CloudPhilos
ActiveSummary
CloudPhilos has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €701,347 and a net result of €681,347. Its solvency ranks better than 47% of 3,313 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Staff
- 1.7 FTE
- Equity
- €701,347
- Profit
- €681,347
- Next Generation Investment B.V.Director · permanent representative Živko Tomovski
Why 93raises risk1 change of registered office in 24 monthslowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.75, cash €1.1mFigures for financial year 2025 (filed 30-03-2026)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 38% on solvency, 54% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Registered officeAmendment of the articles ·…
- Resignations: Sophos Philos B.V. (director) and…Permanent representatives: Muhammad Akram, Robin…
- Annual accounts filedfinancial year 2025 · abbreviated…
Financials · financial year 2025, abbreviated format
Turnover and EBIT margin not published: the abbreviated format does not require them.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €0.1m |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.003m |
| Other operating charges640/8 | €453 |
| Gross operating margin9900 | €1.0m |
| Operating profit (loss)9901 | €0.9m |
| Financial charges65/66B | €0.02m |
| Recurring financial charges65 | €0.02m |
| Profit (loss) for the period before taxes9903 | €0.9m |
| Income taxes67/77 | €0.2m |
| Profit (loss) for the period9904 | €0.7m |
| Profit (loss) for the period to be appropriated9905 | €0.7m |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.6m | |
| Fixed assets21/28 | €0.02m | |
| Tangible fixed assets22/27 | €0.01m | |
| Furniture and vehicles24 | €0.01m | |
| Financial fixed assets28 | €0.003m | |
| Current assets29/58 | €1.6m | |
| Amounts receivable within one year40/41 | €0.5m | |
| Trade receivables40 | €0.1m | |
| Other amounts receivable41 | €0.3m | |
| Cash at bank and in hand54/58 | €1.1m | |
| Deferred charges and accrued income490/1 | €0.009m | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.6m | |
| Equity10/15 | €0.7m | |
| Contributions10/11 | €0.02m | |
| Profit (loss) carried forward14 | €0.7m | |
| Amounts payable17/49 | €0.9m | |
| Amounts payable within one year42/48 | €0.9m | |
| Trade debts44 | €0.7m | |
| Suppliers440/4 | €0.7m | |
| Taxes, remuneration and social security45 | €0.2m | |
| Taxes450/3 | €0.2m | |
| Remuneration and social security454/9 | €0.02m | |
| Other amounts payable47/48 | €0.01m | |
| Accrued charges and deferred income492/3 | €0.002m | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €681,347 |
| + Depreciation and write-downs630 | €3,020 |
| Operating cash flow (approximation) | €684,367 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | abbreviated format | 30-03-2026 | 2026-00065950 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 1
Permanent representatives 1
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Next Generation Investment B.V. |
|
| Brobin CommV |
|
| Sophos Philos B.V. |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
25-09
Gazette deed
Registered officeAmendment of the articles · Registered-office move5 facts ▸
- General meeting, “buitengewone algemene vergadering der aandeelhouders” (deed in Dutch)
- Amendment of the articles, 20
- Amendment of the articles, 15
- Other provision, “opdracht notaris tot opstellen gecoördineerde statuten en neerlegging” (deed in Dutch)
- Registered-office move, 9000 Gent, Vlasgaardstraat 52
29-06
Gazette deed
Resignations: Sophos Philos B.V. (director) and Brobin CommV (director)Permanent representatives: Muhammad Akram, Robin Verstraelen and Živko Tomovski · Appointment: Next Generation Investment B.V. (sole director)8 facts ▸
- General meeting, 28-05-2026
- Director resignation, Sophos Philos B.V. (director)
- Director resignation, Brobin CommV (director)
- Permanent representative, Muhammad Akram
- Permanent representative, Robin Verstraelen
- Director appointment, Next Generation Investment B.V. (sole director)
- Permanent representative, Živko Tomovski
- Other provision, 28-05-2026
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 13 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44816K0663/00F002 | Flanders | 2,156 m² | 1 · 95 m² | 11.8 m · 4 |
How the parcels are linked
Articles of association
- Financial yearThe twelve-month period the company draws up its annual accounts for.
- From 1 January to 31 December
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Tuesday of June at 18:00
Read from the deeds: 2 provisions, deed of 25-09-2026