-profit associationLiquidity: current ratio 3.26, cash €566,170Sector: Human health activities (NACE 86)Equity €762,718 (63.6% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of small companies in human health (NACE 86)
Financial strength · tick: 2024
Strong
Solvency 89+2
equity 63.6% of total assets
Liquidity 90+9
short-term debt 25.5% · cash 47.2%
Profitability 81+2
return on assets 9.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,078 companies, NACE 86, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.26 (2.85 in 2024), above the usual 1.5. Short-term debt is 25.5% and cash 47.2% of total assets. 36.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, small). It does better than 41% of them on solvency, 84% on liquidity, 50% on profitability and 77% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 3.26, cash €566,170
NBB · annual accounts
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Equity €762,718 (63.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
on the day
2023
30 days late
2022
30 days late
2021
5 days late
2020
19 days early
2019
17 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8th oldest company in the province of Liège, Human health sectorin the Checked rankings No. 8 View
  • Positive: 8 profitable years in a rowprofit 2025: €117,529 8 years View

Documents

Annual accounts at the NBB

All 20 annual accounts

Articles and registers

Key facts about Club Andre Baillon

What is the company number of Club Andre Baillon?
The company number of Club Andre Baillon is 0409.289.718. The VAT number is the same number with BE in front: BE 0409.289.718.
Where is Club Andre Baillon based?
The registered office is at Avenue de l'Observatoire 20, 4000 Liège.Company details
What does Club Andre Baillon do?
According to the KBO register, the main activity is psychology services (NACE 86931).
What is the legal form of Club Andre Baillon?
The legal form of Club Andre Baillon is Non-profit association (VZW).
When was Club Andre Baillon founded?
Club Andre Baillon was founded on 29-01-1970.
Is Club Andre Baillon still active?
Yes, Club Andre Baillon is an active enterprise in the KBO register.
How many employees does Club Andre Baillon have?
Club Andre Baillon had an average of 21 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Club Andre Baillon?
The turnover in financial year 2025 is ≈ €1.6m. This figure is estimated from the gross margin of €1.8m and 64 comparable companies (NACE 86). It probably lies between €1.5m and €2.4m.
Is Club Andre Baillon profitable?
In financial year 2025, Club Andre Baillon made a profit of €117,529.
Where can I find the annual accounts of Club Andre Baillon?
Club Andre Baillon filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Club Andre Baillon due?
Club Andre Baillon must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as Club Andre Baillon: psychology services (NACE 86931). They are comparable in size and age: total assets between €438,000 and €6.6m, founded between 1957 and 1998.

CompanyTotal assetsGross margin
Club Andre Baillon Liège€1.2m€1.8m
Unité de Psychopathologie légale Tournai€0.8m€1.5m
PassAnt Leuven€2.8m€3.8m
NAUSICAA Ukkel€3.5m€0.9m
Walden Bierbeek€5.2m€4.4m
Limburgse Dienst voor Stem- en Spraaktherapie Hasselt€0.4m€0.6m
4veld Beernem€6.6m€3.5m
Full comparison

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