Financials
- Fiscal year
- 2025
- Total assets
- €1.5m
- Profit
- €5,189
- Solvency
- 1.6%
Total assets▼ 3.6%
Net result
20222025
CLOVER
ActiveSummary
The computed 12-month bankruptcy probability of CLOVER is 4.5% (elevated). The 2025 annual accounts show equity of €24,510 and a net result of €5,189. Equity is growing by ~34.7% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Activity not known
How big
€1.5mtotal assets 2025
- Equity
- €24,510
- Profit
- €5,189
Turnover not published (abridged schema)
Who decides
Accounts on time0 of 2 deeds read
Why 39- Limited track record- No NACE activity registered- Higher-failure-rate region+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability38▼-11
Solvency27▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.17 against 0.04 in 2024; short-term debt: 4.8% and cash: 0.8% of total assets), and 98.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.6%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
8 d early
2022
143 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 41 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €44,341
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 31-07-2027
- 31-07-2026Annual accounts filed
- 29-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Legal form
- Private limited company
- Founded
- 02-11-2022
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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