CLOITRE III

Active

Public limited companyfounded 1991active for 35 yearsAdolphe Maxlaan 13-17, 1000 Brussel, Belgium11 active companies are registered at this addressKBO/BCE: BE 0443.217.546

Summary

CLOITRE III has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17.2m and a net result of €600,389. Equity remains stable across the filed financial years (±1.6% per year). Its solvency ranks better than 64% of 5,763 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

CLOITRE IIIActiveChecked score 91/100

Risk analysis Report Compare

Activity

Renting and operating of own or leased residential real estate, excluding social housing

NACE 68201

1 site

Size

€2.1mturnover 2025

Staff: 2.6 FTE
Equity: €17.2m
Profit: €600,389

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: PALLADIUM ITALIA S.R.L. · 93.35%
Holdings: 1

Auditor: Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises2025 accounts 25 days early2 of 12 deeds summarised

Why 91raises riskLiquidity: current ratio 0.11, cash €59,132, halvedlowers riskFounded in 1991Size: turnover €2.1m, 2.6 FTE, total assets €31.2mEquity €17.2m (55.2% of total assets)Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 45% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 80+2

equity 55.2% of total assets

Liquidity 29-19

short-term debt 44.8% · cash 0.2%

Profitability 59-14

return on assets 1.9%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,608 companies, NACE 68, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €210,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.11, compared with 0.33 in 2024, below 1; short-term debt: 44.8% and cash: 0.2% of total assets), and 44.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 68% on solvency, 22% on liquidity, 48% on profitability and 43% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.11, cash €59,132, halved

NBB · annual accounts

Founded in 1991

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: turnover €2.1m, 2.6 FTE, total assets €31.2m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €17.2m (55.2% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

25 days early

2024

34 days early

2023

43 days early

2022

4 days early

2021

48 days early

2020

26 days early

2019

28 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

06-07-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Weakest financial yearnet €600,389 ▼53.4%
27-06-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Positive: Among the best 10% on equitysector median €946,069 · 5,764 companies €17.2m View
Caution: Result fell in 2025from €1.3m to €600,389 ▼ 53.4% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €600,389 8 years View
Controlled by PALLADIUM ITALIA S.R.L.known shareholders 100% 93.35% View

By topic

Financials

Financial year: 2025
Turnover: €2.1m
Profit: €600,389
Solvency: 55.2%

Turnover▼ 1.4%

Net result

20182025

Go to Financials

Board & ownership

Parent: PALLADIUM ITALIA S.R.L. · 93.35%
Known shareholders: 100%
Auditor: Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises

Go to Board & ownership

Network & group

Group: GEPLANT N.V.
Subsidiaries: 1

1 subsidiary

Go to Network & group

Timeline

Events: 39
Since: 1992
Next accounts: by 31-07-2027

18-06-2024Annual accounts filed
15-03-2024Amendment of the articles · Miscellaneous
01-09-2023Reappointment: Deloitte Réviseurs d'Entreprises SRL (statutory auditor)

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Renting and operating of own or leased residential…NACE 68201
Founded: 07-02-1991
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 40

Purpose: “Le commerce sous toutes ses formes et notamment l'achat,la…” (deed in French)

Go to Articles of association

Key facts about CLOITRE III

What is the company number of CLOITRE III?: 0443.217.546. In Belgium the VAT number is the company number with BE in front: BE 0443.217.546.
Where is CLOITRE III based?: The registered office is at Adolphe Maxlaan 13-17, 1000 Brussel.Company details
What does CLOITRE III do?: According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of CLOITRE III?: Public limited company (NV).
When was CLOITRE III founded?: On 07-02-1991.
Is CLOITRE III still active?: Yes, CLOITRE III is an active enterprise in the KBO register.
How many employees does CLOITRE III have?: On average 2.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CLOITRE III?: €2.1m in financial year 2025, according to the filed annual accounts.
Is CLOITRE III profitable?: In financial year 2025, CLOITRE III made a profit of €600,389.
Where can I find the annual accounts of CLOITRE III?: CLOITRE III filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CLOITRE III due?: By 31-07-2027, for financial year 2026.Timeline