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CLOTURIA.BE

Active Private limited companyfounded 2016active for 10 yearsGrand'Route 94B, 4360 OreyeKBO/BCE: BE 0652.807.723

Lifetime

10 annual accounts with figures on one time axis
peak €115,284 (2025)
€115,284▲ 58.5%
lowest -€10,302 (2024)
€30,431▲ €40,733
peak €116,333 (2025)
€116,333▲ 35.4%
€477,539▼ 6.8%
Board2 names since 2016
1 directorROSOLEN Loris
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €72,743 to €115,284Back to profit: €30,431Equity from €85,902 to €116,333

Key points

from the 2025 annual accounts

Turnover

≈ €290,000 estimated

The micro format states no turnover.

Debts

€477,539 80% of the balance sheet
Financial debts 55%Suppliers 23%Taxes and wages 4%Other 18%

Of this, €214,703 falls due within a year.

Filings

10 annual accounts 9 late
AprilJune31 JulyOctober20202025

The 2020 accounts came latest: 136 days after the end of the period.

Checked score

69
Healthy
Financially stronger than 45% of micro companies in fabricated metal products (NACE 25)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.5% across 3,710 companies (NACE 25, micro).

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 4.4%highest value 01-2025: 1.9%▼ -2.5 percentage points vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 2.0%▲ +0.1 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.1%▲ +0.1 percentage points vs 04-2025 06-2025: 2.2%▲ +0.1 percentage points vs 05-2025 07-2025: 2.1%▼ -0.1 percentage points vs 06-2025 08-2025: 1.1%▼ -1.0 percentage point vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.0%▼ -0.1 percentage points vs 12-2025 02-2026: 1.1%▲ +0.1 percentage points vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.2%▲ +0.1 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.4 percentage points vs 07-2026 09-2026: 0.8%▼ -0.9 percentage points vs 08-2026 10-2026: 0.6%▼ -0.2 percentage points vs 09-2026lowest value 11-2026: 0.6%● unchanged vs 10-2026lowest value

Financial strength
Average

45+6equity 19.6% of total assets
37-1short-term debt 36.2% · cash 2.4%
75+31return on assets 5.1%

Score breakdown

raises risk
Last filed accounts filed 28 days late; 1 of the last 3 accounts late
Sector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
Liquidity: current ratio 0.93, cash €14,138
lowers risk
Size: total assets €593,873
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, micro). It does better than 22% of them on solvency, 23% on liquidity, 51% on profitability and 81% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,609 companies had the same profile as CLOTURIA.BE has now. Each dot stands for 7 companies, two years later.

96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of CLOTURIA.BE itself: 0.6% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,609 companies, not a prediction for CLOTURIA.BE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.93 (1.01 in 2024), below 1. Short-term debt is 36.2% and cash 2.4% of total assets. 80.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 28 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €593,873
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
KBO
raises risk · Liquidity: current ratio 0.93, cash €14,138
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 2343 sector peers (2025).
NBB · sector comparison
Position among 2343 sector peers
Solvency
better than 25%
← weakest strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
15 days early
2023
122 days late
2022
60 days late
2021
29 days late
2020
136 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 55 days after the deadline. In the sector (NACE 25), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

RL
Director, since 25-04-2016
AP
Director
Board & ownership

Recent changes

1 director appointed, 1 manager resigning, 1 reappointment Resignation: ROSOLEN Loris (manager) · Reappointment: ROSOLEN Loris (director) · Appointment: Angélique POTVIN · General meeting of 13-04-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0652807723
Incorporation published on 27-04-2016 · Gazette deed
First establishment Grand'Route 94, Oreye
All 19 events

Comparable companies

same main activity, similar in size and age
Company
CLOTURIA.BE Oreye €593,873 €115,284 19.6% -
Algoneg³ Peer €661,133 €106,444 66.5% -
WARZEE Construction Hamois €573,362 €131,279 16.1% -
T-LA19 Morlanwelz €567,264 €138,632 43.4% -
Aroon Dilsen-Stokkem €543,189 €93,887 96.5% -
IRK CONSTRUCT Ixelles €650,182 €137,273 19.0% -
Laswerken De Maesschalck Eddy Lochristi €496,807 €139,774 48.8% -

These companies have the same main activity as CLOTURIA.BE: manufacture of metal structures and parts of structures (NACE 25110). They are comparable in size and age: total assets between €497,000 and €661,000, founded between 2015 and 2017.

Official details

Source: KBO
Status
Active since 25-04-2016Normal situation
Activity
Manufacture of metal structures and parts of structuresNACE 25110and 6 others
Establishment unit
2.254.468.0604360 Oreye, since 25-04-2016
Financial year end
31 December
Peppol
Reachable since 16-03-2024
Company details

Annual accounts 2025

€593,873▼ 0.7%
Filing
Filed on 28-08-2026
Financials

Insights on CLOTURIA.BE

CLOTURIA.BE files the micro format. That format states no turnover. The gross margin rose from €42,259 in 2016 to €115,284 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CLOTURIA.BE

What is the company number of CLOTURIA.BE?
The company number of CLOTURIA.BE is 0652.807.723. The VAT number is the same number with BE in front: BE 0652.807.723.
Where is CLOTURIA.BE based?
The registered office is at Grand'Route 94B, 4360 Oreye.Company details
What does CLOTURIA.BE do?
According to the KBO register, the main activity is manufacture of metal structures and parts of structures (NACE 25110).
What is the legal form of CLOTURIA.BE?
CLOTURIA.BE is a private limited company (BV).
When was CLOTURIA.BE founded?
CLOTURIA.BE was founded on 25-04-2016.
Is CLOTURIA.BE still active?
Yes, CLOTURIA.BE is an active enterprise in the KBO register.
What is the turnover of CLOTURIA.BE?
The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €115,284 and 2,203 comparable companies of the same size. It probably lies between €190,000 and €450,000. It is a rough estimate.Financials
Is CLOTURIA.BE profitable?
In financial year 2025, CLOTURIA.BE made a profit of €30,431.
Where can I find the annual accounts of CLOTURIA.BE?
CLOTURIA.BE filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CLOTURIA.BE due?
CLOTURIA.BE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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