Equity
CLOCOM has made a profit without a break since 2023.
CLOCOM has made a profit without a break since 2023.
The micro format states no turnover.
Green is investment, beige is depreciation. Land and buildings stand 2447.7% higher than in 2024.
Short-term debts rose from €8,000 to €15,656.
Latest accounts filed late: after the legal deadline.
In July 2024, 26,973 companies had the same profile as CLOCOM has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,973 companies, not a prediction for CLOCOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| CLOCOM Verlaine | €160,969 | €38,246 | 70.0% | - |
| FV Projects Hasselt | €157,518 | €41,497 | 93.6% | - |
| OSTEND GASTRO TEAM Ostend | €156,876 | €42,545 | 37.6% | - |
| Dr. Belinda Schrooten, Neurochirurgie Waasmunster | €161,959 | €38,652 | 77.3% | - |
| CD MEDICALE Chaudfontaine | €185,233 | €41,447 | 4.3% | - |
| Dr Morello Caroline Ophtalmologie Uccle | €184,074 | €35,485 | 90.1% | - |
| CALLISTO MEDICAL Uccle | €161,904 | €39,202 | 76.5% | - |
These companies have the same main activity as CLOCOM: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €157,000 and €185,000, founded between 2019 and 2021.
CLOCOM files the micro format. That format states no turnover. The gross margin fell from €52,228 in 2021 to €38,246 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €86,000 and €170,000.
Higher than 57% of 21,334 companies in 2025.
Higher than 76% of 20,884 companies in 2025.
Higher than 31% of 21,184 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
160,969 | 100,918 | 91,438 | 42,533 | 60,195 | |
21/28 |
56,716 | 3,167 | 4,660 | 1,242 | - | |
22/27 |
56,716 | 3,167 | 4,660 | 1,242 | - | |
22 |
55,450 | 2,177 | 2,721 | - | - | |
24 |
1,265 | 990 | 1,939 | 1,242 | - | |
29/58 |
104,253 | 97,751 | 86,778 | 41,291 | 60,195 | |
40/41 |
15,433 | 7,315 | - | - | - | |
40 |
2,013 | - | - | - | - | |
41 |
13,420 | 7,315 | - | - | - | |
54/58 |
54,604 | 59,666 | 41,794 | 15,684 | 35,745 | |
490/1 |
34,216 | 30,770 | 44,984 | 25,607 | 24,450 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
160,969 | 100,918 | 91,438 | 42,533 | 60,195 | |
10/15 |
112,632 | 92,918 | 64,842 | 39,941 | 45,969 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | 5,000 | |
14 |
107,632 | 87,918 | 59,842 | 34,941 | 40,969 | |
17/49 |
48,337 | 8,000 | 26,596 | 2,592 | 14,225 | |
17 |
31,660 | - | - | - | - | |
170/4 |
31,660 | - | - | - | - | |
42/48 |
15,656 | 8,000 | 26,596 | 2,592 | 14,225 | |
42 |
9,692 | - | - | - | - | |
44 |
1,313 | 2,170 | 12,703 | 737 | 3,285 | |
440/4 |
1,313 | 2,170 | 12,703 | 737 | 3,285 | |
45 |
49 | 4,935 | 8,535 | 79 | 10,257 | |
450/3 |
49 | 4,935 | 8,535 | 79 | 10,257 | |
47/48 |
4,603 | 895 | 5,359 | 1,776 | 684 | |
492/3 |
1,020 | - | - | - | - | |
| Income statement | ||||||
9900 |
38,246 | 39,425 | 33,468 | -3,794 | 52,228 | |
630 |
11,375 | 1,494 | 721 | 190 | - | |
640/8 |
980 | 948 | 1,396 | 1,189 | 978 | |
9901 |
25,891 | 36,983 | 31,351 | -5,173 | 51,250 | |
75/76B |
3 | 0 | 39 | - | - | |
75 |
3 | 0 | 39 | - | - | |
65/66B |
2,285 | 1,221 | 1,554 | 777 | 6 | |
65 |
2,285 | 1,221 | 1,554 | 777 | 6 | |
9903 |
23,609 | 35,761 | 29,835 | -5,949 | 51,244 | |
67/77 |
3,895 | 7,685 | 4,935 | 79 | 10,275 | |
9904 |
19,714 | 28,076 | 24,900 | -6,028 | 40,969 | |
9905 |
19,714 | 28,076 | 24,900 | -6,028 | 40,969 | |
| Appropriation of the result | ||||||
9906 |
107,632 | 87,918 | 59,842 | 34,941 | 40,969 | |
14P |
87,918 | 59,842 | 34,941 | 40,969 | - | |
| Document | ||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 02-11-2026.
2025 annual accounts filed 94 days after the deadline. Filed on 2 November 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00598616.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-11-2026 | 2026-00598616 | |
| 31-12-2024 | micro format | 14-10-2025 | 2025-00541649 | |
| 31-12-2023 | micro format | 26-07-2024 | 2024-00287528 | |
| 31-12-2022 | micro format | 15-06-2023 | 2023-00127578 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20363114 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 37,266 | 38,476 | 32,071 | -4,983 | - | ||
| 31,089 | 29,570 | 25,621 | -5,838 | - | ||
| 64,924 | 0 | 4,138 | 1,432 | - | ||
| -5,062 | 17,873 | 26,109 | -20,061 | - | ||
| 88,597 | 89,752 | 60,182 | 38,699 | 45,969 | ||
| 70.0% | 92.1% | 70.9% | 93.9% | 76.4% | ||
| 6.66 | 12.22 | 3.26 | 15.93 | 4.23 | ||
| 0.43 | 0.09 | 0.41 | 0.06 | 0.31 | ||
| 17.5% | 30.2% | 38.4% | -15.1% | 89.1% | ||
| 12.2% | 27.8% | 27.2% | -14.2% | 68.1% | ||
| 16.31 | 31.50 | 20.63 | -6.42 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €64,924 | - | €4,138 | €1,432 | - |
| €11,375 | €1,494 | €721 | €190 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 30% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total rises from 7.9% to 30.0%. Equity and debt are higher.
CLOCOM has no parent and no holdings in its annual accounts. is the only director.
via , no longer at · Representative · deed of 12-03-2018 |
founded in 1986 |
The network starts from the earlier ties.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Tige du Paz 21 registered office 4537 Verlaine | 08-01-2021 | 2.314.447.516 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 61063B0970/00D000 | 1,435 m² | 1 · 105 m² | 8.7 m · 2 |
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