CLOUD64
ActiveCLOUD64 has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188k and a net result of €31k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency100▲+3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 29.54 against 2.22 in 2024), and 3.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.6%
Return on assets
15.9%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
51 d early
2023
14 d early
2022
on the day
2021
24 d early
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€188k▲ 19.6%
2024 · €158k
2019: €212k
2020: €220k
2021: €226k
2022: €227k
2023: €237k
2024: €158k
2019 → 2025
Total assets
€195k▼ 31.3%
2024 · €284k
2019: €214k
2020: €225k
2021: €233k
2022: €245k
2023: €253k
2024: €284k
2019 → 2025
Net result
€31k▼ 19.2%
2024 · €38k
2019: €48k
2020: €8k
2021: €7k
2022: €21k
2023: €19k
2024: €38k
2019 → 2025
Working capital
€187k▲ 21.4%
2024 · €154k
2019: €209k
2020: €217k
2021: €223k
2022: €222k
2023: €231k
2024: €154k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€227k▲ 0.6%€237k▲ 4.2%€158k▼ 33.5%€188k▲ 19.6%
Operating result€9k-€29k▲ 226%€24k▼ 14.5%€48k▲ 95.6%€38k▼ 21.3%
Net result€7k-€21k▲ 223%€19k▼ 10.4%€38k▲ 102%€31k▼ 19.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets
€1k▼ 58.9%
Current assets
€194k▼ 30.9%
Equity and liabilities €195k
Equity
€188k▲ 19.6%
Debt
€7k▼ 94.8%
The debt ratio falls from 44.5% to 3.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▼
2024 · €50k
Cash flow
€33k▼
2024 · €41k
Solvency
96.6%▲
2024 · 55.5%
Current ratio
29.54▲
2024 · 2.22
Quick ratio
29.54▲
2024 · 2.19
Debt / equity
0.03▼
2024 · 0.80
ROE
16.4%▼
2024 · 24.3%
ROA
15.9%▲
2024 · 13.5%
Interest coverage
137.70▼
2024 · 162.00
Debt
€7k▼
2024 · €126k
Debt ≤ 1 year
€7k▼
2024 · €126k
Income taxes
€11k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€284k€195k▼
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€401▼
Other tangible fixed assets26-€1k
Current assets29/58€280k€194k▼
Stocks and contracts in progress3€4k€0▼
Stocks30/36€4k€0▼
Amounts receivable within one year40/41€26k€3k▼
Trade receivables40€24k€1k▼
Other amounts receivable41€2k€2k▲
Current investments50/53€220k€120k▼
Cash at bank and in hand54/58€30k€70k▲
Deferred charges and accrued income490/1€1k€713▼
Equity and liabilities
Total equity and liabilities10/49€284k€195k▼
Equity10/15€158k€188k▲
Contributions10/11€19k€19k=
Reserves13€139k€170k▲
Distributable reserves133€139k€170k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€126k€7k▼
Amounts payable within one year42/48€126k€7k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€120k€2k▼
Accrued charges and deferred income492/3€11€11▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€832€794▼
Gross operating margin9900€51k€40k▼
Operating profit (loss)9901€48k€38k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€310€288▼
Recurring financial charges65€310€288▼
Profit (loss) for the period before taxes9903€51k€42k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€38k€31k▼
Profit (loss) for the period to be appropriated9905€38k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€31k▼
Transfer from equity791/2€79k€0▼
Transfer to equity691/2€0€31k▲
To other reserves6921€0€31k▲
Profit to be distributed694/7€118k€0▼
Return on contributions (dividend)694€118k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity times 13current ratio 29.54
Current ratio from 2.22 to 29.54; short-term debt falls from €126k to €7k.
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
17-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €7k ▼18%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mensindedreef 68573 AnzegemGround area
2,084 m²
Building footprint
105 m²
Volume, LiDAR
672 m³
Parcel 34037A1033/00E000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLOUD64
since 20132.220.374.243
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34037A1033/00E000 | Flanders | 2,084 m² | 1 · 105 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAP'N CRUNCH
BE 0870.971.611
Ternat · Eq €187k
PLEYSIER ELKE
BE 0480.291.144
Kapellen · Eq €190k
KATHMANDU
BE 0683.843.367
Leuven · Eq €186k
Compagnie de Léonie
BE 0675.706.651
Lendelede · Eq €185k
H.R.S.
BE 0460.687.345
Lievegem · Eq €185k
Of 1,268 companies in sector 46160 we hold annual accounts for 682. 505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2013
Fiscal year end30-06
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.