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CLT CONCEPT

Active
Private limited companyfounded 20242 yrs activeRue de Gaulle 9, 7170 Manage, BelgiumKBO/BCE: BE 1010.420.690
Summary

CLT CONCEPT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€23,290) and a net result of -€26,290. Its solvency ranks better than 5% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18; short-term debt: 406.6% and cash: 1.4% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-306.6%
Return on assets
-346%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
45 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CLT CONCEPT was incorporated on 17 June 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€23,290
Total assets
€7,597
Net result
-€26,290
Working capital
-€25,294

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €7,597
Fixed assets €2,003
Current assets €5,594
Key figures and ratios
2025 value
EBITDA
-€24,810
Cash flow
-€26,132
Solvency
-306.6%
Current ratio
0.18
Debt to equity
-1.33
ROA
-346.0%
Interest coverage
-21.54
Debt
€30,888
Debt ≤ 1 year
€30,888
Income taxes
€286
Staff costs
€1,720

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€7,597
Fixed assets21/28€2,003
Tangible fixed assets22/27€1,674
Furniture and vehicles24€1,674
Financial fixed assets28€330
Current assets29/58€5,594
Amounts receivable within one year40/41€5,351
Trade receivables40€5,351
Cash at bank and in hand54/58€103
Deferred charges and accrued income490/1€140
Equity and liabilities
Total equity and liabilities10/49€7,597
Equity10/15-€23,290
Contributions10/11€3,000
Profit (loss) carried forward14-€26,290
Amounts payable17/49€30,888
Amounts payable within one year42/48€30,888
Trade debts44€10,630
Suppliers440/4€10,630
Taxes, remuneration and social security45€12,040
Taxes450/3€648
Remuneration and social security454/9€11,393
Other amounts payable47/48€8,218
Income statement Code2025
Remuneration, social security and pensions62€1,720
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159
Other operating charges640/8€1,091
Gross operating margin9900-€21,999
Operating profit (loss)9901-€24,969
Financial income75/76B€116
Recurring financial income75€116
Financial charges65/66B€1,152
Recurring financial charges65€1,152
Profit (loss) for the period before taxes9903-€26,004
Income taxes67/77€286
Profit (loss) for the period9904-€26,290
Profit (loss) for the period to be appropriated9905-€26,290
Appropriation of the result
Profit (loss) to be appropriated9906-€26,290

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€1,720
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159
Other operating charges640/8€1,091
Gross operating margin9900-€21,999
Operating profit (loss)9901-€24,969
Financial income75/76B€116
Recurring financial income75€116
Financial charges65/66B€1,152
Recurring financial charges65€1,152
Profit (loss) for the period before taxes9903-€26,004
Income taxes67/77€286
Profit (loss) for the period9904-€26,290
Profit (loss) for the period to be appropriated9905-€26,290
Line2025
Assets
Total assets20/58€7,597
Fixed assets21/28€2,003
Tangible fixed assets22/27€1,674
Furniture and vehicles24€1,674
Financial fixed assets28€330
Current assets29/58€5,594
Amounts receivable within one year40/41€5,351
Trade receivables40€5,351
Cash at bank and in hand54/58€103
Deferred charges and accrued income490/1€140
Equity and liabilities
Total equity and liabilities10/49€7,597
Equity10/15-€23,290
Contributions10/11€3,000
Profit (loss) carried forward14-€26,290
Amounts payable17/49€30,888
Amounts payable within one year42/48€30,888
Trade debts44€10,630
Suppliers440/4€10,630
Taxes, remuneration and social security45€12,040
Taxes450/3€648
Remuneration and social security454/9€11,393
Other amounts payable47/48€8,218
Line2025
Profit (loss) for the period9904-€26,290
+ Depreciation and write-downs630€159
Operating cash flow (approximation)-€26,132

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
14-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
211 m²
Building footprint
76 m²
Volume, LiDAR
509 m³
Parcel 52004A0195/00P000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Rue de Gaulle 9, 7170 Manage
Retail trade
since 20242.361.355.528
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52004A0195/00P000 Wallonia 211 m² 1 · 76 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
61200Telecommunications resale and intermediation services
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010420690
Also 9925:BE1010420690
Registered 16-02-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.