Liquidity
2.74 was 2.17 in 2024
Short-term debts fell from €36,586 to €21,110.
CLOUD & CLEAR
Lifetime
14 annual accounts with figures on one time axispeak €59,047 (2015)
-€7,614▼ €27,661
lowest -€36,163 (2014)
-€7,498▼ €23,892
peak €45,526 (2024)
€38,029▼ 16.5%
€21,110▼ 42.3%
Board1 name since 2012
1 director
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Gross margin from €20,047 to -€7,614Loss of €7,498Equity from €45,526 to €38,029Debts from €36,586 to €21,110Cash from €134 to €1,877
Key points
from the 2025 annual accountsFilings
14 annual accounts since 2012
Ten of the last ten came late. The 2017 accounts came latest: 237 days after the end of the period.
Position in the sector
-€7,498
Lower net result than 84% of companies in education. Sector median €7,281 · 2,614 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as CLOUD & CLEAR has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for CLOUD & CLEAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Permanent representative:
General meeting of 01-02-2024 · Gazette deed
Registered office moved from Liège to Grivegnée
New registered office: Rue des Ramiers 5, 4030 Grivegnée · Previous registered office: Rue des Pocheteux 10-4020 Liège · General meeting of 01-02-2021 · Gazette deed
First establishment
Rue des Ramiers 5, Liège
Incorporation
published on 22-05-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLOUD & CLEAR Liège | €59,139 | -€7,614 | 64.3% | - |
| CoDeBuMa Maaseik | €64,107 | -€27,666 | 72.6% | - |
| C.O.L.E. HR CONSULTANCY Zottegem | €66,462 | -€5,038 | 65.2% | - |
| KNDL Stekene | €73,382 | -€2,481 | 86.9% | - |
| GROEI ACADEMIE Bruges | €93,124 | -€49,698 | -39.4% | - |
| People Coach Laakdal | €68,815 | -€36,994 | 84.3% | - |
| YA-COURS Brussels | €95,248 | -€8,637 | 11.1% | - |
These companies have the same main activity as CLOUD & CLEAR: other education (NACE 85599). They are comparable in size and age: total assets between €64,100 and €95,200, founded between 2007 and 2013.
Official details
Source: KBO- Status
- Active since 09-05-2012Normal situation
- Activity
- Other educationNACE 85599and 5 others
- Establishment unit
- 2.209.521.5274030 Liège, since 25-05-2012
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on CLOUD & CLEAR
CLOUD & CLEAR files the micro format. That format states no turnover. The gross margin fell from €25,244 in 2012 to -€7,614 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLOUD & CLEAR
- What is the company number of CLOUD & CLEAR?
- The company number of CLOUD & CLEAR is 0845.819.115. The VAT number is the same number with BE in front: BE 0845.819.115.
- Where is CLOUD & CLEAR based?
- The registered office is at Rue des Ramiers 5, 4030 Liège.Company details
- What does CLOUD & CLEAR do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of CLOUD & CLEAR?
- CLOUD & CLEAR is a private limited company (BV).
- When was CLOUD & CLEAR founded?
- CLOUD & CLEAR was founded on 09-05-2012.
- Is CLOUD & CLEAR still active?
- Yes, CLOUD & CLEAR is an active enterprise in the KBO register.
- What is the turnover of CLOUD & CLEAR?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is CLOUD & CLEAR profitable?
- In financial year 2025, CLOUD & CLEAR made a loss of €7,498.
- Where can I find the annual accounts of CLOUD & CLEAR?
- CLOUD & CLEAR filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CLOUD & CLEAR due?
- CLOUD & CLEAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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