Turnover
The micro format states no turnover.
The micro format states no turnover.
Less equity than 89% of companies in computer programming and consultancy. Sector median €73,748 · 20,549 companies.
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 18% of them on solvency, 7% on liquidity and 23% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 7,976 companies had the same profile as CLOUDWISE has now. Each dot stands for 20 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CLOUDWISE itself: 1.3% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for CLOUDWISE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its 2024 accounts 59 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
These companies have the same main activity as CLOUDWISE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €27,300 and €44,200, founded between 2022 and 2024.
CLOUDWISE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4,463 and a net result of €2,463.
Its solvency ranks better than 14% of 20,537 sector peers (NACE 62, financial year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €26,000. Estimated: probably between €13,000 and €51,000.
Higher than 14% of 20,537 companies in 2024.
Higher than 20% of 19,921 companies in 2024.
Higher than 31% of 20,101 companies in 2024.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
| Line | Trend | 2024 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
33,079 | |
29/58 |
33,079 | |
40/41 |
28,597 | |
40 |
28,597 | |
54/58 |
4,482 | |
| Balance sheet: equity and liabilities | ||
10/49 |
33,079 | |
10/15 |
4,463 | |
10/11 |
2,000 | |
14 |
2,463 | |
17/49 |
28,615 | |
42/48 |
28,615 | |
44 |
26,426 | |
440/4 |
26,426 | |
45 |
617 | |
450/3 |
617 | |
47/48 |
1,573 | |
| Income statement | ||
9900 |
4,906 | |
62 |
1,791 | |
9901 |
3,115 | |
65/66B |
35 | |
65 |
35 | |
9903 |
3,080 | |
67/77 |
617 | |
9904 |
2,463 | |
9905 |
2,463 | |
| Appropriation of the result | ||
9906 |
2,463 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 28-09-2025.
2024 annual accounts filed 59 days after the deadline. Filed on 28 September 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00525754.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 28-09-2025 | 2025-00525754 |
| Line | Trend | 2024 |
|---|---|---|
| 4,463 | ||
| 13.5% | ||
| 1.16 | ||
| 6.41 | ||
| 55.2% | ||
| 7.4% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Debt's share of the balance-sheet total is 86.5%.
CLOUDWISE has no parent and no holdings in its annual accounts. BENALLAL Hassan is the only director. CLOUDWISE shares no director with another company.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Gentsesteenweg 443 registered office 1080 Molenbeek-Saint-Jean 4321102 General electrical installation work | 02-04-2024 | 2.359.057.519 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21526D0076/00D009 | 534 m² | 1 · 262 m² | 18.3 m · 5 |
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