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Close2You

Active
Private limited companyfounded 200521 yrs activeGasstraat 14, 8430 Middelkerke, BelgiumKBO/BCE: BE 0872.161.147
Summary

Close2You has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €96,078 and a net result of €38,109. Equity is growing by ~47.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 6159 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 3.98 against 2.56 in 2023; short-term debt: 17.7% and cash: 31.3% of total assets), and 22.5% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
45 d early
2023
44 d early
2022
49 d early
2021
48 d early
2020
47 d early
2019
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 47 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Close2You was incorporated on 28 February 2005.1 Total assets rose from EUR 7,659 in 2018 to EUR 123,982 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€96,078▲ 61.1%
2023 · €59,635
Total assets
€123,982▲ 18.0%
2023 · €105,039
Net result
€38,109▼ 22.8%
2023 · €49,381
Working capital
€65,417▲ 61.0%
2023 · €40,639
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€22,222▼ 15.2%€25,849▲ 16.3%€60,739▲ 135%€56,710▼ 6.6%€55,016▼ 3.0%
Net result€22,062▼ 15.6%€23,401▲ 6.1%€60,567▲ 159%€49,381▼ 18.5%€38,109▼ 22.8%
Equity-€77,715▲ 22.1%-€54,314▲ 30.1%€6,253€59,635▲ 854%€96,078▲ 61.1%
Total assets€9,966▲ 6.8%€10,832▲ 8.7%€35,262▲ 226%€105,039▲ 198%€123,982▲ 18.0%
Debt€87,680▼ 19.6%€65,146▼ 25.7%€29,009▼ 55.5%€45,404▲ 56.5%€27,904▼ 38.5%
Working capital€7,358▲ 4.4%€5,178▼ 29.6%€27,765▲ 436%€40,639▲ 46.4%€65,417▲ 61.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2020: €22,222€22,222Net result 2020: €22,062€22,062Operating result 2021: €25,849€25,849Net result 2021: €23,401€23,401Operating result 2022: €60,739€60,739Net result 2022: €60,567€60,567Operating result 2023: €56,710€56,710Net result 2023: €49,381€49,381Operating result 2024: €55,016€55,016Net result 2024: €38,109€38,10920202021202220232024€0€20,000€40,000€60,000Operating result 2022: €60,739€60,700Net result 2022: €60,567€60,600Operating result 2023: €56,710€56,700Net result 2023: €49,381€49,400Operating result 2024: €55,016€55,000Net result 2024: €38,109€38,100202220232024
The operating result has fallen two years in a row; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €123,982
Fixed assets €36,613 ▼ 4.6%
Current assets €87,368 ▲ 31.1%
Equity and liabilities €123,982
Equity €96,078 ▲ 61.1%
Debt €27,904 ▼ 38.5%
Debt's share of the balance-sheet total falls from 43.2% to 22.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€64,951▲
2023 · €61,893
Cash flow
€48,045▼
2023 · €54,564
Current ratio
3.98▲
2023 · 2.56
Quick ratio
3.56▲
2023 · 2.29
Debt to equity
0.29▼
2023 · 0.76
ROE
39.7%▼
2023 · 82.8%
ROA
30.7%▼
2023 · 47.0%
Interest coverage
43.05▼
2023 · 53.52
Debt ≤ 1 year
€21,951▼
2023 · €26,029
Debt > 1 year
€5,953▼
2023 · €19,375
Income taxes
€15,532▲
2023 · €6,255
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet Code20232024
Assets
Total assets20/58€105,039€123,982▲
Fixed assets21/28€38,371€36,613▼
Tangible fixed assets22/27€38,371€36,613▼
Plant, machinery and equipment23-€1,893
Furniture and vehicles24€38,371€34,720▼
Current assets29/58€66,668€87,368▲
Stocks and contracts in progress3€6,968€9,259▲
Stocks30/36€6,968€9,259▲
Amounts receivable within one year40/41€10,275€37,615▲
Trade receivables40€10,067€35,173▲
Other amounts receivable41€208€2,442▲
Cash at bank and in hand54/58€45,057€38,821▼
Deferred charges and accrued income490/1€4,367€1,674▼
Equity and liabilities
Total equity and liabilities10/49€105,039€123,982▲
Equity10/15€59,635€96,078▲
Contributions10/11€20,000€20,000=
Reserves13€39,635€76,078▲
Distributable reserves133€39,635€76,078▲
Profit (loss) carried forward14-€0
Amounts payable17/49€45,404€27,904▼
Amounts payable after more than one year17€19,375€5,953▼
Financial debts170/4€17,508€5,953▼
Other amounts payable178/9€1,867€0▼
Amounts payable within one year42/48€26,029€21,951▼
Current portion of amounts payable after more than one year42€11,104€12,656▲
Trade debts44€1,115€385▼
Suppliers440/4€1,115€385▼
Taxes, remuneration and social security45€11,811€7,244▼
Taxes450/3€10,311€5,744▼
Remuneration and social security454/9€1,500€1,500=
Other amounts payable47/48€2,000€1,666▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,183€9,935▲
Other operating charges640/8€512€1,769▲
Gross operating margin9900€62,406€66,720▲
Operating profit (loss)9901€56,710€55,016▼
Financial income75/76B€83€134▲
Recurring financial income75€83€134▲
Financial charges65/66B€1,156€1,509▲
Recurring financial charges65€1,156€1,509▲
Profit (loss) for the period before taxes9903€55,637€53,642▼
Income taxes67/77€6,255€15,532▲
Profit (loss) for the period9904€49,381€38,109▼
Profit (loss) for the period to be appropriated9905€49,381€38,109▼
Appropriation of the result
Profit (loss) to be appropriated9906€39,635€38,109▼
