CLOMBE Alain
ActiveSummary
CLOMBE Alain has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €16k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+17
Solvency99▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 1.93 in 2024; short-term debt: 22.1% and cash: 43.6% of total assets), and 26.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
12.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
26 d late
2023
47 d early
2022
12 d early
2021
11 d early
2020
10 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 20.7%
2024 · €76k
2018: €21k
2019: €35k
2020: €43k
2021: €68k
2022: €79k
2023: €76k
2024: €76k
2018 → 2025
Total assets
€124k▲ 8.2%
2024 · €115k
2018: €157k
2019: €153k
2020: €136k
2021: €150k
2022: €163k
2023: €130k
2024: €115k
2018 → 2025
Net result
€16k
2024 · €-387
2018: €111
2019: €14k
2020: €8k
2021: €25k
2022: €11k
2023: €-2k
2024: €-387
2018 → 2025
Working capital
€36k▲ 38.7%
2024 · €26k
2018: €-45k
2019: €-21k
2020: €-8k
2021: €14k
2022: €19k
2023: €26k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€79k▲ 16.1%€76k▼ 3.2%€76k▼ 0.5%€92k▲ 20.7%
Operating result€35k-€14k▼ 61.0%€-2k€2k€21k▲ 793%
Net result€25k-€11k▼ 56.3%€-2k€-387▲ 84.4%€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 793% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€60k ▲ 0.1%
Current assets
€64k ▲ 17.3%
Equity and liabilities €124k
Equity
€92k ▲ 20.7%
Provisions
€164 ▼ 50.0%
Debt
€32k ▼ 15.8%
Debt's share of the balance-sheet total falls from 33.5% to 26.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2024 · €24k
Cash flow
€22k▲
2024 · €21k
Current ratio
2.33▲
2024 · 1.93
Quick ratio
2.23▲
2024 · 1.78
Debt to equity
0.35▼
2024 · 0.51
ROE
17.1%▲
2024 · -0.5%
ROA
12.6%▲
2024 · -0.3%
Interest coverage
75.18▲
2024 · 28.11
Debt ≤ 1 year
€27k▼
2024 · €28k
Debt > 1 year
€5k▼
2024 · €10k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€115k€124k▲
Fixed assets21/28€60k€60k▲
Tangible fixed assets22/27€17k€11k▼
Furniture and vehicles24€17k€11k▼
Leasing and similar rights25€37-
Financial fixed assets28€43k€49k▲
Current assets29/58€54k€64k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€809€5k▲
Trade receivables40-€3k
Other amounts receivable41€809€2k▲
Cash at bank and in hand54/58€48k€54k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€115k€124k▲
Equity10/15€76k€92k▲
Contributions10/11€8k€8k=
Reserves13€69k€84k▲
Tax-exempt reserves132€1k€656▼
Distributable reserves133€68k€83k▲
Profit (loss) carried forward14€-2k-
Provisions and deferred taxes16€328€164▼
Deferred taxes168€328€164▼
Amounts payable17/49€38k€32k▼
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€28k€27k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€8k€12k▲
Suppliers440/4€8k€12k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€13k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€6k▼
Other operating charges640/8€798€811▲
Gross operating margin9900€25k€28k▲
Operating profit (loss)9901€2k€21k▲
Financial income75/76B€790€895▲
Recurring financial income75€790€895▲
Financial charges65/66B€858€363▼
Recurring financial charges65€858€363▼
Profit (loss) for the period before taxes9903€2k€22k▲
Transfer from deferred taxes780€164€164=
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€-387€16k▲
Transfer from tax-exempt reserves789€656€656=
Profit (loss) for the period to be appropriated9905€269€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€15k▲
Profit (loss) brought forward from the previous period14P€-2k€-2k▲
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼123%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €25k ▲226%
Operating result €35k, net result €25k, both a record.
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Brunehaut 1707022 MonsGround area
1,250 m²
Building footprint
130 m²
Volume, LiDAR
768 m³
Parcel 53052A0013/00S000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Brunehaut 170, 7022 Mons
since 20152.240.442.850
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53052A0013/00S000 | Wallonia | 1,250 m² | 1 · 130 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.