CloudPiling
ActiveSummary
CloudPiling has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135,070 and a net result of €24,336. Equity is growing by about 43% per year across the filed financial years. Its solvency ranks better than 31% of 11,658 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Staff
- 1 FTE
- Equity
- €135,070
- Profit
- €24,336
- WIDUMADirector · permanent representative Willem DUMON
Why 92raises risk1 change of registered office in 24 monthslowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 2.05, cash €158,693Figures for financial year 2025 (filed 23-06-2026)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 32% on solvency, 78% on liquidity, 42% on profitability and 68% on growth.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 6 accounts on average 16 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Appointment: WIDUMA (director)Permanent representative: Willem DUMON ·…
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2020 to 2025, 6 financial years
The operating result falls in 2025; 2025 is 63% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,637 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | €9,319 | €11,607 | €41,330 | €47,585 | ▲ 15.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €796 | €9,167 | €18,684 | €42,757 | €82,036 | €114,858 | ▲ 40.0% |
| Other operating charges640/8 | - | €1,406 | €2,278 | €624 | €1,038 | €656 | ▼ 36.8% |
| Non-recurring operating charges66A | - | - | - | €5,000 | €0 | - | - |
| Gross operating margin9900 | -€7,100 | €21,462 | €77,858 | €100,330 | €229,617 | €201,559 | ▼ 12.2% |
| Operating profit (loss)9901 | -€7,896 | €10,890 | €47,577 | €40,342 | €105,213 | €38,460 | ▼ 63.4% |
| Financial income75/76B | - | €0 | €0 | €82 | €109 | €0 | ▼ 100% |
| Recurring financial income75 | - | €0 | €0 | €82 | €109 | €0 | ▼ 100% |
| Financial charges65/66B | - | €1,021 | €4,207 | €9,395 | €9,179 | €7,691 | ▼ 16.2% |
| Recurring financial charges65 | €46 | €1,021 | €4,207 | €9,395 | €9,179 | €7,691 | ▼ 16.2% |
| Profit (loss) for the period before taxes9903 | -€7,942 | €9,869 | €43,369 | €31,029 | €96,142 | €30,769 | ▼ 68.0% |
| Income taxes67/77 | - | - | €2,010 | €6,597 | €21,984 | €6,433 | ▼ 70.7% |
| Profit (loss) for the period9904 | -€7,942 | €9,869 | €41,360 | €24,432 | €74,158 | €24,336 | ▼ 67.2% |
| Profit (loss) for the period to be appropriated9905 | -€7,942 | €9,869 | €41,360 | €24,432 | €74,158 | €24,336 | ▼ 67.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €20,847 | €128,734 | €319,997 | €378,034 | €384,120 | €413,653 | ▲ 7.7% |
| Fixed assets21/28 | €12,734 | €59,876 | €109,968 | €190,496 | €232,564 | €179,570 | ▼ 22.8% |
| Intangible fixed assets21 | €11,687 | €37,039 | €86,338 | €174,974 | €219,985 | €169,676 | ▼ 22.9% |
| Tangible fixed assets22/27 | €1,046 | €22,837 | €23,630 | €15,522 | €12,579 | €9,893 | ▼ 21.4% |
| Furniture and vehicles24 | - | €22,837 | €21,978 | €9,612 | €7,493 | €5,632 | ▼ 24.8% |
| Other tangible fixed assets26 | - | - | €1,652 | €5,911 | €5,086 | €4,262 | ▼ 16.2% |
| Current assets29/58 | €8,113 | €68,858 | €210,029 | €187,538 | €151,556 | €234,083 | ▲ 54.5% |
| Amounts receivable within one year40/41 | €3,294 | €14,634 | €28,030 | €31,415 | €40,661 | €71,157 | ▲ 75.0% |
| Trade receivables40 | - | €12,732 | €25,426 | €19,787 | €26,400 | €61,865 | ▲ 134% |
| Other amounts receivable41 | - | €1,902 | €2,604 | €11,628 | €14,261 | €9,292 | ▼ 34.8% |
| Cash at bank and in hand54/58 | €4,818 | €52,421 | €179,253 | €144,387 | €101,583 | €158,693 | ▲ 56.2% |
| Deferred charges and accrued income490/1 | - | €1,804 | €2,747 | €11,736 | €9,312 | €4,234 | ▼ 54.5% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €20,847 | €128,734 | €319,997 | €378,034 | €384,120 | €413,653 | ▲ 7.7% |
| Equity10/15 | €8,058 | €17,926 | €59,286 | €58,718 | €110,734 | €135,070 | ▲ 22.0% |
| Contributions10/11 | - | €16,000 | €16,000 | €16,000 | €16,000 | €16,000 | = |
| Reserves13 | - | €1,926 | €43,286 | €42,718 | €94,734 | €119,070 | ▲ 25.7% |
| Distributable reserves133 | - | €1,926 | €43,286 | €42,718 | €94,734 | €119,070 | ▲ 25.7% |
| Profit (loss) carried forward14 | -€7,942 | €0 | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €12,789 | €110,808 | €260,711 | €319,316 | €273,386 | €278,583 | ▲ 1.9% |
| Amounts payable after more than one year17 | - | €60,577 | €184,350 | €182,787 | €124,286 | €162,132 | ▲ 30.5% |
| Financial debts170/4 | - | €60,577 | €184,350 | €182,787 | €124,286 | €162,132 | ▲ 30.5% |
| Amounts payable within one year42/48 | €12,789 | €50,231 | €71,592 | €135,497 | €147,094 | €114,114 | ▼ 22.4% |
| Current portion of amounts payable after more than one year42 | - | €8,724 | €26,227 | €51,563 | €58,501 | €62,154 | ▲ 6.2% |
| Trade debts44 | €2,978 | €12,930 | €13,429 | €32,461 | €33,407 | €22,378 | ▼ 33.0% |
| Suppliers440/4 | - | €12,930 | €13,429 | €32,461 | €33,407 | €22,378 | ▼ 33.0% |