Profit (loss) brought forward from the previous period14P-€9,747€0▲
Transfer from equity791/2€2,000€0▼
Transfer to equity691/2€39,635€36,443▼
To other reserves6921€39,635€36,443▼
Profit to be distributed694/7€2,000€1,666▼
Return on contributions (dividend)694€2,000€1,666▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€590€849€928€5,183€9,935▲ 91.7%
Other operating charges640/8-€111€128€512€1,769▲ 245%
Gross operating margin9900€22,921€26,809€61,795€62,406€66,720▲ 6.9%
Operating profit (loss)9901€22,222€25,849€60,739€56,710€55,016▼ 3.0%
Financial income75/76B--€2€83€134▲ 62.6%
Recurring financial income75€0-€2€83€134▲ 62.6%
Financial charges65/66B-€141€174€1,156€1,509▲ 30.5%
Recurring financial charges65€160€141€174€1,156€1,509▲ 30.5%
Profit (loss) for the period before taxes9903€22,062€25,708€60,567€55,637€53,642▼ 3.6%
Income taxes67/77-€2,307-€6,255€15,532▲ 148%
Profit (loss) for the period9904€22,062€23,401€60,567€49,381€38,109▼ 22.8%
Transfer from tax-exempt reserves789-€14,406----
Profit (loss) for the period to be appropriated9905€22,062€37,807€60,567€49,381€38,109▼ 22.8%
Line20202021202220232024Change
Assets
Total assets20/58€9,966€10,832€35,262€105,039€123,982▲ 18.0%
Fixed assets21/28€1,976€2,610€1,681€38,371€36,613▼ 4.6%
Tangible fixed assets22/27€1,976€2,610€1,681€38,371€36,613▼ 4.6%
Plant, machinery and equipment23----€1,893-
Furniture and vehicles24-€2,610€1,681€38,371€34,720▼ 9.5%
Current assets29/58€7,990€8,223€33,581€66,668€87,368▲ 31.1%
Stocks and contracts in progress3€6,111€6,051€7,172€6,968€9,259▲ 32.9%
Stocks30/36-€6,051€7,172€6,968€9,259▲ 32.9%
Amounts receivable within one year40/41--€10,285€10,275€37,615▲ 266%
Trade receivables40--€10,285€10,067€35,173▲ 249%
Other amounts receivable41---€208€2,442▲ 1,073%
Cash at bank and in hand54/58€470€1,589€14,883€45,057€38,821▼ 13.8%
Deferred charges and accrued income490/1-€582€1,242€4,367€1,674▼ 61.7%
Equity and liabilities
Total equity and liabilities10/49€9,966€10,832€35,262€105,039€123,982▲ 18.0%
Equity10/15-€77,715-€54,314€6,253€59,635€96,078▲ 61.1%
Contributions10/11-€14,000€14,000€20,000€20,000=
Reserves13€16,406€2,000€2,000€39,635€76,078▲ 91.9%
Non-distributable reserves130/1-€2,000----
Reserves not available under the articles1311-€2,000----
Distributable reserves133--€2,000€39,635€76,078▲ 91.9%
Profit (loss) carried forward14-€108,121-€70,314-€9,747-€0-
Amounts payable17/49€87,680€65,146€29,009€45,404€27,904▼ 38.5%
Amounts payable after more than one year17€87,049€62,101€23,193€19,375€5,953▼ 69.3%
Financial debts170/4---€17,508€5,953▼ 66.0%
Other amounts payable178/9-€62,101€23,193€1,867€0▼ 100%
Amounts payable within one year42/48€632€3,045€5,816€26,029€21,951▼ 15.7%
Current portion of amounts payable after more than one year42---€11,104€12,656▲ 14.0%
Trade debts44€94€143€431€1,115€385▼ 65.4%
Suppliers440/4-€143€431€1,115€385▼ 65.4%
Taxes, remuneration and social security45-€2,901€5,385€11,811€7,244▼ 38.7%
Taxes450/3-€2,901€5,385€10,311€5,744▼ 44.3%
Remuneration and social security454/9---€1,500€1,500=
Other amounts payable47/48---€2,000€1,666▼ 16.7%
Line20202021202220232024Change
Profit (loss) for the period9904€22,062€23,401€60,567€49,381€38,109▼ 22.8%
+ Depreciation and write-downs630€590€849€928€5,183€9,935▲ 91.7%
Operating cash flow (approximation)€22,652€24,250€61,495€54,564€48,045▼ 11.9%
Investment in fixed assets (approximation)--€1,483€0-€41,873-€8,177▲ 80.5%
Change in cash-€1,119€13,294€30,174-€6,237▼ 121%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
16-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €60,567 ▲159%
Operating result €60,739, net result €60,567, both a record.
31-12
Financial Liquidity doublescurrent ratio 5.77
Current ratio from 2.70 to 5.77.
13-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €26,134
Net result €26,134 after one loss-making year.
17-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
163 m²
Building footprint
84 m²
Volume, LiDAR
540 m³
Parcel 35011B0150/00S007, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CLOSE2YOU
Gasstraat 14, 8430 MiddelkerkeConstruction of residential and non-residential buildings
since 20062.153.416.133
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35011B0150/00S007 Flanders 163 m² 1 · 84 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 1,771 EUR awarded · 1,771 EUR paid
Year Entries awardedpaid
2025 1 1,771 EUR1,771 EUR
Schemes
1 entry · 1,771 EUR · 1,771 EUR paid · Vlaams Energie- en Klimaatagentschap

Similar companies · same sector, comparable size

Of 21,734 companies in sector 96210 we hold annual accounts for 2,832. 1,790 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-02-2005
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
41001General construction of residential buildings
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0872161147
Also 9925:BE0872161147
Registered 07-10-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.