CLONETECH
ActiveSummary
CLONETECH has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €3k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-5
Solvency41▼-37
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.63 against 3.33 in 2024; short-term debt: 44.3% and cash: 21.4% of total assets), and 83.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.2%
Return on assets
0.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
72 d early
2023
134 d early
2022
47 d early
2021
45 d early
2020
64 d early
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 87.9%
2024 · €22k
2018: €39k
2019: €879
2020: €102k
2021: €80k
2022: €-15k
2023: €29k
2024: €22k
2018 → 2025
Working capital
€-61k
2024 · €112k
2018: €-40k
2019: €-13k
2020: €67k
2021: €179k
2022: €74k
2023: €88k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€205k-€190k▼ 7.1%€219k▲ 15.3%€241k▲ 10.0%€59k▼ 75.3%
Operating result€103k-€-3k€42k€33k▼ 19.9%€8k▼ 74.8%
Net result€80k-€-15k€29k€22k▼ 24.5%€3k▼ 87.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367k
Fixed assets
€265k ▼ 9.4%
Current assets
€102k ▼ 36.6%
Equity and liabilities €367k
Equity
€59k ▼ 75.3%
Debt
€308k ▲ 44.9%
Debt's share of the balance-sheet total rises from 46.8% to 83.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€38k▼
2024 · €61k
Cash flow
€32k▼
2024 · €50k
Current ratio
0.63▼
2024 · 3.33
Debt to equity
5.17▲
2024 · 0.88
ROE
4.4%▼
2024 · 9.1%
ROA
0.7%▼
2024 · 4.8%
Interest coverage
9.61▼
2024 · 14.80
Debt ≤ 1 year
€162k▲
2024 · €48k
Debt > 1 year
€145k▼
2024 · €164k
Income taxes
€2k▼
2024 · €7k
Staff costs
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€453k€367k▼
Fixed assets21/28€293k€265k▼
Tangible fixed assets22/27€293k€265k▼
Land and buildings22€273k€253k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€16k€10k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€363€363=
Current assets29/58€160k€102k▼
Amounts receivable within one year40/41€29k€21k▼
Trade receivables40€11k€12k▲
Other amounts receivable41€18k€9k▼
Cash at bank and in hand54/58€129k€79k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€453k€367k▼
Equity10/15€241k€59k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€221k€39k▼
Amounts payable17/49€212k€308k▲
Amounts payable after more than one year17€164k€145k▼
Financial debts170/4€164k€145k▼
Amounts payable within one year42/48€48k€162k▲
Current portion of amounts payable after more than one year42€19k€6k▼
Financial debts43-€13k
Credit institutions430/8-€13k
Trade debts44€5k€378▼
Suppliers440/4€5k€378▼
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€11k€4k▼
Remuneration and social security454/9€104€433▲
Other amounts payable47/48€13k€139k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€67k€54k▼
Operating profit (loss)9901€33k€8k▼
Financial income75/76B-€88
Recurring financial income75-€88
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€29k€5k▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€22k€3k▼
Profit (loss) for the period to be appropriated9905€22k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€221k€223k▲
Profit (loss) brought forward from the previous period14P€199k€221k▲
Profit to be distributed694/7-€184k
Return on contributions (dividend)694-€184k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial
Equity above €200kEq €219k ▲15.3%
Equity rises from €190k to €219k.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200kEq €205k ▲63.8%
4 profitable years in a row build equity to €205k.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €102k ▲11,533%
Operating result €134k, net result €102k, both a record.
31-12
Financial
Equity above €100kEq €125k ▲159%
3 profitable years in a row build equity to €125k.
Show earlier events
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
20-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2015
Ground area
1.0 ha
Building footprint
1,426 m²
Volume, LiDAR
33,680 m³
2 parcels, Brussels, Flanders · tallest building 28.8 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
KAKURU
since 20152.239.489.181
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0165/00D000 | Brussels | 9,179 m² | 1 · 1,262 m² | 28.8 m · 9 fl. |
| 24121E0192/00C002 | Flanders | 1,041 m² | 1 · 164 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STROUWI
BE 0735.370.955
Tienen · Eq €59,486
AhGency Consulting Group
BE 0663.726.161
Waterloo · Eq €59,500
CONSENTIS
BE 0755.761.147
Wingene · Eq €59,503
CLOUD SECURITY SOLUTIONS
BE 0795.622.407
Brussel · Eq €59,503
Gatos Consulting
BE 0797.848.853
Deinze · Eq €59,505
Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.