| Taxes, remuneration and social security45 | - | €6,506 | €12,161 | €11,138 | €17,839 | €12,711 | ▼ 28.7% |
| Taxes450/3 | - | €6,506 | €12,161 | €10,031 | €17,839 | €12,711 | ▼ 28.7% |
| Remuneration and social security454/9 | - | - | - | €1,107 | €0 | - | - |
| Other amounts payable47/48 | - | €22,071 | €19,775 | €40,334 | €37,348 | €16,872 | ▼ 54.8% |
| Accrued charges and deferred income492/3 | - | - | €4,769 | €1,032 | €2,006 | €2,338 | ▲ 16.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,942 | €9,869 | €41,360 | €24,432 | €74,158 | €24,336 | ▼ 67.2% |
| + Depreciation and write-downs630 | €796 | €9,167 | €18,684 | €42,757 | €82,036 | €114,858 | ▲ 40.0% |
| Operating cash flow (approximation) | -€7,146 | €19,035 | €60,044 | €67,189 | €156,194 | €139,194 | ▼ 10.9% |
| Investment in fixed assets (approximation) | - | -€56,309 | -€68,776 | -€123,285 | -€124,104 | -€61,863 | ▲ 50.2% |
| Change in cash | - | €47,602 | €126,832 | -€34,866 | -€42,804 | €57,110 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 23-06-2026 | 2026-00194562 |
| 31-12-2024 | micro format | 17-07-2025 | 2025-00280672 |
| 31-12-2023 | micro format | 15-07-2024 | 2024-00248900 |
| 31-12-2022 | micro format | 23-06-2023 | 2023-00151380 |
| 31-12-2021 | micro format | 05-07-2022 | 2022-20132736 |
| 31-12-2020 | micro format | 03-09-2021 | 2021-65500600 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2022 to 2025 · 9 entries · €41,371 awarded · €40,235 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €0 | €59 |
| 2024 | 2 | -€21,089 | €3,853 |
| 2023 | 2 | €5,943 | €6,713 |
| 2022 | 4 | €56,517 | €29,610 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 1
Permanent representatives 1
Not every act has been read: a resignation may still be missing
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| WIDUMA |
|
Owners and capital
Capital and shareholders
- 22-06-2026 Capital increase of €200,000 · 121 new shares
Group and network
Connections & network
2 connected companiesThe connected companies are in the list below.
History
CloudPiling was incorporated on 6 May 2020 as a private limited company.1 The registered office was moved to Brugge in 2025.2 In 2026 the capital was increased by €200,000.3 Total assets rose from €20,847 in 2020 to €413,653 in 2025 and headcount from 0.1 full-time equivalents in 2022 to 1 in 2025.4
Acts, filings and financial milestones
22-06
Gazette deed
Appointment: WIDUMA (director)Permanent representative: Willem DUMON · Capital increase · Capital contribution17 facts ▸
- General meeting, 12-06-2026
- Other provision, “éénparigheid van stemmen, verzaking verslag bestuursorgaan bij bijkomende inbreng” (deed in Dutch)
- Capital increase, €200,000
- Capital contribution, €200,000
- Other provision, “eenparigheid van stemmen, ontslag voorzitter van voorlezing verslag bestuursorgaan” (deed in Dutch)
- Other provision, “erkenning ontvangst en kennisname kopie verslag bestuursorgaan, elke aandeelhouder” (deed in Dutch)
- Financial instrument, “Incentiveringsplan aangehecht in verslag bestuursorgaan, eenparigheid van stemmen” (deed in Dutch)
- Other provision, “voorgestelde uitgifte ESOP Inschrijvingsrechten en daaruit resulterende aandelen bij uitoefening, verzaking voorkeurrecht” (deed in Dutch)
- Other provision, “kennis en onherroepelijke verzaking voorkeurrecht, voorkeurrecht tot inschrijving, uitoefeningstermijn, mogelijkheid om over inschrijving te onderhandelen” (deed in Dutch)
- Capital increase
- Power of attorney (2 times)
- Amendment of the articles
- +5 further facts in this act
07-07
Gazette deed
Resignation: Michelle Vanhove (director)3 facts ▸
- General meeting, 20-05-2025
- Director resignation, Michelle Vanhove (director (not named in the articles))
- Other provision, “neerlegging verslag bestuursorgaan tot vaststelling eenhoofdigheid vennootschap, artikel 2:8, §4 Wetboek van Vennootschappen en Verenigingen” (deed in Dutch)
05-02
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 24-12-2024
- Registered-office move, Baron Ruzettelaan 7 bus 1, 8310 Brugge
About the unread acts
Of the 7 Belgian Official Gazette deeds we know for this company, 3 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 17 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31434C0037/00L007 | Flanders | 6,856 m² | 1 · 721 m² | 6.8 m · 2 |
How the parcels are linked
Articles of association
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 14. Externe vertegenwoordigingsbevoegdheid Het collegiaal bestuursorgaan vertegenwoordigt de vennootschap jegens derden en in rechte…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met inachtneming van bepalingen in aandeelhoudersovereenkomst, 3” (deed in Dutch)“Alle handelingen nodig of dienstig tot verwezenlijking voorwerp, behalve waarvoor volgens wet alleen algemene vergadering bevoegd is…” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Voorwaarden vastgelegd in aandeelhoudersovereenkomst en Incentiveringsplan” (deed in Dutch)