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CLUB

Active
Public limited companyfounded 1975active for 51 yearsSylvain Dupuislaan 399, 1070 Anderlecht, BelgiumKBO/BCE: BE 0415.167.423

From the official registers: KBO 49 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CLUB has been active since 1975 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.2m) and a net result of €801,700. Equity is growing by about 3.1% per year across the filed financial years. Its solvency ranks better than 7% of 6,158 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow ReportCompare
CLUBActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 23-06-1975 Normal situation
Legal form
Public limited company
Registered office
Sylvain Dupuislaan 399, 1070 Anderlecht
Activity
Wholesale trade NACE 46492and 2 others
Establishment units
39 establishment units
Financial year end
31 December
Peppol
Reachable since 01-12-2025
Company details

Who decides

Board
  • KAGEKASBIS SRLChair · permanent representative Frans Schotte
  • HEREMANS CONSULT BVChair · permanent representative Willem Heremans
  • UNAWATUNAManaging director · permanent representative Veerle De Witte
  • CERVINO CONSULTING SRLManaging director · permanent representative LENAERTS Carl
and 2 other directors
Shareholders
Board & ownership

How it is doing

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Turnover
€65.1m
▼ 3.2%
Profit
€801,700
▲ 302%
Equity
-€1.2m
▲ 40.7%
Total assets
€17.1m
▲ 13.6%
Staff
162 FTE
▼ 5.9%
2025 accounts 72 days early
Filed on 20-05-2026PDF
Financials
Why 54raises riskCapped at 59: negative equityNegative equity -€1.2mlowers riskSize: turnover €65.1m, 162 FTE, total assets €17.1mProfit of €801,700 (financial year 2025)Founded in 1975Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 34% of its sector peers (NACE 46, medium-sized)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 18+6
equity -6.8% of total assets
Liquidity 31+1
short-term debt 69.2% · cash 14.7%
Profitability 55-2
return on assets 4.7%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (746 companies, NACE 46, medium-sized)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.9%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.7%▼ -0.2 percentage points vs 02-2026 04-2026: 0.6%▼ -0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: 0.4%● unchanged vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity tight (current ratio 1.34, compared with 1.35 in 2024, below the usual 1.5; short-term debt: 69.2% and cash: 14.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, medium-sized): better than 3% on solvency, 37% on liquidity, 37% on profitability and 61% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€1.2m
NBB · annual accounts
lowers risk · Size: turnover €65.1m, 162 FTE, total assets €17.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Profit of €801,700 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1975
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 6158 sector peers (2025).
NBB · sector comparison
Position among 6158 sector peers
Solvency
better than 7%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
72 days early
2024
77 days early
2023
75 days early
2022
97 days early
2021
87 days early
2020
53 days early
2019
74 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 76 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€1.2m View
  • Positive: Result rose in 2025from €199,452 to €801,700 ▲ 302% View
  • Caution: Among the weakest 5% on equitysector median €1.6m · 6,090 companies -€1.2m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • New directorlatest change 01-01-2026 · 6 in office 1 joined View
  • Known shareholderslargest: STANDAARD BOEKHANDEL 50% 100% View

Documents

Annual accounts at the NBB

All 49 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CLUB

What is the company number of CLUB?
0415.167.423. In Belgium the VAT number is the company number with BE in front: BE 0415.167.423.
Where is CLUB based?
The registered office is at Sylvain Dupuislaan 399, 1070 Anderlecht.Company details
What does CLUB do?
According to the KBO register, the main activity is wholesale trade (NACE 46492).
What is the legal form of CLUB?
Public limited company (NV).
When was CLUB founded?
On 23-06-1975.
Is CLUB still active?
Yes, CLUB is an active enterprise in the KBO register.
How many employees does CLUB have?
On average 162 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CLUB?
€65.1m in financial year 2025, according to the filed annual accounts.
Is CLUB profitable?
In financial year 2025, CLUB made a profit of €801,700.
Where can I find the annual accounts of CLUB?
CLUB filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of CLUB due?
By 31-07-2027, for financial year 2026.Timeline

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